Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
24.68
-0.18 (-0.72%)
Jul 31, 2026, 4:00 PM EDT - Market closed
PFS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 788.17 | 760.57 | 600.61 | 399.45 | 417.55 | 366.02 |
Net Interest Income Growth | 7.34% | 26.63% | 50.36% | -4.33% | 14.08% | 17.10% |
Non-Interest Income | 118.21 | 109.84 | 94.11 | 79.83 | 87.79 | 86.81 |
Non-Interest Income Growth | 12.44% | 16.71% | 17.89% | -9.07% | 1.13% | 19.85% |
Revenues Before Loan Losses | 906.38 | 870.4 | 694.73 | 479.28 | 505.34 | 452.83 |
Provision for Credit Losses | 13.05 | 3.58 | 87.56 | 28.17 | 5 | -24.34 |
| 893.33 | 866.82 | 607.16 | 451.12 | 500.34 | 477.17 | |
Revenue Growth | 8.48% | 42.77% | 34.59% | -9.84% | 4.86% | 34.31% |
Compensation Expenses | 261 | 253.13 | 218.34 | 148.5 | 147.2 | 143.37 |
Selling, General & Admin | 108.22 | 108.64 | 98.7 | 68.66 | 66.68 | 62.9 |
Other Non-Interest Expenses | 93.46 | 96.89 | 140.5 | 58.18 | 46.35 | 43.79 |
Total Non-Interest Expense | 464.18 | 458.66 | 457.55 | 275.34 | 260.23 | 250.05 |
Pretax Income | 430.09 | 408.16 | 149.62 | 175.78 | 240.11 | 227.12 |
Provision for Income Taxes | 117.38 | 117 | 34.09 | 47.38 | 64.46 | 59.2 |
Net Income | 312.72 | 291.16 | 115.53 | 128.4 | 175.65 | 167.92 |
Net Income to Common | 312.72 | 291.16 | 115.53 | 128.4 | 175.65 | 167.92 |
Net Income Growth | 35.41% | 152.03% | -10.03% | -26.90% | 4.60% | 73.20% |
Shares Outstanding (Basic) | 130 | 130 | 110 | 75 | 75 | 76 |
Shares Outstanding (Diluted) | 131 | 131 | 110 | 75 | 75 | 77 |
Shares Change | 0.21% | 18.95% | 46.53% | 0.12% | -2.32% | 9.96% |
EPS (Basic) | 2.40 | 2.23 | 1.05 | 1.72 | 2.35 | 2.20 |
EPS (Diluted) | 2.40 | 2.23 | 1.05 | 1.71 | 2.35 | 2.19 |
EPS Growth | 35.59% | 112.38% | -38.60% | -27.23% | 7.31% | 57.55% |
Free Cash Flow | - | 430.73 | 425.07 | 165.91 | 190.9 | 143.01 |
Free Cash Flow Growth | - | 1.33% | 156.21% | -13.09% | 33.49% | 58.06% |
Free Cash Flow Per Share | - | 3.30 | 3.87 | 2.22 | 2.55 | 1.87 |
Dividends Per Share | 0.480 | 0.960 | 0.960 | 0.960 | 0.960 | 0.930 |
Dividend Growth | -50.00% | 0% | 0% | 0% | 3.23% | 1.09% |
Profit Margin | 35.01% | 33.59% | 19.03% | 28.46% | 35.11% | 35.19% |
FCF Margin | - | 49.69% | 70.01% | 36.78% | 38.15% | 29.97% |
Effective Tax Rate | 27.29% | 28.66% | 22.79% | 26.95% | 26.85% | 26.06% |