Palomar Holdings Statistics

Total Valuation

PLMR has a market cap or net worth of $3.95 billion. The enterprise value is $3.83 billion.

Market Cap	3.95B
Enterprise Value	3.83B

Important Dates

The next estimated earnings date is Monday, August 4, 2025, after market close.

Earnings Date	Aug 4, 2025
Ex-Dividend Date	n/a

Share Statistics

PLMR has 26.74 million shares outstanding. The number of shares has increased by 5.42% in one year.

Current Share Class	26.74M
Shares Outstanding	26.74M
Shares Change (YoY)	+5.42%
Shares Change (QoQ)	+0.71%
Owned by Insiders (%)	2.34%
Owned by Institutions (%)	91.91%
Float	26.10M

Valuation Ratios

The trailing PE ratio is 29.42 and the forward PE ratio is 20.27.

PE Ratio	29.42
Forward PE	20.27
PS Ratio	6.28
Forward PS	1.91
PB Ratio	4.99
P/TBV Ratio	5.16
P/FCF Ratio	12.53
P/OCF Ratio	12.52
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 22.12, with an EV/FCF ratio of 12.16.

EV / Earnings	28.55
EV / Sales	6.28
EV / EBITDA	22.12
EV / EBIT	22.38
EV / FCF	12.16

Financial Position

The company has a current ratio of 0.58

Current Ratio	0.58
Quick Ratio	0.28
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	354.11

Financial Efficiency

Return on equity (ROE) is 20.76% and return on invested capital (ROIC) is 16.01%.

Return on Equity (ROE)	20.76%
Return on Assets (ROA)	4.96%
Return on Invested Capital (ROIC)	16.01%
Return on Capital Employed (ROCE)	21.64%
Revenue Per Employee	$2.41M
Profits Per Employee	$530,091
Employee Count	253
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

In the past 12 months, PLMR has paid $36.44 million in taxes.

Income Tax	36.44M
Effective Tax Rate	21.37%

Stock Price Statistics

The stock price has increased by +79.15% in the last 52 weeks. The beta is 0.46, so PLMR's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+79.15%
50-Day Moving Average	157.82
200-Day Moving Average	123.48
Relative Strength Index (RSI)	39.21
Average Volume (20 Days)	308,314

Short Selling Information

The latest short interest is 507,362, so 1.90% of the outstanding shares have been sold short.

Short Interest	507,362
Short Previous Month	531,345
Short % of Shares Out	1.90%
Short % of Float	1.94%
Short Ratio (days to cover)	1.82

Income Statement

In the last 12 months, PLMR had revenue of $609.96 million and earned $134.11 million in profits. Earnings per share was $5.02.

Revenue	609.96M
Gross Profit	188.65M
Operating Income	171.04M
Pretax Income	125.73M
Net Income	134.11M
EBITDA	173.06M
EBIT	171.04M
Earnings Per Share (EPS)	$5.02

Full Income Statement

Balance Sheet

The company has $119.31 million in cash and n/a in debt, giving a net cash position of $119.31 million or $4.46 per share.

Cash & Cash Equivalents	119.31M
Total Debt	n/a
Net Cash	119.31M
Net Cash Per Share	$4.46
Equity (Book Value)	790.45M
Book Value Per Share	29.57
Working Capital	-690.02M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $315.22 million and capital expenditures -$278,000, giving a free cash flow of $314.94 million.

Operating Cash Flow	315.22M
Capital Expenditures	-278,000
Free Cash Flow	314.94M
FCF Per Share	$11.78

Full Cash Flow Statement

Margins

Gross margin is 30.93%, with operating and profit margins of 28.04% and 21.99%.

Gross Margin	30.93%
Operating Margin	28.04%
Pretax Margin	27.96%
Profit Margin	21.99%
EBITDA Margin	28.37%
EBIT Margin	28.04%
FCF Margin	51.63%

Dividends & Yields

PLMR does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-5.42%
Shareholder Yield	-5.42%
Earnings Yield	3.40%
FCF Yield	7.98%

Analyst Forecast

The average price target for PLMR is $163.57, which is 10.81% higher than the current price. The consensus rating is "Buy".

Price Target	$163.57
Price Target Difference	10.81%
Analyst Consensus	Buy
Analyst Count	8
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5