Pagaya Technologies Ltd. (PGY)
NASDAQ: PGY · Real-Time Price · USD
10.48
-0.18 (-1.69%)
At close: Mar 31, 2025, 4:00 PM
10.62
+0.14 (1.34%)
Pre-market: Apr 1, 2025, 6:35 AM EDT

Pagaya Technologies Statistics

Total Valuation

PGY has a market cap or net worth of $789.13 million. The enterprise value is $1.27 billion.

Market Cap 789.13M
Enterprise Value 1.27B

Important Dates

The next estimated earnings date is Thursday, May 8, 2025, before market open.

Earnings Date May 8, 2025
Ex-Dividend Date n/a

Share Statistics

PGY has 75.30 million shares outstanding. The number of shares has increased by 18.06% in one year.

Current Share Class 62.65M
Shares Outstanding 75.30M
Shares Change (YoY) +18.06%
Shares Change (QoQ) +2.21%
Owned by Insiders (%) 18.56%
Owned by Institutions (%) 39.28%
Float 44.86M

Valuation Ratios

PE Ratio n/a
Forward PE 5.37
PS Ratio 0.72
Forward PS 0.66
PB Ratio 2.37
P/TBV Ratio 2.72
P/FCF Ratio 16.18
P/OCF Ratio 11.86
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.78, with an EV/FCF ratio of 26.12.

EV / Earnings n/a
EV / Sales 1.23
EV / EBITDA 12.78
EV / EBIT 17.96
EV / FCF 26.12

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 1.32.

Current Ratio 1.80
Quick Ratio 1.65
Debt / Equity 1.32
Debt / EBITDA 6.30
Debt / FCF 13.96
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -70.98% and return on invested capital (ROIC) is 3.77%.

Return on Equity (ROE) -70.98%
Return on Assets (ROA) 3.55%
Return on Invested Capital (ROIC) 3.77%
Return on Capital Employed (ROCE) 6.48%
Revenue Per Employee $1.87M
Profits Per Employee -$725,870
Employee Count 553
Asset Turnover 0.83
Inventory Turnover n/a

Taxes

In the past 12 months, PGY has paid $24.58 million in taxes.

Income Tax 24.58M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +3.76% in the last 52 weeks. The beta is 6.01, so PGY's price volatility has been higher than the market average.

Beta (5Y) 6.01
52-Week Price Change +3.76%
50-Day Moving Average 11.46
200-Day Moving Average 11.65
Relative Strength Index (RSI) 43.20
Average Volume (20 Days) 1,690,480

Short Selling Information

The latest short interest is 8.40 million, so 11.16% of the outstanding shares have been sold short.

Short Interest 8.40M
Short Previous Month 7.57M
Short % of Shares Out 11.16%
Short % of Float 18.73%
Short Ratio (days to cover) 2.70

Income Statement

In the last 12 months, PGY had revenue of $1.03 billion and -$401.41 million in losses. Loss per share was -$5.66.

Revenue 1.03B
Gross Profit 434.60M
Operating Income 70.94M
Pretax Income -108.77M
Net Income -401.41M
EBITDA 99.69M
EBIT 70.94M
Loss Per Share -$5.66
Full Income Statement

Balance Sheet

The company has $195.72 million in cash and $680.81 million in debt, giving a net cash position of -$485.09 million or -$6.44 per share.

Cash & Cash Equivalents 195.72M
Total Debt 680.81M
Net Cash -485.09M
Net Cash Per Share -$6.44
Equity (Book Value) 515.80M
Book Value Per Share 4.42
Working Capital 155.99M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $66.52 million and capital expenditures -$17.74 million, giving a free cash flow of $48.78 million.

Operating Cash Flow 66.52M
Capital Expenditures -17.74M
Free Cash Flow 48.78M
FCF Per Share $0.65
Full Cash Flow Statement

Margins

Gross margin is 42.10%, with operating and profit margins of 6.87% and -38.89%.

Gross Margin 42.10%
Operating Margin 6.87%
Pretax Margin -40.80%
Profit Margin -38.89%
EBITDA Margin 9.66%
EBIT Margin 6.87%
FCF Margin 4.73%

Dividends & Yields

PGY does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -18.06%
Shareholder Yield -18.06%
Earnings Yield -50.87%
FCF Yield 6.18%
Dividend Details

Analyst Forecast

The average price target for PGY is $21.61, which is 106.20% higher than the current price. The consensus rating is "Strong Buy".

Price Target $21.61
Price Target Difference 106.20%
Analyst Consensus Strong Buy
Analyst Count 9
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on March 8, 2024. It was a reverse split with a ratio of 0.0833333:1.

Last Split Date Mar 8, 2024
Split Type Reverse
Split Ratio 0.0833333:1

Scores

PGY has an Altman Z-Score of 0.76 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.76
Piotroski F-Score 5