Pagaya Technologies Ltd. (PGY)

Pagaya Technologies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	182.99	187.92	186.48	309.79	190.78	5.07
Short-Term Investments	21.52	7.8	2.49	1.01	10.16	57.57
Cash & Short-Term Investments	204.51	195.72	188.97	310.8	200.94	62.64
Cash Growth	-13.07%	3.57%	-39.20%	54.67%	220.81%	320.17%
Accounts Receivable	118.48	112.22	79.53	59.22	32.33	12.81
Other Receivables	-	15.18	7.9	18.78	1.37	0.79
Receivables	118.48	127.4	87.42	78	33.7	13.6
Prepaid Expenses	15.65	7.56	6.72	7.09	3.35	0.41
Restricted Cash	23.85	18.6	16.87	22.54	7	-
Other Current Assets	-	2.21	3.42	1.38	1.55	0.33
Total Current Assets	362.47	351.48	303.4	419.82	246.54	76.97
Property, Plant & Equipment	68.18	74.85	97.29	92.74	7.65	1.53
Long-Term Investments	868.03	778.26	740.69	488.86	292.42	110.61
Goodwill	22.9	23.06	10.95	-	-	-
Other Intangible Assets	10.52	12.82	2.55	-	-	-
Long-Term Accounts Receivable	30.71	29.18	34.18	38.77	19.21	11.17
Long-Term Deferred Tax Assets	-	-	-	-	5.68	2.3
Long-Term Deferred Charges	-	-	-	-	11.97	-
Other Long-Term Assets	36.23	21.42	19.33	4.89	6.8	1.68
Total Assets	1,399	1,291	1,208	1,045	590.26	204.27
Accounts Payable	9.19	6.99	1.29	1.74	11.58	0.58
Accrued Expenses	33.19	16.33	10.35	14.48	15.19	2.74
Current Portion of Long-Term Debt	183.17	126.83	37.69	61.83	-	-
Current Portion of Leases	6.93	6.45	6.93	8.53	-	-
Current Income Taxes Payable	15.3	9.86	0.46	6.42	-	-
Other Current Liabilities	6.7	29.04	18.21	35.01	1.9	0.94
Total Current Liabilities	254.47	195.49	74.93	128.02	28.67	4.27
Long-Term Debt	544.46	516.92	324.03	92.8	37.91	-
Long-Term Leases	29.15	30.61	43.94	49.1	-	-
Long-Term Deferred Tax Liabilities	-	-	-	0.57	-	-
Other Long-Term Liabilities	28.72	32.25	25.48	9.17	39.28	5.88
Total Liabilities	856.81	775.28	468.38	279.66	105.86	10.15
Common Stock	-	-	-	-	-	0
Additional Paid-In Capital	1,319	1,282	1,102	968.43	113.17	0.31
Retained Earnings	-919.5	-944.04	-542.64	-414.2	-111.88	2.89
Comprehensive Income & Other	-33.07	-11.49	0.44	-0.71	-	-
Total Common Equity	366.75	326.49	559.72	553.52	1.29	3.2
Minority Interest	101.23	115.06	106.03	211.9	176.06	84.95
Shareholders' Equity	542.23	515.8	740	765.42	484.4	194.13
Total Liabilities & Equity	1,399	1,291	1,208	1,045	590.26	204.27
Total Debt	763.71	680.81	412.58	212.26	37.91	-
Net Cash (Debt)	-559.21	-485.09	-223.62	98.54	163.04	62.64
Net Cash Growth	-	-	-	-39.56%	160.29%	320.17%
Net Cash Per Share	-7.46	-6.84	-3.72	2.58	10.02	3.63
Filing Date Shares Outstanding	76.61	75.3	62.98	58.68	194.39	190.44
Total Common Shares Outstanding	76.16	73.88	62.04	56.94	194.39	190.44
Working Capital	108	155.99	228.48	291.8	217.86	72.71
Book Value Per Share	4.82	4.42	9.02	9.72	0.01	0.02
Tangible Book Value	333.33	290.61	546.23	553.52	1.29	3.2
Tangible Book Value Per Share	4.38	3.93	8.80	9.72	0.01	0.02
Machinery	-	92.09	67.34	38.28	8.2	1.58
Leasehold Improvements	-	1.08	0.95	0.92	0.68	0.38

Updated Aug 7, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q