Peoples Financial Services Corp. (PFIS)

PFIS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	460	511	344	371	378	265
Market Cap Growth	-1.30%	48.82%	-7.36%	-1.81%	42.43%	-28.70%
Enterprise Value	566.48	651	401.59	404.46	410.75	313
Last Close Price	46.06	51.18	48.80	51.84	52.69	36.76
PE Ratio	13.75	51.70	12.74	9.82	8.75	9.19
Forward PE	7.55	-	-	-	-	-
PS Ratio	2.81	4.44	3.43	3.45	3.49	3.01
PB Ratio	0.94	1.09	1.01	1.18	1.11	0.84
P/TBV Ratio	0.94	0.94	1.02	1.19	1.12	0.85
P/FCF Ratio	10.70	16.31	12.57	10.74	10.53	7.60
P/OCF Ratio	9.08	15.07	10.33	8.76	9.27	7.13
EV/Sales Ratio	3.42	5.65	4.01	3.76	3.79	3.55
EV/EBITDA Ratio	-	89.97	114.84	100.26	112.78	73.65
EV/FCF Ratio	12.85	20.77	14.70	11.71	11.45	8.97
Debt / Equity Ratio	0.39	0.30	0.17	0.11	0.10	0.15
Debt / EBITDA Ratio	17.79	19.30	16.59	8.32	9.06	11.24
Debt / FCF Ratio	4.42	4.46	2.12	0.97	0.92	1.37
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03
Return on Equity (ROE)	7.00%	2.10%	8.35%	11.62%	13.25%	9.53%
Earnings Yield	7.15%	1.93%	7.85%	10.19%	11.43%	10.88%
FCF Yield	9.35%	6.13%	7.95%	9.31%	9.50%	13.15%
Dividend Yield	5.36%	4.14%	3.36%	3.05%	2.85%	3.92%
Payout Ratio	73.66%	212.91%	42.58%	29.73%	24.80%	35.83%
Buyback Yield / Dilution	0.00%	0.00%	3.46%	0.34%	0.63%	2.60%
Total Shareholder Return	5.36%	4.14%	6.82%	3.38%	3.47%	6.52%

Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q