Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.51 billion. The enterprise value is $3.75 billion.
| Market Cap | 3.51B |
| Enterprise Value | 3.75B |
Important Dates
The next estimated earnings date is Thursday, November 5, 2026, after market close.
| Earnings Date | Nov 5, 2026 |
| Ex-Dividend Date | Aug 19, 2026 |
Share Statistics
PLMR has 26.32 million shares outstanding. The number of shares has increased by 0.27% in one year.
| Current Share Class | 26.32M |
| Shares Outstanding | 26.32M |
| Shares Change (YoY) | +0.27% |
| Shares Change (QoQ) | -1.04% |
| Owned by Insiders (%) | 2.64% |
| Owned by Institutions (%) | 94.25% |
| Float | 25.61M |
Valuation Ratios
The trailing PE ratio is 17.83 and the forward PE ratio is 12.17.
| PE Ratio | 17.83 |
| Forward PE | 12.17 |
| PS Ratio | 3.23 |
| Forward PS | 2.62 |
| PB Ratio | 3.58 |
| P/TBV Ratio | 4.74 |
| P/FCF Ratio | 8.51 |
| P/OCF Ratio | 8.50 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.00, with an EV/FCF ratio of 9.07.
| EV / Earnings | 18.52 |
| EV / Sales | 3.45 |
| EV / EBITDA | 13.00 |
| EV / EBIT | 13.86 |
| EV / FCF | 9.07 |
Financial Position
The company has a current ratio of 0.54, with a Debt / Equity ratio of 0.30.
| Current Ratio | 0.54 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.30 |
| Debt / EBITDA | 1.02 |
| Debt / FCF | 0.71 |
| Interest Coverage | 32.60 |
Financial Efficiency
Return on equity (ROE) is 22.23% and return on invested capital (ROIC) is 16.55%.
| Return on Equity (ROE) | 22.23% |
| Return on Assets (ROA) | 4.99% |
| Return on Invested Capital (ROIC) | 16.55% |
| Return on Capital Employed (ROCE) | 21.08% |
| Weighted Average Cost of Capital (WACC) | 6.03% |
| Revenue Per Employee | $2.49M |
| Profits Per Employee | $462,777 |
| Employee Count | 439 |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $59.90 million in taxes.
| Income Tax | 59.90M |
| Effective Tax Rate | 22.77% |
Stock Price Statistics
The stock price has increased by +15.75% in the last 52 weeks. The beta is 0.38, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.38 |
| 52-Week Price Change | +15.75% |
| 50-Day Moving Average | 133.87 |
| 200-Day Moving Average | 125.72 |
| Relative Strength Index (RSI) | 49.95 |
| Average Volume (20 Days) | 195,404 |
Short Selling Information
The latest short interest is 873,572, so 3.32% of the outstanding shares have been sold short.
| Short Interest | 873,572 |
| Short Previous Month | 778,801 |
| Short % of Shares Out | 3.32% |
| Short % of Float | 3.41% |
| Short Ratio (days to cover) | 3.87 |
Income Statement
In the last 12 months, PLMR had revenue of $1.09 billion and earned $203.16 million in profits. Earnings per share was $7.44.
| Revenue | 1.09B |
| Gross Profit | 298.53M |
| Operating Income | 271.39M |
| Pretax Income | 263.06M |
| Net Income | 203.16M |
| EBITDA | 289.50M |
| EBIT | 271.39M |
| Earnings Per Share (EPS) | $7.44 |
Balance Sheet
The company has $62.69 million in cash and $295.77 million in debt, with a net cash position of -$233.08 million or -$8.86 per share.
| Cash & Cash Equivalents | 62.69M |
| Total Debt | 295.77M |
| Net Cash | -233.08M |
| Net Cash Per Share | -$8.86 |
| Equity (Book Value) | 980.94M |
| Book Value Per Share | 37.46 |
| Working Capital | -1.23B |
Cash Flow
In the last 12 months, operating cash flow was $415.26 million and capital expenditures -$489,000, giving a free cash flow of $414.77 million.
| Operating Cash Flow | 415.26M |
| Capital Expenditures | -489,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 298.13M |
| Free Cash Flow | 414.77M |
| FCF Per Share | $15.76 |
Margins
Gross margin is 27.35%, with operating and profit margins of 24.87% and 18.61%.
| Gross Margin | 27.35% |
| Operating Margin | 24.87% |
| Pretax Margin | 24.10% |
| Profit Margin | 18.61% |
| EBITDA Margin | 26.53% |
| EBIT Margin | 24.87% |
| FCF Margin | 38.00% |
Dividends & Yields
This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 1.36%.
| Dividend Per Share | $1.80 |
| Dividend Yield | 1.36% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 6.05% |
| FCF Payout Ratio | 2.86% |
| Buyback Yield | -0.27% |
| Shareholder Yield | 1.07% |
| Earnings Yield | 5.76% |
| FCF Yield | 11.75% |
Analyst Forecast
The average price target for PLMR is $163.17, which is 22.20% higher than the current price. The consensus rating is "Buy".
| Price Target | $163.17 |
| Price Target Difference | 22.20% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 22.81% |
| EPS Growth Forecast (3Y) | 15.86% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |