PFIS Statistics
Total Valuation
PFIS has a market cap or net worth of $527.55 million. The enterprise value is $535.17 million.
Important Dates
The next estimated earnings date is Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | Feb 27, 2026 |
Share Statistics
PFIS has 10.00 million shares outstanding. The number of shares has increased by 17.33% in one year.
| Current Share Class | 10.00M |
| Shares Outstanding | 10.00M |
| Shares Change (YoY) | +17.33% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 8.81% |
| Owned by Institutions (%) | 31.18% |
| Float | 9.11M |
Valuation Ratios
The trailing PE ratio is 8.97 and the forward PE ratio is 8.13.
| PE Ratio | 8.97 |
| Forward PE | 8.13 |
| PS Ratio | 2.81 |
| Forward PS | 2.55 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 12.17 |
| P/OCF Ratio | 9.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.04 |
| EV / Sales | 2.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.97%.
| Return on Equity (ROE) | 11.97% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.47% |
| Revenue Per Employee | $321,768 |
| Profits Per Employee | $101,521 |
| Employee Count | 583 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFIS has paid $13.05 million in taxes.
| Income Tax | 13.05M |
| Effective Tax Rate | 18.06% |
Stock Price Statistics
The stock price has increased by +16.80% in the last 52 weeks. The beta is 0.77, so PFIS's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +16.80% |
| 50-Day Moving Average | 53.11 |
| 200-Day Moving Average | 50.43 |
| Relative Strength Index (RSI) | 49.06 |
| Average Volume (20 Days) | 42,107 |
Short Selling Information
The latest short interest is 132,487, so 1.33% of the outstanding shares have been sold short.
| Short Interest | 132,487 |
| Short Previous Month | 108,247 |
| Short % of Shares Out | 1.33% |
| Short % of Float | 1.45% |
| Short Ratio (days to cover) | 4.96 |
Income Statement
In the last 12 months, PFIS had revenue of $187.59 million and earned $59.19 million in profits. Earnings per share was $5.88.
| Revenue | 187.59M |
| Gross Profit | 187.59M |
| Operating Income | 84.56M |
| Pretax Income | 72.23M |
| Net Income | 59.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.88 |
Full Income StatementBalance Sheet
The company has $284.57 million in cash and $292.18 million in debt, with a net cash position of -$7.62 million or -$0.76 per share.
| Cash & Cash Equivalents | 284.57M |
| Total Debt | 292.18M |
| Net Cash | -7.62M |
| Net Cash Per Share | -$0.76 |
| Equity (Book Value) | 519.85M |
| Book Value Per Share | 52.01 |
| Working Capital | -4.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $54.28 million and capital expenditures -$10.93 million, giving a free cash flow of $43.34 million.
| Operating Cash Flow | 54.28M |
| Capital Expenditures | -10.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 102.12M |
| Free Cash Flow | 43.34M |
| FCF Per Share | $4.33 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.08% |
| Pretax Margin | 38.51% |
| Profit Margin | 31.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.10% |
Dividends & Yields
This stock pays an annual dividend of $2.50, which amounts to a dividend yield of 4.85%.
| Dividend Per Share | $2.50 |
| Dividend Yield | 4.85% |
| Dividend Growth (YoY) | 9.50% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 42.13% |
| Buyback Yield | -17.33% |
| Shareholder Yield | -12.57% |
| Earnings Yield | 11.22% |
| FCF Yield | 8.22% |
Dividend DetailsAnalyst Forecast
The average price target for PFIS is $56.00, which is 6.55% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.00 |
| Price Target Difference | 6.55% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
