Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD

10.48

-0.18 (-1.69%)

At close: Mar 31, 2025, 4:00 PM

10.62

+0.14 (1.34%)

Pre-market: Apr 1, 2025, 6:35 AM EDT

Pagaya Technologies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019
Operating Revenue	1,005	772.81	685.41	445.87	91.74	Upgrade
Other Revenue	27.7	39.24	63.51	28.72	7.27	Upgrade
Revenue	1,032	812.05	748.93	474.59	99.01	Upgrade
Revenue Growth (YoY)	27.12%	8.43%	57.81%	379.33%	173.95%	Upgrade
Cost of Revenue	597.65	508.94	451.08	232.32	49.09	Upgrade
Gross Profit	434.6	303.11	297.84	242.26	49.93	Upgrade
Selling, General & Admin	287.09	253.12	398.42	181.86	16.34	Upgrade
Research & Development	76.57	74.38	150.93	66.21	12.33	Upgrade
Operating Expenses	363.66	327.51	549.35	248.07	28.67	Upgrade
Operating Income	70.94	-24.4	-251.51	-5.81	21.25	Upgrade
Other Non Operating Income (Expenses)	-481.86	-156.77	-24.87	-55.84	-0.06	Upgrade
EBT Excluding Unusual Items	-410.92	-181.17	-276.37	-61.65	21.2	Upgrade
Merger & Restructuring Charges	-4.1	-	-	-	-	Upgrade
Other Unusual Items	-6.1	-	-	-	-	Upgrade
Pretax Income	-421.12	-181.17	-276.37	-61.65	21.2	Upgrade
Income Tax Expense	24.58	15.57	16.4	7.88	1.28	Upgrade
Earnings From Continuing Operations	-445.7	-196.74	-292.77	-69.52	19.92	Upgrade
Minority Interest in Earnings	44.29	68.3	-9.55	-21.63	-5.45	Upgrade
Net Income	-401.41	-128.44	-302.32	-91.15	14.47	Upgrade
Preferred Dividends & Other Adjustments	-	-	12.21	43.17	9.56	Upgrade
Net Income to Common	-401.41	-128.44	-314.53	-134.32	4.91	Upgrade
Shares Outstanding (Basic)	71	60	38	16	16	Upgrade
Shares Outstanding (Diluted)	71	60	38	16	17	Upgrade
Shares Change (YoY)	18.06%	56.95%	135.03%	-5.61%	8.22%	Upgrade
EPS (Basic)	-5.66	-2.14	-8.22	-8.25	0.31	Upgrade
EPS (Diluted)	-5.66	-2.14	-8.22	-8.25	0.27	Upgrade
Free Cash Flow	48.78	-10.61	-62.41	43.19	3.16	Upgrade
Free Cash Flow Per Share	0.69	-0.18	-1.63	2.65	0.18	Upgrade
Gross Margin	42.10%	37.33%	39.77%	51.05%	50.42%	Upgrade
Operating Margin	6.87%	-3.00%	-33.58%	-1.22%	21.47%	Upgrade
Profit Margin	-38.89%	-15.82%	-42.00%	-28.30%	4.96%	Upgrade
Free Cash Flow Margin	4.73%	-1.31%	-8.33%	9.10%	3.19%	Upgrade
EBITDA	99.69	-5.27	-245.21	-4.99	21.54	Upgrade
EBITDA Margin	9.66%	-0.65%	-32.74%	-1.05%	21.76%	Upgrade
D&A For EBITDA	28.75	19.13	6.29	0.82	0.29	Upgrade
EBIT	70.94	-24.4	-251.51	-5.81	21.25	Upgrade
EBIT Margin	6.87%	-3.00%	-33.58%	-1.22%	21.47%	Upgrade
Effective Tax Rate	-	-	-	-	6.02%	Upgrade
Revenue as Reported	1,032	812.05	748.93	474.59	99.01	Upgrade

Updated Mar 12, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q