PFIS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	338.56	331.92	231.98	173.51	186.42	169.27
Net Interest Income Growth	24.27%	43.08%	33.70%	-6.93%	10.13%	6.06%
Non-Interest Income	22.37	21.73	18.34	14.13	11.85	25.64
Non-Interest Income Growth	5.35%	18.49%	29.74%	19.32%	-53.80%	61.82%
Revenues Before Loan Losses	360.93	353.65	250.31	187.64	198.27	194.91
Provision for Credit Losses	-1.29	-0.1	-19.13	-0.57	0.45	-1.75
Revenue	362.22	353.75	269.45	188.21	197.82	196.66
Revenue Growth (YoY)	15.99%	31.29%	43.16%	-4.86%	0.59%	7.55%
Compensation Expenses	57.38	56.34	45.75	35.29	33.55	29.74
Selling, General & Admin	37.67	38.11	30.55	23.71	21.97	17.54
Other Non-Interest Expenses	23.45	20.9	30.43	8.83	7.15	7.73
Total Non-Interest Expense	117.87	115.36	106.73	67.82	62.68	55
Pretax Income	72.5	72.23	8.47	32.5	45.37	53.52
Provision for Income Taxes	13.57	13.05	-0.03	5.12	7.28	10
Net Income	58.93	59.19	8.5	27.38	38.09	43.52
Net Income to Common	58.93	59.19	8.5	27.38	38.09	43.52
Net Income Growth	194.02%	596.48%	-68.96%	-28.12%	-12.47%	48.26%
Shares Outstanding (Basic)	10	10	9	7	7	7
Shares Outstanding (Diluted)	10	10	9	7	7	7
Shares Change (YoY)	8.11%	17.33%	20.06%	-0.83%	-0.33%	-1.40%
EPS (Basic)	5.90	5.92	1.00	3.85	5.31	6.05
EPS (Diluted)	5.85	5.88	0.99	3.83	5.28	6.01
EPS Growth	173.36%	493.94%	-74.15%	-27.49%	-12.19%	50.37%
Shares Outstanding	10	9.99	9.99	7.04	7.15	7.17
Free Cash Flow	-	43.34	32.15	27.33	34.53	35.89
Free Cash Flow Growth	-	34.81%	17.65%	-20.85%	-3.79%	2.86%
Free Cash Flow Per Share	-	4.30	3.74	3.82	4.79	4.96
Dividends Per Share	2.478	2.470	2.060	1.640	1.580	1.500
Dividend Growth	0.30%	19.90%	25.61%	3.80%	5.33%	4.17%
Profit Margin	16.27%	16.73%	3.15%	14.55%	19.25%	22.13%
FCF Margin	-	12.25%	11.93%	14.52%	17.45%	18.25%
EBITDA	-	10.62	7.24	3.5	4.03	3.64
EBITDA Margin	-	3.00%	2.69%	1.86%	2.04%	1.85%
Effective Tax Rate	18.72%	18.06%	-0.35%	15.76%	16.04%	18.68%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q