Peoples Financial Services Corp. (PFIS)

NASDAQ: PFIS · Real-Time Price · USD

72.14

+0.21 (0.29%)

Jul 29, 2026, 11:15 AM EDT - Market open

PFIS Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	362.84	353.75	269.45	188.21	197.82	196.66
Revenue Growth	16.60%	31.29%	43.16%	-4.86%	0.59%	7.55%
Net Income	58.93	59.19	8.5	27.38	38.09	43.52
Earnings Per Share	5.85	5.88	0.99	3.83	5.28	6.01
EPS Growth	173.36%	493.94%	-74.15%	-27.49%	-12.19%	50.37%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	328.61	268.98	135.85	187.37	37.87	279.93
Total Debt	226.21	225.68	139.68	58	33.56	33
Net Cash (Debt)	-226.21	-225.68	-139.68	-58	-33.56	-33
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-22.46	-22.40	-16.27	-8.11	-4.65	-4.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	53.5	54.28	34.73	33.25	42.36	40.77
Capital Expenditures	-12.25	-10.93	-2.58	-5.93	-7.83	-4.89
Free Cash Flow	41.25	43.34	32.15	27.33	34.53	35.89
Free Cash Flow Growth	13.42%	34.81%	17.65%	-20.85%	-3.79%	2.86%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	19.98%	20.42%	3.14%	17.27%	22.93%	27.21%
Profit Margin	16.24%	16.73%	3.15%	14.55%	19.25%	22.13%
FCF Margin	11.37%	12.25%	11.93%	14.52%	17.45%	18.25%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.500	2.470	2.060	1.640	1.580	1.500
Dividend Per Share Growth	0.61%	19.90%	25.61%	3.80%	5.33%	4.17%
Dividend Yield	3.45%	5.06%	4.14%	3.37%	3.05%	2.85%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.35	8.28	51.70	12.72	9.81	8.76
Forward PE	10.55	7.88	8.71	11.91	9.73	-
P/FCF Ratio	17.45	11.23	15.90	12.55	10.74	10.53
PS Ratio	3.78	1.38	1.90	1.82	1.87	1.92