Pagaya Technologies Ltd. (PGY)

Pagaya Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	147.1	186.48	309.79	190.78	5.07	4.83
Short-Term Investments	11.25	2.49	1.01	10.16	57.57	10.08
Cash & Short-Term Investments	158.35	188.97	310.8	200.94	62.64	14.91
Cash Growth	-37.37%	-39.20%	54.67%	220.81%	320.17%	-
Accounts Receivable	98.28	79.53	59.22	32.33	12.81	4.27
Other Receivables	-	7.9	18.78	1.37	0.79	-
Receivables	98.28	87.42	78	33.7	13.6	4.27
Prepaid Expenses	24.21	6.72	7.09	3.35	0.41	1.67
Restricted Cash	17.62	16.87	22.54	7	-	0.05
Other Current Assets	-	3.42	1.38	1.55	0.33	-
Total Current Assets	298.46	303.4	419.82	246.54	76.97	20.89
Property, Plant & Equipment	73.45	97.29	92.74	7.65	1.53	0.73
Long-Term Investments	937.91	740.69	488.86	292.42	110.61	37.01
Goodwill	10.95	10.95	-	-	-	-
Other Intangible Assets	0.64	2.55	-	-	-	-
Long-Term Accounts Receivable	30.78	34.18	38.77	19.21	11.17	-
Long-Term Deferred Tax Assets	-	-	-	5.68	2.3	-
Long-Term Deferred Charges	1.2	-	-	11.97	-	-
Other Long-Term Assets	17.4	19.33	4.89	6.8	1.68	-
Total Assets	1,371	1,208	1,045	590.26	204.27	58.63
Accounts Payable	5.84	1.29	1.74	11.58	0.58	0.15
Accrued Expenses	32.55	10.35	14.48	15.19	2.74	0.86
Current Portion of Long-Term Debt	208.21	37.69	61.83	-	-	-
Current Portion of Leases	5.49	6.93	8.53	-	-	-
Current Income Taxes Payable	2.37	0.46	6.42	-	-	0.17
Other Current Liabilities	-	18.21	35.01	1.9	0.94	0.45
Total Current Liabilities	254.45	74.93	128.02	28.67	4.27	1.64
Long-Term Debt	445.69	324.03	92.8	37.91	-	-
Long-Term Leases	27.69	43.94	49.1	-	-	-
Long-Term Deferred Tax Liabilities	0.19	0.11	0.57	-	-	-
Other Long-Term Liabilities	25.72	25.38	9.17	39.28	5.88	-
Total Liabilities	753.75	468.38	279.66	105.86	10.15	1.64
Common Stock	-	-	-	-	0	0
Additional Paid-In Capital	1,259	1,102	968.43	113.17	0.31	0.16
Retained Earnings	-706.12	-542.64	-414.2	-111.88	2.89	-11.59
Comprehensive Income & Other	-90.43	0.44	-0.71	-	-	-
Total Common Equity	462.31	559.72	553.52	1.29	3.2	-11.43
Minority Interest	80.47	106.03	211.9	176.06	84.95	24.8
Shareholders' Equity	617.03	740	765.42	484.4	194.13	56.99
Total Liabilities & Equity	1,371	1,208	1,045	590.26	204.27	58.63
Total Debt	687.08	412.58	212.26	37.91	-	-
Net Cash (Debt)	-528.73	-223.62	98.54	163.04	62.64	14.91
Net Cash Growth	-	-	-39.56%	160.29%	320.17%	-
Net Cash Per Share	-7.83	-3.72	2.58	10.02	3.63	0.94
Filing Date Shares Outstanding	73.66	62.98	58.68	194.39	190.44	15.84
Total Common Shares Outstanding	72.81	62.04	56.94	194.39	190.44	15.84
Working Capital	44.01	228.48	291.8	217.86	72.71	19.25
Book Value Per Share	6.35	9.02	9.72	0.01	0.02	-0.72
Tangible Book Value	450.73	546.23	553.52	1.29	3.2	-11.43
Tangible Book Value Per Share	6.19	8.80	9.72	0.01	0.02	-0.72
Machinery	-	67.34	38.28	8.2	1.58	0.56
Leasehold Improvements	-	0.95	0.92	0.68	0.38	0.3

Source: S&P Capital IQ. Standard template. Financial Sources.