Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.74 billion. The enterprise value is $3.62 billion.
Important Dates
The next estimated earnings date is Monday, August 4, 2025, after market close.
| Earnings Date | Aug 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.74 million shares outstanding. The number of shares has increased by 5.42% in one year.
| Current Share Class | 26.74M |
| Shares Outstanding | 26.74M |
| Shares Change (YoY) | +5.42% |
| Shares Change (QoQ) | +0.71% |
| Owned by Insiders (%) | 2.35% |
| Owned by Institutions (%) | 91.80% |
| Float | 26.10M |
Valuation Ratios
The trailing PE ratio is 27.87 and the forward PE ratio is 19.11.
| PE Ratio | 27.87 |
| Forward PE | 19.11 |
| PS Ratio | 5.98 |
| Forward PS | 1.81 |
| PB Ratio | 4.75 |
| P/TBV Ratio | 4.88 |
| P/FCF Ratio | 11.86 |
| P/OCF Ratio | 11.85 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 20.90, with an EV/FCF ratio of 11.48.
| EV / Earnings | 26.97 |
| EV / Sales | 5.93 |
| EV / EBITDA | 20.90 |
| EV / EBIT | 21.15 |
| EV / FCF | 11.48 |
Financial Position
The company has a current ratio of 0.58
| Current Ratio | 0.58 |
| Quick Ratio | 0.28 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 354.11 |
Financial Efficiency
Return on equity (ROE) is 20.76% and return on invested capital (ROIC) is 16.01%.
| Return on Equity (ROE) | 20.76% |
| Return on Assets (ROA) | 4.96% |
| Return on Invested Capital (ROIC) | 16.01% |
| Return on Capital Employed (ROCE) | 21.64% |
| Revenue Per Employee | $2.41M |
| Profits Per Employee | $530,091 |
| Employee Count | 253 |
| Asset Turnover | 0.28 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $36.44 million in taxes.
| Income Tax | 36.44M |
| Effective Tax Rate | 21.37% |
Stock Price Statistics
The stock price has increased by +53.50% in the last 52 weeks. The beta is 0.46, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +53.50% |
| 50-Day Moving Average | 156.04 |
| 200-Day Moving Average | 125.74 |
| Relative Strength Index (RSI) | 39.33 |
| Average Volume (20 Days) | 329,248 |
Short Selling Information
The latest short interest is 597,421, so 2.23% of the outstanding shares have been sold short.
| Short Interest | 597,421 |
| Short Previous Month | 507,362 |
| Short % of Shares Out | 2.23% |
| Short % of Float | 2.29% |
| Short Ratio (days to cover) | 1.82 |
Income Statement
In the last 12 months, PLMR had revenue of $609.96 million and earned $134.11 million in profits. Earnings per share was $5.02.
| Revenue | 609.96M |
| Gross Profit | 188.65M |
| Operating Income | 171.04M |
| Pretax Income | 125.73M |
| Net Income | 134.11M |
| EBITDA | 173.06M |
| EBIT | 171.04M |
| Earnings Per Share (EPS) | $5.02 |
Full Income StatementBalance Sheet
The company has $119.31 million in cash and n/a in debt, giving a net cash position of $119.31 million or $4.46 per share.
| Cash & Cash Equivalents | 119.31M |
| Total Debt | n/a |
| Net Cash | 119.31M |
| Net Cash Per Share | $4.46 |
| Equity (Book Value) | 790.45M |
| Book Value Per Share | 29.57 |
| Working Capital | -690.02M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $315.22 million and capital expenditures -$278,000, giving a free cash flow of $314.94 million.
| Operating Cash Flow | 315.22M |
| Capital Expenditures | -278,000 |
| Free Cash Flow | 314.94M |
| FCF Per Share | $11.78 |
Full Cash Flow StatementMargins
Gross margin is 30.93%, with operating and profit margins of 28.04% and 21.99%.
| Gross Margin | 30.93% |
| Operating Margin | 28.04% |
| Pretax Margin | 27.96% |
| Profit Margin | 21.99% |
| EBITDA Margin | 28.37% |
| EBIT Margin | 28.04% |
| FCF Margin | 51.63% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -5.42% |
| Shareholder Yield | -5.42% |
| Earnings Yield | 3.59% |
| FCF Yield | 8.43% |
Analyst Forecast
The average price target for PLMR is $163.57, which is 16.94% higher than the current price. The consensus rating is "Buy".
| Price Target | $163.57 |
| Price Target Difference | 16.94% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
