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Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
74.92
+4.60 (6.54%)
At close: Nov 2, 2026, 4:00 PM EST
74.92
0.00 (0.00%)
After-hours: Nov 2, 2026, 4:10 PM EST

PFIS Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
59.198.527.3838.0943.52
Depreciation & Amortization
10.627.243.54.033.64
Other Amortization
0.710.39---
Gain (Loss) on Sale of Assets
0.080.17-0.02-0.65-0.18
Gain (Loss) on Sale of Investments
0.44-0.471.373.95-10.41
Total Asset Writedown
0.210.82---
Provision for Credit Losses
0.119.130.57-0.451.75
Net Decrease (Increase) in Loans Originated / Sold - Operating
-0.750.25-0.260.460.76
Accrued Interest Receivable
-24.55-1.02-3.19-0.27
Change in Other Net Operating Assets
-2.7610.05-4.92-1.753
Other Operating Activities
3.16-5.330.90.89-0.93
Operating Cash Flow
54.2834.7333.2542.3640.77
Operating Cash Flow Growth
56.30%4.43%-21.50%3.89%9.66%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-10.93-2.58-5.93-7.83-4.89
Sale of Property, Plant and Equipment
7.391.810.010.170.06
Cash Acquisitions
-28.07---
Investment in Securities
40.5301.898.9-48.27-286.05
Net Decrease (Increase) in Loans Originated / Sold - Investing
-60.6561.68-123.34-402.7-151.96
Other Investing Activities
-1.27-4.434.45-10.151.8
Investing Cash Flow
-24.44386.35-25.75-467.82-440.1

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
16.82--114.93-
Long-Term Debt Issued
159.19-25--
Total Debt Issued
176.01-25114.93-
Short-Term Debt Repaid
--131.39-97.34--50
Long-Term Debt Repaid
-73.89-23.29-0.56-2.16-12.06
Total Debt Repaid
-73.89-154.68-97.9-2.16-62.06
Net Debt Issued (Repaid)
102.12-154.68-72.9112.77-62.06
Repurchase of Common Stock
---5.89-1.25-2.36
Common Dividends Paid
-24.64-18.09-11.66-11.33-10.79
Net Increase (Decrease) in Deposit Accounts
25.82-299.81232.4483.2526.28
Financing Cash Flow
103.3-472.58142183.4451.07

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
133.13-51.51149.5-242.0751.74

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
43.3432.1527.3334.5335.89
Free Cash Flow Growth
34.81%17.65%-20.85%-3.79%2.86%
Free Cash Flow Margin
23.10%27.91%27.24%31.96%33.07%
Free Cash Flow Per Share
4.303.743.824.794.96

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
92.4595.7358.2415.099.75
Cash Income Tax Paid
7.561.853.46106.74
SEC Filings: 10-K · 10-Q