Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.42 billion. The enterprise value is $3.39 billion.
Important Dates
The next estimated earnings date is Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.51 million shares outstanding. The number of shares has increased by 4.81% in one year.
| Current Share Class | 26.51M |
| Shares Outstanding | 26.51M |
| Shares Change (YoY) | +4.81% |
| Shares Change (QoQ) | -0.45% |
| Owned by Insiders (%) | 2.40% |
| Owned by Institutions (%) | 92.29% |
| Float | 25.86M |
Valuation Ratios
The trailing PE ratio is 17.93 and the forward PE ratio is 13.41.
| PE Ratio | 17.93 |
| Forward PE | 13.41 |
| PS Ratio | 3.99 |
| Forward PS | 1.36 |
| PB Ratio | 3.71 |
| P/TBV Ratio | 4.05 |
| P/FCF Ratio | 8.54 |
| P/OCF Ratio | 8.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.12, with an EV/FCF ratio of 8.30.
| EV / Earnings | 17.22 |
| EV / Sales | 3.87 |
| EV / EBITDA | 13.12 |
| EV / EBIT | 13.37 |
| EV / FCF | 8.30 |
Financial Position
The company has a current ratio of 0.54, with a Debt / Equity ratio of 0.01.
| Current Ratio | 0.54 |
| Quick Ratio | 0.29 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.03 |
| Debt / FCF | 0.02 |
| Interest Coverage | 647.40 |
Financial Efficiency
Return on equity (ROE) is 23.58% and return on invested capital (ROIC) is 21.51%.
| Return on Equity (ROE) | 23.58% |
| Return on Assets (ROA) | 5.97% |
| Return on Invested Capital (ROIC) | 21.51% |
| Return on Capital Employed (ROCE) | 22.65% |
| Weighted Average Cost of Capital (WACC) | 7.20% |
| Revenue Per Employee | $2.00M |
| Profits Per Employee | $448,907 |
| Employee Count | 439 |
| Asset Turnover | 0.33 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $56.32 million in taxes.
| Income Tax | 56.32M |
| Effective Tax Rate | 22.23% |
Stock Price Statistics
The stock price has decreased by -10.34% in the last 52 weeks. The beta is 0.54, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | -10.34% |
| 50-Day Moving Average | 124.37 |
| 200-Day Moving Average | 124.37 |
| Relative Strength Index (RSI) | 55.31 |
| Average Volume (20 Days) | 194,679 |
Short Selling Information
The latest short interest is 601,636, so 2.27% of the outstanding shares have been sold short.
| Short Interest | 601,636 |
| Short Previous Month | 560,780 |
| Short % of Shares Out | 2.27% |
| Short % of Float | 2.33% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, PLMR had revenue of $875.97 million and earned $197.07 million in profits. Earnings per share was $7.17.
| Revenue | 875.97M |
| Gross Profit | 274.80M |
| Operating Income | 253.78M |
| Pretax Income | 253.39M |
| Net Income | 197.07M |
| EBITDA | 258.71M |
| EBIT | 253.78M |
| Earnings Per Share (EPS) | $7.17 |
Full Income StatementBalance Sheet
The company has $106.88 million in cash and $7.09 million in debt, with a net cash position of $99.78 million or $3.76 per share.
| Cash & Cash Equivalents | 106.88M |
| Total Debt | 7.09M |
| Net Cash | 99.78M |
| Net Cash Per Share | $3.76 |
| Equity (Book Value) | 942.67M |
| Book Value Per Share | 35.54 |
| Working Capital | -890.53M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $409.12 million and capital expenditures -$137,000, giving a free cash flow of $408.98 million.
| Operating Cash Flow | 409.12M |
| Capital Expenditures | -137,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 408.98M |
| FCF Per Share | $15.43 |
Full Cash Flow StatementMargins
Gross margin is 31.37%, with operating and profit margins of 28.97% and 22.50%.
| Gross Margin | 31.37% |
| Operating Margin | 28.97% |
| Pretax Margin | 28.93% |
| Profit Margin | 22.50% |
| EBITDA Margin | 29.53% |
| EBIT Margin | 28.97% |
| FCF Margin | 46.69% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.81% |
| Shareholder Yield | -4.81% |
| Earnings Yield | 5.64% |
| FCF Yield | 11.71% |
Analyst Forecast
The average price target for PLMR is $153.60, which is 19.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $153.60 |
| Price Target Difference | 19.21% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
