Pagaya Technologies Ltd. (PGY)

Pagaya Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	187.92	186.48	309.79	190.78	5.07
Short-Term Investments	7.8	2.49	1.01	10.16	57.57
Cash & Short-Term Investments	195.72	188.97	310.8	200.94	62.64
Cash Growth	3.57%	-39.20%	54.67%	220.81%	320.17%
Accounts Receivable	112.22	79.53	59.22	32.33	12.81
Other Receivables	-	7.9	18.78	1.37	0.79
Receivables	112.22	87.42	78	33.7	13.6
Prepaid Expenses	24.94	6.72	7.09	3.35	0.41
Restricted Cash	18.6	16.87	22.54	7	-
Other Current Assets	-	3.42	1.38	1.55	0.33
Total Current Assets	351.48	303.4	419.82	246.54	76.97
Property, Plant & Equipment	74.85	97.29	92.74	7.65	1.53
Long-Term Investments	778.26	740.69	488.86	292.42	110.61
Goodwill	23.06	10.95	-	-	-
Other Intangible Assets	12.82	2.55	-	-	-
Long-Term Accounts Receivable	29.18	34.18	38.77	19.21	11.17
Long-Term Deferred Tax Assets	-	-	-	5.68	2.3
Long-Term Deferred Charges	-	-	-	11.97	-
Other Long-Term Assets	21.42	19.33	4.89	6.8	1.68
Total Assets	1,291	1,208	1,045	590.26	204.27
Accounts Payable	6.99	1.29	1.74	11.58	0.58
Accrued Expenses	45.36	10.35	14.48	15.19	2.74
Current Portion of Long-Term Debt	126.83	37.69	61.83	-	-
Current Portion of Leases	6.45	6.93	8.53	-	-
Current Income Taxes Payable	9.86	0.46	6.42	-	-
Other Current Liabilities	-	18.21	35.01	1.9	0.94
Total Current Liabilities	195.49	74.93	128.02	28.67	4.27
Long-Term Debt	516.92	324.03	92.8	37.91	-
Long-Term Leases	30.61	43.94	49.1	-	-
Long-Term Deferred Tax Liabilities	-	0.11	0.57	-	-
Other Long-Term Liabilities	32.25	25.38	9.17	39.28	5.88
Total Liabilities	775.28	468.38	279.66	105.86	10.15
Common Stock	-	-	-	-	0
Additional Paid-In Capital	1,282	1,102	968.43	113.17	0.31
Retained Earnings	-944.04	-542.64	-414.2	-111.88	2.89
Comprehensive Income & Other	-11.49	0.44	-0.71	-	-
Total Common Equity	326.49	559.72	553.52	1.29	3.2
Minority Interest	115.06	106.03	211.9	176.06	84.95
Shareholders' Equity	515.8	740	765.42	484.4	194.13
Total Liabilities & Equity	1,291	1,208	1,045	590.26	204.27
Total Debt	680.81	412.58	212.26	37.91	-
Net Cash (Debt)	-485.09	-223.62	98.54	163.04	62.64
Net Cash Growth	-	-	-39.56%	160.29%	320.17%
Net Cash Per Share	-6.84	-3.72	2.58	10.02	3.63
Filing Date Shares Outstanding	74.33	62.98	58.68	194.39	190.44
Total Common Shares Outstanding	74.33	62.04	56.94	194.39	190.44
Working Capital	155.99	228.48	291.8	217.86	72.71
Book Value Per Share	4.39	9.02	9.72	0.01	0.02
Tangible Book Value	290.61	546.23	553.52	1.29	3.2
Tangible Book Value Per Share	3.91	8.80	9.72	0.01	0.02
Machinery	-	67.34	38.28	8.2	1.58
Leasehold Improvements	-	0.95	0.92	0.68	0.38

Source: S&P Capital IQ. Standard template. Financial Sources.