Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.49 billion. The enterprise value is $3.38 billion.
Important Dates
The next confirmed earnings date is Wednesday, February 11, 2026, after market close.
| Earnings Date | Feb 11, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.50 million shares outstanding. The number of shares has increased by 6.75% in one year.
| Current Share Class | 26.50M |
| Shares Outstanding | 26.50M |
| Shares Change (YoY) | +6.75% |
| Shares Change (QoQ) | -0.66% |
| Owned by Insiders (%) | 2.42% |
| Owned by Institutions (%) | 92.53% |
| Float | 25.85M |
Valuation Ratios
The trailing PE ratio is 20.55 and the forward PE ratio is 15.76.
| PE Ratio | 20.55 |
| Forward PE | 15.76 |
| PS Ratio | 4.42 |
| Forward PS | 1.46 |
| PB Ratio | 3.90 |
| P/TBV Ratio | 4.28 |
| P/FCF Ratio | 9.58 |
| P/OCF Ratio | 9.58 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 14.68, with an EV/FCF ratio of 9.27.
| EV / Earnings | 19.20 |
| EV / Sales | 4.34 |
| EV / EBITDA | 14.68 |
| EV / EBIT | 14.94 |
| EV / FCF | 9.27 |
Financial Position
The company has a current ratio of 0.57
| Current Ratio | 0.57 |
| Quick Ratio | 0.28 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 579.71 |
Financial Efficiency
Return on equity (ROE) is 22.24% and return on invested capital (ROIC) is 20.42%.
| Return on Equity (ROE) | 22.24% |
| Return on Assets (ROA) | 5.41% |
| Return on Invested Capital (ROIC) | 20.42% |
| Return on Capital Employed (ROCE) | 25.75% |
| Weighted Average Cost of Capital (WACC) | 6.76% |
| Revenue Per Employee | $3.08M |
| Profits Per Employee | $695,138 |
| Employee Count | 253 |
| Asset Turnover | 0.30 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $49.83 million in taxes.
| Income Tax | 49.83M |
| Effective Tax Rate | 22.08% |
Stock Price Statistics
The stock price has increased by +20.09% in the last 52 weeks. The beta is 0.46, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +20.09% |
| 50-Day Moving Average | 127.54 |
| 200-Day Moving Average | 132.51 |
| Relative Strength Index (RSI) | 57.82 |
| Average Volume (20 Days) | 237,694 |
Short Selling Information
The latest short interest is 489,211, so 1.85% of the outstanding shares have been sold short.
| Short Interest | 489,211 |
| Short Previous Month | 427,863 |
| Short % of Shares Out | 1.85% |
| Short % of Float | 1.89% |
| Short Ratio (days to cover) | 2.29 |
Income Statement
In the last 12 months, PLMR had revenue of $778.36 million and earned $175.87 million in profits. Earnings per share was $6.40.
| Revenue | 778.36M |
| Gross Profit | 246.34M |
| Operating Income | 226.09M |
| Pretax Income | 225.70M |
| Net Income | 175.87M |
| EBITDA | 230.02M |
| EBIT | 226.09M |
| Earnings Per Share (EPS) | $6.40 |
Full Income StatementBalance Sheet
The company has $111.74 million in cash and n/a in debt, with a net cash position of $111.74 million or $4.22 per share.
| Cash & Cash Equivalents | 111.74M |
| Total Debt | n/a |
| Net Cash | 111.74M |
| Net Cash Per Share | $4.22 |
| Equity (Book Value) | 878.11M |
| Book Value Per Share | 33.14 |
| Working Capital | -889.11M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $364.34 million and capital expenditures -$164,000, giving a free cash flow of $364.18 million.
| Operating Cash Flow | 364.34M |
| Capital Expenditures | -164,000 |
| Free Cash Flow | 364.18M |
| FCF Per Share | $13.74 |
Full Cash Flow StatementMargins
Gross margin is 31.65%, with operating and profit margins of 29.05% and 22.59%.
| Gross Margin | 31.65% |
| Operating Margin | 29.05% |
| Pretax Margin | 29.00% |
| Profit Margin | 22.59% |
| EBITDA Margin | 29.55% |
| EBIT Margin | 29.05% |
| FCF Margin | 46.79% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.75% |
| Shareholder Yield | n/a |
| Earnings Yield | 5.04% |
| FCF Yield | 10.44% |
Analyst Forecast
The average price target for PLMR is $156.29, which is 18.73% higher than the current price. The consensus rating is "Buy".
| Price Target | $156.29 |
| Price Target Difference | 18.73% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
