Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.25 billion. The enterprise value is $3.14 billion.
Important Dates
The last earnings date was Thursday, November 6, 2025, after market close.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.50 million shares outstanding. The number of shares has increased by 6.75% in one year.
| Current Share Class | 26.50M |
| Shares Outstanding | 26.50M |
| Shares Change (YoY) | +6.75% |
| Shares Change (QoQ) | -0.66% |
| Owned by Insiders (%) | 2.29% |
| Owned by Institutions (%) | 91.29% |
| Float | 25.88M |
Valuation Ratios
The trailing PE ratio is 19.18 and the forward PE ratio is 14.73.
| PE Ratio | 19.18 |
| Forward PE | 14.73 |
| PS Ratio | 4.20 |
| Forward PS | 1.36 |
| PB Ratio | 3.71 |
| P/TBV Ratio | 3.99 |
| P/FCF Ratio | 8.94 |
| P/OCF Ratio | 8.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.66, with an EV/FCF ratio of 8.63.
| EV / Earnings | 17.87 |
| EV / Sales | 4.04 |
| EV / EBITDA | 13.66 |
| EV / EBIT | 13.90 |
| EV / FCF | 8.63 |
Financial Position
The company has a current ratio of 0.57
| Current Ratio | 0.57 |
| Quick Ratio | 0.28 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 579.71 |
Financial Efficiency
Return on equity (ROE) is 22.24% and return on invested capital (ROIC) is 17.87%.
| Return on Equity (ROE) | 22.24% |
| Return on Assets (ROA) | 5.41% |
| Return on Invested Capital (ROIC) | 17.87% |
| Return on Capital Employed (ROCE) | 25.75% |
| Revenue Per Employee | $3.08M |
| Profits Per Employee | $695,138 |
| Employee Count | 253 |
| Asset Turnover | 0.30 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $49.83 million in taxes.
| Income Tax | 49.83M |
| Effective Tax Rate | 22.08% |
Stock Price Statistics
The stock price has increased by +13.30% in the last 52 weeks. The beta is 0.50, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +13.30% |
| 50-Day Moving Average | 118.11 |
| 200-Day Moving Average | 133.90 |
| Relative Strength Index (RSI) | 51.15 |
| Average Volume (20 Days) | 273,102 |
Short Selling Information
The latest short interest is 460,977, so 1.74% of the outstanding shares have been sold short.
| Short Interest | 460,977 |
| Short Previous Month | 501,298 |
| Short % of Shares Out | 1.74% |
| Short % of Float | 1.78% |
| Short Ratio (days to cover) | 1.70 |
Income Statement
In the last 12 months, PLMR had revenue of $778.36 million and earned $175.87 million in profits. Earnings per share was $6.40.
| Revenue | 778.36M |
| Gross Profit | 246.34M |
| Operating Income | 226.09M |
| Pretax Income | 225.70M |
| Net Income | 175.87M |
| EBITDA | 230.02M |
| EBIT | 226.09M |
| Earnings Per Share (EPS) | $6.40 |
Full Income StatementBalance Sheet
The company has $111.74 million in cash and n/a in debt, giving a net cash position of $111.74 million or $4.22 per share.
| Cash & Cash Equivalents | 111.74M |
| Total Debt | n/a |
| Net Cash | 111.74M |
| Net Cash Per Share | $4.22 |
| Equity (Book Value) | 878.11M |
| Book Value Per Share | 33.14 |
| Working Capital | -889.11M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $364.34 million and capital expenditures -$164,000, giving a free cash flow of $364.18 million.
| Operating Cash Flow | 364.34M |
| Capital Expenditures | -164,000 |
| Free Cash Flow | 364.18M |
| FCF Per Share | $13.74 |
Full Cash Flow StatementMargins
Gross margin is 31.65%, with operating and profit margins of 29.05% and 22.59%.
| Gross Margin | 31.65% |
| Operating Margin | 29.05% |
| Pretax Margin | 29.00% |
| Profit Margin | 22.59% |
| EBITDA Margin | 29.55% |
| EBIT Margin | 29.05% |
| FCF Margin | 46.79% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.75% |
| Shareholder Yield | -6.75% |
| Earnings Yield | 5.40% |
| FCF Yield | 11.19% |
Analyst Forecast
The average price target for PLMR is $154.71, which is 25.98% higher than the current price. The consensus rating is "Buy".
| Price Target | $154.71 |
| Price Target Difference | 25.98% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
