Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
74.92
+4.60 (6.54%)
At close: Nov 2, 2026, 4:00 PM EST
74.92
0.00 (0.00%)
After-hours: Nov 2, 2026, 4:10 PM EST
PFIS Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 76.56 | 268.98 | 135.85 | 187.37 | 37.87 | 279.93 |
Investment Securities | 671.82 | 293.3 | 394.39 | 330.48 | 360.85 | 413.01 |
Trading Asset Securities | - | 15.58 | 20.54 | 19.28 | 21.8 | 9.87 |
Mortgage-Backed Securities | 66.74 | 314.27 | 235.52 | 158.41 | 213.59 | 181.56 |
Total Investments | 738.56 | 623.15 | 650.45 | 508.17 | 596.23 | 604.44 |
Gross Loans | 4,363 | 4,069 | 3,995 | 2,850 | 2,730 | 2,329 |
Allowance for Loan Losses | -40.78 | -39.01 | -41.78 | -21.9 | -27.47 | -28.38 |
Other Adjustments to Gross Loans | - | -1.9 | -1.1 | -0.4 | -0.3 | - |
Net Loans | 4,323 | 4,028 | 3,952 | 2,828 | 2,703 | 2,301 |
Property, Plant & Equipment | 88.64 | 78.5 | 73.28 | 61.28 | 55.67 | 51.5 |
Goodwill | 75.99 | 75.99 | 75.99 | 63.37 | 63.37 | 63.37 |
Other Intangible Assets | 23.25 | 27.7 | 34.2 | - | 0.11 | 0.47 |
Loans Held for Sale | 1.41 | 0.81 | - | 0.25 | - | 0.41 |
Accrued Interest Receivable | 18.32 | 17.63 | 15.63 | 12.73 | 11.72 | 8.53 |
Other Current Assets | - | 8.07 | 8.34 | 5.79 | 3.09 | - |
Long-Term Deferred Tax Assets | 30.59 | 26.56 | 35.69 | 13.77 | 18.74 | 5.36 |
Other Real Estate Owned & Foreclosed | - | 2.43 | 0.77 | - | 0.12 | 0.61 |
Other Long-Term Assets | 183.3 | 112.88 | 109.75 | 61.56 | 63.97 | 54.08 |
Total Assets | 5,559 | 5,271 | 5,092 | 3,742 | 3,554 | 3,369 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,701 | 3,250 | 3,288 | 2,513 | 2,181 | 2,135 |
Institutional Deposits | - | 229.95 | 184.04 | 121.27 | 92.73 | 90.8 |
Non-Interest Bearing Deposits | 971.07 | 954.49 | 935.52 | 644.68 | 772.77 | 737.76 |
Total Deposits | 4,672 | 4,434 | 4,408 | 3,279 | 3,047 | 2,963 |
Short-Term Borrowings | 19.72 | 48.07 | 36.05 | 36.4 | 136.4 | 8.81 |
Current Portion of Long-Term Debt | - | 51.62 | - | - | 0.56 | - |
Current Portion of Leases | - | 1.52 | - | - | - | - |
Accrued Interest Payable | 8.62 | 6.79 | 5.5 | 5.77 | 0.9 | 0.41 |
Long-Term Debt | 83.49 | 83.19 | 33 | 33 | 33 | 33 |
Federal Home Loan Bank Debt, Long-Term | 160.14 | 82.73 | 98.64 | 25 | - | 2.71 |
Long-Term Leases | - | 16.92 | 12.7 | 11 | 8.3 | 8.8 |
Trust Preferred Securities | 8.22 | 8.14 | 8.04 | - | - | - |
Pension & Post-Retirement Benefits | - | 4.9 | 5.1 | 3.1 | 2.8 | 2.6 |
Other Long-Term Liabilities | 77.68 | 12.79 | 16.13 | 8.57 | 9.61 | 9.63 |
Total Liabilities | 5,030 | 4,751 | 4,623 | 3,402 | 3,238 | 3,029 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 20.06 | 20.02 | 20 | 14.09 | 14.32 | 14.34 |
Additional Paid-In Capital | 251.72 | 251.02 | 250.7 | 122.13 | 126.85 | 127.55 |
Retained Earnings | 303.44 | 273.5 | 238.96 | 248.55 | 230.52 | 203.75 |
Comprehensive Income & Other | -45.91 | -24.69 | -40.7 | -44.35 | -56.34 | -5.51 |
Shareholders' Equity | 529.3 | 519.85 | 468.95 | 340.42 | 315.35 | 340.13 |
Total Liabilities & Equity | 5,559 | 5,271 | 5,092 | 3,742 | 3,554 | 3,369 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 271.58 | 292.18 | 188.43 | 105.4 | 178.25 | 53.32 |
Net Cash (Debt) | 33.39 | -7.62 | -32.04 | 101.25 | -118.59 | 236.48 |
Net Cash Growth | - | - | - | - | - | 88.78% |
Net Cash Per Share | 3.32 | -0.76 | -3.73 | 14.16 | -16.44 | 32.68 |
Filing Date Shares Outstanding | 10.01 | 10 | 9.99 | 7.06 | 7.16 | 7.17 |
Total Common Shares Outstanding | 10.01 | 9.99 | 9.99 | 7.04 | 7.16 | 7.17 |
Book Value Per Share | 52.87 | 52.01 | 46.94 | 48.35 | 44.06 | 47.44 |
Tangible Book Value | 430.06 | 416.16 | 358.77 | 277.05 | 251.88 | 276.29 |
Tangible Book Value Per Share | 42.95 | 41.64 | 35.91 | 39.35 | 35.19 | 38.54 |