Pagaya Technologies Statistics
Total Valuation
PGY has a market cap or net worth of $956.40 million. The enterprise value is $1.28 billion.
| Market Cap | 956.40M |
| Enterprise Value | 1.28B |
Important Dates
The next estimated earnings date is Thursday, August 8, 2024, after market close.
| Earnings Date | Aug 8, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
PGY has 70.84 million shares outstanding. The number of shares has increased by 8.86% in one year.
| Shares Outstanding | 70.84M |
| Shares Change (YoY) | +8.86% |
| Shares Change (QoQ) | +15.98% |
| Owned by Insiders (%) | 19.39% |
| Owned by Institutions (%) | 42.09% |
| Float | 38.92M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 760.75 |
| PS Ratio | 1.10 |
| Forward PS | 0.93 |
| PB Ratio | 1.53 |
| P/FCF Ratio | 28.20 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 1.47 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 37.70 |
Financial Position
The company has a current ratio of 2.36, with a Debt / Equity ratio of 0.98.
| Current Ratio | 2.36 |
| Quick Ratio | 2.45 |
| Debt / Equity | 0.98 |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -15.80%.
| Return on Equity (ROE) | -15.80% |
| Return on Assets (ROA) | -7.00% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $1.22M |
| Profits Per Employee | -$124,565 |
| Employee Count | 712 |
| Asset Turnover | 0.68 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PGY has paid $13.91 million in taxes.
| Income Tax | 13.91M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -25.00% in the last 52 weeks. The beta is 6.52, so PGY's price volatility has been higher than the market average.
| Beta (5Y) | 6.52 |
| 52-Week Price Change | -25.00% |
| 50-Day Moving Average | 11.58 |
| 200-Day Moving Average | 14.24 |
| Relative Strength Index (RSI) | 65.56 |
| Average Volume (20 Days) | 1,175,493 |
Short Selling Information
The latest short interest is 1.37 million, so 1.93% of the outstanding shares have been sold short.
| Short Interest | 1.37M |
| Short Previous Month | 1.31M |
| Short % of Shares Out | 1.93% |
| Short % of Float | 3.52% |
| Short Ratio (days to cover) | 1.71 |
Income Statement
In the last 12 months, PGY had revenue of $870.69 million and -$88.69 million in losses. Loss per share was -$1.39.
| Revenue | 870.69M |
| Gross Profit | 341.92M |
| Operating Income | 8.27M |
| Pretax Income | -74.78M |
| Net Income | -88.69M |
| EBITDA | -52.86M |
| EBIT | -74.78M |
| Loss Per Share | -$1.39 |
Balance Sheet
The company has $292.67 million in cash and $614.71 million in debt, giving a net cash position of -$322.04 million or -$4.55 per share.
| Cash & Cash Equivalents | 292.67M |
| Total Debt | 614.71M |
| Net Cash | -322.04M |
| Net Cash Per Share | -$4.55 |
| Equity (Book Value) | 626.83M |
| Book Value Per Share | 8.85 |
| Working Capital | 229.71M |
Cash Flow
In the last 12 months, operating cash flow was $53.72 million and capital expenditures -$19.81 million, giving a free cash flow of $33.91 million.
| Operating Cash Flow | 53.72M |
| Capital Expenditures | -19.81M |
| Free Cash Flow | 33.91M |
| FCF Per Share | $0.53 |
Margins
Gross margin is 39.27%, with operating and profit margins of 0.95% and -10.19%.
| Gross Margin | 39.27% |
| Operating Margin | 0.95% |
| Pretax Margin | -8.59% |
| Profit Margin | -10.19% |
| EBITDA Margin | -6.07% |
| EBIT Margin | -8.59% |
| FCF Margin | 3.89% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -8.86% |
| Shareholder Yield | -8.86% |
| Earnings Yield | -9.27% |
| FCF Yield | 3.55% |
Analyst Forecast
The average price target for PGY is $26.94, which is 99.56% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $26.94 |
| Price Target Difference | 99.56% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 8, 2024. It was a reverse split with a ratio of 1:12.
| Last Split Date | Mar 8, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:12 |
Scores
PGY has an Altman Z-Score of 0.91 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.91 |
| Piotroski F-Score | 3 |