Pagaya Technologies Ltd. (PGY)
NASDAQ: PGY · Real-Time Price · USD
28.70
+0.03 (0.10%)
Aug 11, 2025, 11:08 AM - Market open
Pagaya Technologies Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2020 |
Operating Revenue | 1,125 | 1,005 | 772.81 | 685.41 | 445.87 | 91.74 | Upgrade |
Other Revenue | 27.65 | 27.7 | 39.24 | 63.51 | 28.72 | 7.27 | Upgrade |
| 1,153 | 1,032 | 812.05 | 748.93 | 474.59 | 99.01 | Upgrade | |
Revenue Growth (YoY) | 24.59% | 27.12% | 8.43% | 57.81% | 379.33% | 173.95% | Upgrade |
Cost of Revenue | 665.72 | 597.65 | 508.94 | 451.08 | 232.32 | 49.09 | Upgrade |
Gross Profit | 487.3 | 434.6 | 303.11 | 297.84 | 242.26 | 49.93 | Upgrade |
Selling, General & Admin | 251.77 | 287.09 | 253.12 | 398.42 | 181.86 | 16.34 | Upgrade |
Research & Development | 73.16 | 76.57 | 74.38 | 150.93 | 66.21 | 12.33 | Upgrade |
Operating Expenses | 324.92 | 363.66 | 327.51 | 549.35 | 248.07 | 28.67 | Upgrade |
Operating Income | 162.38 | 70.94 | -24.4 | -251.51 | -5.81 | 21.25 | Upgrade |
Other Non Operating Income (Expenses) | -456.98 | -481.86 | -156.77 | -24.87 | -55.84 | -0.06 | Upgrade |
EBT Excluding Unusual Items | -294.6 | -410.92 | -181.17 | -276.37 | -61.65 | 21.2 | Upgrade |
Merger & Restructuring Charges | -4.1 | -4.1 | - | - | - | - | Upgrade |
Other Unusual Items | -6.1 | -6.1 | - | - | - | - | Upgrade |
Pretax Income | -304.8 | -421.12 | -181.17 | -276.37 | -61.65 | 21.2 | Upgrade |
Income Tax Expense | 7.5 | 24.58 | 15.57 | 16.4 | 7.88 | 1.28 | Upgrade |
Earnings From Continuing Operations | -312.3 | -445.7 | -196.74 | -292.77 | -69.52 | 19.92 | Upgrade |
Minority Interest in Earnings | 31.45 | 44.29 | 68.3 | -9.55 | -21.63 | -5.45 | Upgrade |
Net Income | -280.85 | -401.41 | -128.44 | -302.32 | -91.15 | 14.47 | Upgrade |
Preferred Dividends & Other Adjustments | 1.51 | - | - | 12.21 | 43.17 | 9.56 | Upgrade |
Net Income to Common | -282.36 | -401.41 | -128.44 | -314.53 | -134.32 | 4.91 | Upgrade |
Shares Outstanding (Basic) | 75 | 71 | 60 | 38 | 16 | 16 | Upgrade |
Shares Outstanding (Diluted) | 75 | 71 | 60 | 38 | 16 | 17 | Upgrade |
Shares Change (YoY) | 16.45% | 18.06% | 56.95% | 135.03% | -5.61% | 8.22% | Upgrade |
EPS (Basic) | -3.76 | -5.66 | -2.14 | -8.22 | -8.25 | 0.31 | Upgrade |
EPS (Diluted) | -3.77 | -5.66 | -2.14 | -8.22 | -8.25 | 0.27 | Upgrade |
Free Cash Flow | 115.51 | 48.78 | -10.61 | -62.41 | 43.19 | 3.16 | Upgrade |
Free Cash Flow Per Share | 1.54 | 0.69 | -0.18 | -1.63 | 2.65 | 0.18 | Upgrade |
Gross Margin | 42.26% | 42.10% | 37.33% | 39.77% | 51.05% | 50.42% | Upgrade |
Operating Margin | 14.08% | 6.87% | -3.00% | -33.58% | -1.22% | 21.47% | Upgrade |
Profit Margin | -24.49% | -38.89% | -15.82% | -42.00% | -28.30% | 4.96% | Upgrade |
Free Cash Flow Margin | 10.02% | 4.73% | -1.31% | -8.33% | 9.10% | 3.19% | Upgrade |
EBITDA | 193.09 | 99.69 | -5.27 | -245.21 | -4.99 | 21.54 | Upgrade |
EBITDA Margin | 16.75% | 9.66% | -0.65% | -32.74% | -1.05% | 21.76% | Upgrade |
D&A For EBITDA | 30.71 | 28.75 | 19.13 | 6.29 | 0.82 | 0.29 | Upgrade |
EBIT | 162.38 | 70.94 | -24.4 | -251.51 | -5.81 | 21.25 | Upgrade |
EBIT Margin | 14.08% | 6.87% | -3.00% | -33.58% | -1.22% | 21.47% | Upgrade |
Effective Tax Rate | - | - | - | - | - | 6.02% | Upgrade |
Revenue as Reported | 1,153 | 1,032 | 812.05 | 748.93 | 474.59 | 99.01 | Upgrade |
Updated Aug 7, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.