Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
115.79
-1.05 (-0.90%)
At close: Sep 15, 2025, 4:00 PM EDT
115.79
0.00 (0.00%)
After-hours: Sep 15, 2025, 4:11 PM EDT

Palomar Holdings Statistics

Total Valuation

PLMR has a market cap or net worth of $3.10 billion. The enterprise value is $3.02 billion.

Market Cap3.10B
Enterprise Value 3.02B

Important Dates

The next estimated earnings date is Monday, November 3, 2025, after market close.

Earnings Date Nov 3, 2025
Ex-Dividend Date n/a

Share Statistics

PLMR has 26.78 million shares outstanding. The number of shares has increased by 7.16% in one year.

Current Share Class 26.78M
Shares Outstanding 26.78M
Shares Change (YoY) +7.16%
Shares Change (QoQ) +0.83%
Owned by Insiders (%) 2.32%
Owned by Institutions (%) 92.27%
Float 26.15M

Valuation Ratios

The trailing PE ratio is 20.38 and the forward PE ratio is 14.93.

PE Ratio 20.38
Forward PE 14.93
PS Ratio 4.53
Forward PS 1.44
PB Ratio 3.69
P/TBV Ratio 3.96
P/FCF Ratio 8.15
P/OCF Ratio 8.15
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.08, with an EV/FCF ratio of 7.94.

EV / Earnings 19.51
EV / Sales 4.43
EV / EBITDA 15.08
EV / EBIT 15.31
EV / FCF 7.94

Financial Position

The company has a current ratio of 0.57

Current Ratio 0.57
Quick Ratio 0.29
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage 573.85

Financial Efficiency

Return on equity (ROE) is 22.45% and return on invested capital (ROIC) is 17.88%.

Return on Equity (ROE) 22.45%
Return on Assets (ROA) 5.09%
Return on Invested Capital (ROIC) 17.88%
Return on Capital Employed (ROCE) 23.30%
Revenue Per Employee $2.70M
Profits Per Employee $612,300
Employee Count253
Asset Turnover 0.28
Inventory Turnover n/a

Taxes

In the past 12 months, PLMR has paid $42.15 million in taxes.

Income Tax 42.15M
Effective Tax Rate 21.39%

Stock Price Statistics

The stock price has increased by +22.10% in the last 52 weeks. The beta is 0.34, so PLMR's price volatility has been lower than the market average.

Beta (5Y) 0.34
52-Week Price Change +22.10%
50-Day Moving Average 128.01
200-Day Moving Average 131.18
Relative Strength Index (RSI) 34.45
Average Volume (20 Days) 277,715

Short Selling Information

The latest short interest is 408,716, so 1.53% of the outstanding shares have been sold short.

Short Interest 408,716
Short Previous Month 417,283
Short % of Shares Out 1.53%
Short % of Float 1.56%
Short Ratio (days to cover) 0.98

Income Statement

In the last 12 months, PLMR had revenue of $682.21 million and earned $154.91 million in profits. Earnings per share was $5.68.

Revenue682.21M
Gross Profit 216.39M
Operating Income 197.40M
Pretax Income 125.73M
Net Income 154.91M
EBITDA 200.38M
EBIT 197.40M
Earnings Per Share (EPS) $5.68
Full Income Statement

Balance Sheet

The company has $81.30 million in cash and n/a in debt, giving a net cash position of $81.30 million or $3.04 per share.

Cash & Cash Equivalents 81.30M
Total Debt n/a
Net Cash 81.30M
Net Cash Per Share $3.04
Equity (Book Value) 847.20M
Book Value Per Share 31.64
Working Capital -845.95M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $380.97 million and capital expenditures -$307,000, giving a free cash flow of $380.66 million.

Operating Cash Flow 380.97M
Capital Expenditures -307,000
Free Cash Flow 380.66M
FCF Per Share $14.21
Full Cash Flow Statement

Margins

Gross margin is 31.72%, with operating and profit margins of 28.94% and 22.71%.

Gross Margin 31.72%
Operating Margin 28.94%
Pretax Margin 28.89%
Profit Margin 22.71%
EBITDA Margin 29.37%
EBIT Margin 28.94%
FCF Margin 55.80%

Dividends & Yields

PLMR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -7.16%
Shareholder Yield -7.16%
Earnings Yield 4.99%
FCF Yield 12.26%

Analyst Forecast

The average price target for PLMR is $156.43, which is 35.16% higher than the current price. The consensus rating is "Buy".

Price Target $156.43
Price Target Difference 35.16%
Analyst Consensus Buy
Analyst Count 8
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5