PFIS Statistics

Total Valuation

PFIS has a market cap or net worth of $492.04 million. The enterprise value is $511.77 million.

Market Cap	492.04M
Enterprise Value	511.77M

Important Dates

The last earnings date was Thursday, February 6, 2025, after market close.

Earnings Date	Feb 6, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

PFIS has 9.99 million shares outstanding. The number of shares has increased by 20.06% in one year.

Current Share Class	9.99M
Shares Outstanding	9.99M
Shares Change (YoY)	+20.06%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	8.04%
Owned by Institutions (%)	30.69%
Float	9.18M

Valuation Ratios

The trailing PE ratio is 49.75 and the forward PE ratio is 9.10.

PE Ratio	49.75
Forward PE	9.10
PS Ratio	3.65
Forward PS	2.67
PB Ratio	1.05
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	60.22
EV / Sales	4.44
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.10%.

Return on Equity (ROE)	2.10%
Return on Assets (ROA)	0.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$291,630
Profits Per Employee	$21,514
Employee Count	395
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-30,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +21.55% in the last 52 weeks. The beta is 0.54, so PFIS's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+21.55%
50-Day Moving Average	51.56
200-Day Moving Average	47.16
Relative Strength Index (RSI)	40.41
Average Volume (20 Days)	23,912

Short Selling Information

The latest short interest is 51,017, so 0.51% of the outstanding shares have been sold short.

Short Interest	51,017
Short Previous Month	57,586
Short % of Shares Out	0.51%
Short % of Float	0.56%
Short Ratio (days to cover)	1.70

Income Statement

In the last 12 months, PFIS had revenue of $115.19 million and earned $8.50 million in profits. Earnings per share was $0.99.

Revenue	115.19M
Gross Profit	115.19M
Operating Income	28.04M
Pretax Income	19.95M
Net Income	8.50M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.99

Full Income Statement

Balance Sheet

The company has $135.85 million in cash and $155.58 million in debt, giving a net cash position of -$19.73 million or -$1.97 per share.

Cash & Cash Equivalents	135.85M
Total Debt	155.58M
Net Cash	-19.73M
Net Cash Per Share	-$1.97
Equity (Book Value)	468.95M
Book Value Per Share	46.94
Working Capital	-4.28B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	24.34%
Pretax Margin	7.35%
Profit Margin	7.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.47, which amounts to a dividend yield of 5.02%.

Dividend Per Share	$2.47
Dividend Yield	5.02%
Dividend Growth (YoY)	37.96%
Years of Dividend Growth	8
Payout Ratio	249.49%
Buyback Yield	-20.06%
Shareholder Yield	-15.04%
Earnings Yield	1.73%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for PFIS is $47.00, which is -4.57% lower than the current price. The consensus rating is "Hold".

Price Target	$47.00
Price Target Difference	-4.57%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2