Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
144.04
+1.83 (1.29%)
At close: Nov 4, 2026, 4:00 PM EST
148.50
+4.46 (3.10%)
Pre-market: Nov 5, 2026, 4:18 AM EST

Palomar Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,233875.97553.86375.93327.09247.79
Revenue Growth
58.45%58.16%47.33%14.93%32.00%47.09%
Operating Income
293.99253.78152.33107.4268.4257.18
Net Income
217.04197.07117.5779.252.1745.85
Earnings Per Share
7.987.174.483.132.021.76
EPS Growth
24.64%60.05%43.13%54.95%14.77%633.34%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
55.63106.8880.4451.5568.1150.28
Total Debt
315.047.09-52.636.4-
Net Cash (Debt)
-259.4199.7880.44-1.0531.7150.28
Net Cash Growth
-24.05%---36.94%49.93%
Net Cash Per Share
-9.543.633.07-0.041.231.93

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-409.12261.16116.11169.5887.81
Capital Expenditures
--0.14-0.24-0.02-0.31-0.02
Free Cash Flow
-408.98260.91116.09169.2787.8
Free Cash Flow Growth
-56.75%124.75%-31.42%92.80%53.06%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.84%28.97%27.50%28.57%20.92%23.08%
Pretax Margin
22.76%28.93%27.30%27.57%20.65%23.06%
Profit Margin
17.60%22.50%21.23%21.07%15.95%18.50%
FCF Margin
-46.69%47.11%30.88%51.75%35.43%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.0518.1223.7717.3321.8435.91
Forward PE
12.9016.1719.5414.5513.9024.78
P/FCF Ratio
9.148.7310.7111.826.7318.75
PS Ratio
3.074.085.053.653.486.64