Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
46.06
-0.51 (-1.10%)
Oct 10, 2025, 3:00 PM EDT - Market open
PFIS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2005 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2005 - 2019 |
Net Income | 33.72 | 8.5 | 27.38 | 38.09 | 43.52 | 29.35 | Upgrade |
Depreciation & Amortization | 10.95 | 7.24 | 3.5 | 4.03 | 3.64 | 4.25 | Upgrade |
Provision for Credit Losses | 19.01 | 19.15 | 0.57 | -0.45 | 1.75 | 7.4 | Upgrade |
Stock-Based Compensation | 0.79 | 0.79 | 0.89 | 0.53 | 0.55 | 0.57 | Upgrade |
Net Change in Loans Held-for-Sale | -0.55 | 0.25 | -0.26 | 0.46 | 0.66 | 1.05 | Upgrade |
Other Adjustments | -4.96 | -11.98 | 2.27 | 4.1 | -11.85 | -4.91 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | 4.92 | 4.55 | -1.02 | -3.19 | -0.27 | -1.27 | Upgrade |
Changes in Accrued Expenses | -2.93 | -2.23 | 2.86 | 0.45 | -0.33 | -0.54 | Upgrade |
Changes in Other Operating Activities | 9.84 | 9.24 | -4.92 | -1.75 | 3 | 1.28 | Upgrade |
Operating Cash Flow | 51.92 | 33.92 | 33.25 | 42.36 | 40.77 | 37.18 | Upgrade |
Operating Cash Flow Growth | 151.38% | 2.02% | -21.50% | 3.89% | 9.66% | 0.27% | Upgrade |
Net Change in Loans Held-for-Investment | 85.72 | 61.68 | -123.34 | -402.7 | -151.96 | -241.31 | Upgrade |
Net Change in Securities and Investments | 108.31 | 297.58 | 103.35 | -53.86 | -284.7 | 47.78 | Upgrade |
Payments for Business Acquisitions | - | 28.07 | - | - | - | - | Upgrade |
Capital Expenditures | -7.85 | -2.58 | -5.93 | -7.83 | -4.89 | -2.29 | Upgrade |
Sale of Property, Plant & Equipment | - | 1.81 | 0.15 | 1.14 | 0.98 | 1.08 | Upgrade |
Other Investing Activities | - | 0.6 | - | -4.57 | 0.45 | -6.5 | Upgrade |
Investing Cash Flow | 431.09 | 387.15 | -25.75 | -467.82 | -440.1 | -201.24 | Upgrade |
Net Change in Deposits | - | -299.81 | 232.44 | 83.2 | 526.28 | 465.62 | Upgrade |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -157.61 | -131.39 | -91.34 | 112.93 | -50 | -102.15 | Upgrade |
Short-Term Debt Issued | - | - | - | - | - | 103.65 | Upgrade |
Short-Term Debt Repaid | - | - | - | - | - | -103.65 | Upgrade |
Long-Term Debt Issued | - | - | 25 | - | - | 15 | Upgrade |
Long-Term Debt Repaid | - | -23.29 | -0.56 | -2.16 | -12.06 | -17.96 | Upgrade |
Net Long-Term Debt Issued (Repaid) | - | -23.29 | 24.45 | -2.16 | -12.06 | -2.96 | Upgrade |
Repurchase of Common Stock | - | - | -11.89 | -1.25 | -2.36 | -6.89 | Upgrade |
Net Common Stock Issued (Repurchased) | - | - | -11.89 | -1.25 | -2.36 | -6.89 | Upgrade |
Common Dividends Paid | -24.63 | -18.09 | -11.66 | -11.32 | -10.79 | -10.52 | Upgrade |
Financing Cash Flow | -357.23 | -472.58 | 142 | 183.4 | 451.07 | 361.1 | Upgrade |
Net Cash Flow | 125.78 | -51.51 | 149.5 | -242.07 | 51.74 | 197.04 | Upgrade |
Beginning Cash & Cash Equivalents | 49.96 | 187.37 | 37.87 | 279.93 | 228.19 | 31.15 | Upgrade |
Ending Cash & Cash Equivalents | 175.74 | 135.85 | 187.37 | 37.87 | 279.93 | 228.19 | Upgrade |
Free Cash Flow | 44.07 | 31.35 | 27.33 | 34.53 | 35.89 | 34.89 | Upgrade |
Free Cash Flow Growth | 40.59% | 14.71% | -20.85% | -3.79% | 2.86% | 10.84% | Upgrade |
FCF Margin | 26.92% | 27.22% | 27.29% | 32.10% | 33.13% | 39.54% | Upgrade |
Free Cash Flow Per Share | 4.38 | 3.65 | 3.82 | 4.79 | 4.96 | 4.75 | Upgrade |
Levered Free Cash Flow | 48.63 | 1.44 | 46.32 | 27.65 | 32.62 | 27.81 | Upgrade |
Unlevered Free Cash Flow | 14.92 | 16.23 | -5.5 | -8.28 | 1.16 | 1.42 | Upgrade |
Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.