Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $2.91 billion. The enterprise value is $3.14 billion.
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.50 million shares outstanding. The number of shares has increased by 2.86% in one year.
| Current Share Class | 26.50M |
| Shares Outstanding | 26.50M |
| Shares Change (YoY) | +2.86% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 2.39% |
| Owned by Institutions (%) | 90.34% |
| Float | 25.87M |
Valuation Ratios
The trailing PE ratio is 15.34 and the forward PE ratio is 10.93.
| PE Ratio | 15.34 |
| Forward PE | 10.93 |
| PS Ratio | 2.95 |
| Forward PS | 1.07 |
| PB Ratio | 3.02 |
| P/TBV Ratio | 4.06 |
| P/FCF Ratio | 7.85 |
| P/OCF Ratio | 7.85 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.75, with an EV/FCF ratio of 8.50.
| EV / Earnings | 15.91 |
| EV / Sales | 3.20 |
| EV / EBITDA | 11.75 |
| EV / EBIT | 12.22 |
| EV / FCF | 8.50 |
Financial Position
The company has a current ratio of 0.53, with a Debt / Equity ratio of 0.31.
| Current Ratio | 0.53 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.31 |
| Debt / EBITDA | 1.11 |
| Debt / FCF | 0.81 |
| Interest Coverage | 74.06 |
Financial Efficiency
Return on equity (ROE) is 22.53% and return on invested capital (ROIC) is 18.11%.
| Return on Equity (ROE) | 22.53% |
| Return on Assets (ROA) | 5.31% |
| Return on Invested Capital (ROIC) | 18.11% |
| Return on Capital Employed (ROCE) | 20.25% |
| Weighted Average Cost of Capital (WACC) | 6.37% |
| Revenue Per Employee | $2.23M |
| Profits Per Employee | $448,964 |
| Employee Count | 439 |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $56.04 million in taxes.
| Income Tax | 56.04M |
| Effective Tax Rate | 22.14% |
Stock Price Statistics
The stock price has decreased by -30.70% in the last 52 weeks. The beta is 0.49, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | -30.70% |
| 50-Day Moving Average | 122.38 |
| 200-Day Moving Average | 122.93 |
| Relative Strength Index (RSI) | 33.44 |
| Average Volume (20 Days) | 274,527 |
Short Selling Information
The latest short interest is 651,574, so 2.46% of the outstanding shares have been sold short.
| Short Interest | 651,574 |
| Short Previous Month | 601,636 |
| Short % of Shares Out | 2.46% |
| Short % of Float | 2.52% |
| Short Ratio (days to cover) | 2.67 |
Income Statement
In the last 12 months, PLMR had revenue of $980.27 million and earned $197.10 million in profits. Earnings per share was $7.17.
| Revenue | 980.27M |
| Gross Profit | 281.66M |
| Operating Income | 256.60M |
| Pretax Income | 253.14M |
| Net Income | 197.10M |
| EBITDA | 266.88M |
| EBIT | 256.60M |
| Earnings Per Share (EPS) | $7.17 |
Full Income StatementBalance Sheet
The company has $56.54 million in cash and $297.43 million in debt, with a net cash position of -$240.90 million or -$9.09 per share.
| Cash & Cash Equivalents | 56.54M |
| Total Debt | 297.43M |
| Net Cash | -240.90M |
| Net Cash Per Share | -$9.09 |
| Equity (Book Value) | 959.04M |
| Book Value Per Share | 36.17 |
| Working Capital | -1.09B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $368.96 million and capital expenditures -$102,000, giving a free cash flow of $368.86 million.
| Operating Cash Flow | 368.96M |
| Capital Expenditures | -102,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 297.43M |
| Free Cash Flow | 368.86M |
| FCF Per Share | $13.92 |
Full Cash Flow StatementMargins
Gross margin is 28.73%, with operating and profit margins of 26.18% and 20.11%.
| Gross Margin | 28.73% |
| Operating Margin | 26.18% |
| Pretax Margin | 25.82% |
| Profit Margin | 20.11% |
| EBITDA Margin | 27.22% |
| EBIT Margin | 26.18% |
| FCF Margin | 37.63% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.86% |
| Shareholder Yield | -2.86% |
| Earnings Yield | 6.81% |
| FCF Yield | 12.74% |
Analyst Forecast
The average price target for PLMR is $149.80, which is 36.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $149.80 |
| Price Target Difference | 36.21% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
