Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
72.33
+0.40 (0.56%)
Jul 29, 2026, 11:19 AM EDT - Market open
PFIS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 58.93 | 59.19 | 8.5 | 27.38 | 38.09 | 43.52 |
Depreciation & Amortization | 10.5 | 10.62 | 7.24 | 3.5 | 4.03 | 3.64 |
Provision for Credit Losses | 1.29 | 0.1 | 19.13 | 0.57 | -0.45 | 1.75 |
Stock-Based Compensation | - | 0.35 | 0.79 | 0.89 | 0.53 | 0.55 |
Net Change in Loans Held-for-Sale | -0.76 | -0.81 | 0.25 | -0.25 | 0.41 | 0.33 |
Other Adjustments | -13.39 | -11.7 | -13.54 | 2.25 | 4.15 | -11.52 |
Changes in Accrued Interest and Accounts Receivable | -1.56 | -2 | 4.55 | -1.02 | -3.19 | -0.27 |
Changes in Accounts Payable | 2.45 | 1.29 | -2.23 | 4.86 | 0.45 | -0.33 |
Changes in Other Operating Activities | -6.9 | -2.76 | 10.05 | -4.92 | -1.75 | 3 |
Operating Cash Flow | 53.5 | 54.28 | 34.73 | 33.25 | 42.36 | 40.77 |
Operating Cash Flow Growth | 20.74% | 56.30% | 4.43% | -21.50% | 3.89% | 9.66% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -186.89 | -60.65 | 61.68 | -123.34 | -402.7 | -151.96 |
Net Change in Securities and Investments | -58.73 | 38.77 | 296.77 | 103.35 | -53.86 | -296.85 |
Proceeds from Business Divestments | 12.89 | - | 28.07 | - | - | - |
Capital Expenditures | -12.25 | -10.93 | -2.58 | -5.93 | -7.83 | -4.89 |
Sale of Property, Plant & Equipment | 3.7 | 7.41 | 1.81 | 0.15 | 1.14 | 0.98 |
Other Investing Activities | 6.69 | 0.97 | 0.6 | - | -4.57 | 12.6 |
Investing Cash Flow | -145.36 | -24.44 | 386.35 | -25.75 | -467.82 | -440.1 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 108 | 25.82 | -299.81 | 232.44 | 83.2 | 526.28 |
Short-Term Debt Issued | 164.48 | 16.82 | -131.39 | -97.34 | 112.93 | -50 |
Net Short-Term Debt Issued (Repaid) | 164.48 | 16.82 | -131.39 | -97.34 | 112.93 | -50 |
Long-Term Debt Issued | 96.24 | 159.19 | - | 25 | - | - |
Long-Term Debt Repaid | -50.2 | -73.89 | -23.29 | -0.56 | -2.16 | -12.06 |
Net Long-Term Debt Issued (Repaid) | 46.04 | 85.3 | -23.29 | 24.45 | -2.16 | -12.06 |
Repurchase of Common Stock | -0.37 | - | - | -5.89 | -1.25 | -2.36 |
Net Common Stock Issued (Repurchased) | -0.37 | - | - | -5.89 | -1.25 | -2.36 |
Common Dividends Paid | -24.73 | -24.64 | -18.09 | -11.66 | -11.32 | -10.79 |
Financing Cash Flow | 343.37 | 103.3 | -472.58 | 142 | 183.4 | 451.07 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 251.51 | 133.13 | -51.51 | 149.5 | -242.07 | 51.74 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 41.25 | 43.34 | 32.15 | 27.33 | 34.53 | 35.89 |
Free Cash Flow Growth | 13.42% | 34.81% | 17.65% | -20.85% | -3.79% | 2.86% |
FCF Margin | 11.37% | 12.25% | 11.93% | 14.52% | 17.45% | 18.25% |
Free Cash Flow Per Share | 4.10 | 4.30 | 3.74 | 3.82 | 4.79 | 4.96 |