Pagaya Technologies Ltd. (PGY)

Pagaya Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	186.8	187.92	186.48	309.79	190.78	5.07
Short-Term Investments	19.67	7.8	2.49	1.01	10.16	57.57
Cash & Short-Term Investments	206.46	195.72	188.97	310.8	200.94	62.64
Cash Growth	-25.14%	3.57%	-39.20%	54.67%	220.81%	320.17%
Accounts Receivable	107.54	112.22	79.53	59.22	32.33	12.81
Other Receivables	-	15.18	7.9	18.78	1.37	0.79
Receivables	107.54	127.4	87.42	78	33.7	13.6
Prepaid Expenses	23.44	7.56	6.72	7.09	3.35	0.41
Restricted Cash	18.12	18.6	16.87	22.54	7	-
Other Current Assets	-	2.21	3.42	1.38	1.55	0.33
Total Current Assets	355.56	351.48	303.4	419.82	246.54	76.97
Property, Plant & Equipment	71.51	74.85	97.29	92.74	7.65	1.53
Long-Term Investments	762.37	778.26	740.69	488.86	292.42	110.61
Goodwill	22.9	23.06	10.95	-	-	-
Other Intangible Assets	11.67	12.82	2.55	-	-	-
Long-Term Accounts Receivable	28.43	29.18	34.18	38.77	19.21	11.17
Long-Term Deferred Tax Assets	-	-	-	-	5.68	2.3
Long-Term Deferred Charges	-	-	-	-	11.97	-
Other Long-Term Assets	25.92	21.42	19.33	4.89	6.8	1.68
Total Assets	1,278	1,291	1,208	1,045	590.26	204.27
Accounts Payable	10.01	6.99	1.29	1.74	11.58	0.58
Accrued Expenses	30.72	16.33	10.35	14.48	15.19	2.74
Current Portion of Long-Term Debt	135.81	126.83	37.69	61.83	-	-
Current Portion of Leases	6.57	6.45	6.93	8.53	-	-
Current Income Taxes Payable	12.69	9.86	0.46	6.42	-	-
Other Current Liabilities	2.9	29.04	18.21	35.01	1.9	0.94
Total Current Liabilities	198.7	195.49	74.93	128.02	28.67	4.27
Long-Term Debt	507.79	516.92	324.03	92.8	37.91	-
Long-Term Leases	28.57	30.61	43.94	49.1	-	-
Long-Term Deferred Tax Liabilities	-	-	-	0.57	-	-
Other Long-Term Liabilities	28.26	32.25	25.48	9.17	39.28	5.88
Total Liabilities	763.31	775.28	468.38	279.66	105.86	10.15
Common Stock	-	-	-	-	-	0
Additional Paid-In Capital	1,299	1,282	1,102	968.43	113.17	0.31
Retained Earnings	-936.15	-944.04	-542.64	-414.2	-111.88	2.89
Comprehensive Income & Other	-27.37	-11.49	0.44	-0.71	-	-
Total Common Equity	335.49	326.49	559.72	553.52	1.29	3.2
Minority Interest	105.31	115.06	106.03	211.9	176.06	84.95
Shareholders' Equity	515.05	515.8	740	765.42	484.4	194.13
Total Liabilities & Equity	1,278	1,291	1,208	1,045	590.26	204.27
Total Debt	678.74	680.81	412.58	212.26	37.91	-
Net Cash (Debt)	-472.28	-485.09	-223.62	98.54	163.04	62.64
Net Cash Growth	-	-	-	-39.56%	160.29%	320.17%
Net Cash Per Share	-6.41	-6.84	-3.72	2.58	10.02	3.63
Filing Date Shares Outstanding	75.71	75.3	62.98	58.68	194.39	190.44
Total Common Shares Outstanding	75.43	73.88	62.04	56.94	194.39	190.44
Working Capital	156.87	155.99	228.48	291.8	217.86	72.71
Book Value Per Share	4.45	4.42	9.02	9.72	0.01	0.02
Tangible Book Value	300.92	290.61	546.23	553.52	1.29	3.2
Tangible Book Value Per Share	3.99	3.93	8.80	9.72	0.01	0.02
Machinery	-	92.09	67.34	38.28	8.2	1.58
Leasehold Improvements	-	1.08	0.95	0.92	0.68	0.38

Updated May 7, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q