Pagaya Technologies Statistics
Total Valuation
PGY has a market cap or net worth of $1.07 billion. The enterprise value is $1.55 billion.
Important Dates
The last earnings date was Thursday, February 13, 2025, before market open.
| Earnings Date | Feb 13, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PGY has 73.66 million shares outstanding. The number of shares has increased by 18.06% in one year.
| Current Share Class | 61.00M |
| Shares Outstanding | 73.66M |
| Shares Change (YoY) | +18.06% |
| Shares Change (QoQ) | +2.21% |
| Owned by Insiders (%) | 19.02% |
| Owned by Institutions (%) | 37.22% |
| Float | 43.21M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 7.50 |
| PS Ratio | 1.00 |
| Forward PS | 0.90 |
| PB Ratio | 3.30 |
| P/TBV Ratio | 3.68 |
| P/FCF Ratio | 21.89 |
| P/OCF Ratio | 16.06 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 16.25, with an EV/FCF ratio of 31.84.
| EV / Earnings | n/a |
| EV / Sales | 1.50 |
| EV / EBITDA | 16.25 |
| EV / EBIT | 23.24 |
| EV / FCF | 31.84 |
Financial Position
The company has a current ratio of 1.80, with a Debt / Equity ratio of 1.32.
| Current Ratio | 1.80 |
| Quick Ratio | 1.58 |
| Debt / Equity | 1.32 |
| Debt / EBITDA | 6.57 |
| Debt / FCF | 13.96 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -70.98% and return on invested capital (ROIC) is 3.56%.
| Return on Equity (ROE) | -70.98% |
| Return on Assets (ROA) | 3.34% |
| Return on Invested Capital (ROIC) | 3.56% |
| Return on Capital Employed (ROCE) | 6.10% |
| Revenue Per Employee | $1.45M |
| Profits Per Employee | -$563,772 |
| Employee Count | 712 |
| Asset Turnover | 0.83 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PGY has paid $24.58 million in taxes.
| Income Tax | 24.58M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -7.05% in the last 52 weeks. The beta is 6.12, so PGY's price volatility has been higher than the market average.
| Beta (5Y) | 6.12 |
| 52-Week Price Change | -7.05% |
| 50-Day Moving Average | 10.42 |
| 200-Day Moving Average | 11.70 |
| Relative Strength Index (RSI) | 61.45 |
| Average Volume (20 Days) | 4,100,240 |
Short Selling Information
The latest short interest is 8.42 million, so 11.43% of the outstanding shares have been sold short.
| Short Interest | 8.42M |
| Short Previous Month | 9.01M |
| Short % of Shares Out | 11.43% |
| Short % of Float | 19.48% |
| Short Ratio (days to cover) | 5.85 |
Income Statement
In the last 12 months, PGY had revenue of $1.03 billion and -$401.41 million in losses. Loss per share was -$5.66.
| Revenue | 1.03B |
| Gross Profit | 434.60M |
| Operating Income | 66.84M |
| Pretax Income | -108.77M |
| Net Income | -401.41M |
| EBITDA | 95.59M |
| EBIT | 66.84M |
| Loss Per Share | -$5.66 |
Full Income StatementBalance Sheet
The company has $195.72 million in cash and $680.81 million in debt, giving a net cash position of -$485.09 million or -$6.59 per share.
| Cash & Cash Equivalents | 195.72M |
| Total Debt | 680.81M |
| Net Cash | -485.09M |
| Net Cash Per Share | -$6.59 |
| Equity (Book Value) | 515.80M |
| Book Value Per Share | 4.39 |
| Working Capital | 155.99M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $66.52 million and capital expenditures -$17.74 million, giving a free cash flow of $48.78 million.
| Operating Cash Flow | 66.52M |
| Capital Expenditures | -17.74M |
| Free Cash Flow | 48.78M |
| FCF Per Share | $0.66 |
Full Cash Flow StatementMargins
Gross margin is 42.10%, with operating and profit margins of 6.48% and -38.89%.
| Gross Margin | 42.10% |
| Operating Margin | 6.48% |
| Pretax Margin | -40.80% |
| Profit Margin | -38.89% |
| EBITDA Margin | 9.26% |
| EBIT Margin | 6.48% |
| FCF Margin | 4.73% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -18.06% |
| Shareholder Yield | -18.06% |
| Earnings Yield | -37.58% |
| FCF Yield | 4.57% |
Dividend DetailsAnalyst Forecast
The average price target for PGY is $21.19, which is 46.14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.19 |
| Price Target Difference | 46.14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on March 8, 2024. It was a reverse split with a ratio of 0.0833333:1.
| Last Split Date | Mar 8, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.0833333:1 |
Scores
PGY has an Altman Z-Score of 0.75 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.75 |
| Piotroski F-Score | 5 |