Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
130.24
+1.37 (1.06%)
Aug 21, 2026, 10:15 AM EDT - Market open

Palomar Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,091875.97553.86375.93327.09247.79
Revenue Growth
59.98%58.16%47.33%14.93%32.00%47.09%
Operating Income
271.39253.78152.33107.4268.4257.18
Net Income
203.16197.07117.5779.252.1745.85
Earnings Per Share
7.447.174.483.132.021.76
EPS Growth
31.05%60.05%43.13%54.95%14.77%633.34%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
62.69106.8880.4451.5568.1150.28
Total Debt
295.777.09-52.636.4-
Net Cash (Debt)
-233.0899.7880.44-1.0531.7150.28
Net Cash Growth
-24.05%---36.94%49.93%
Net Cash Per Share
-8.543.633.07-0.041.231.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
415.26409.12261.16116.11169.5887.81
Capital Expenditures
-0.49-0.14-0.24-0.02-0.31-0.02
Free Cash Flow
414.77408.98260.91116.09169.2787.8
Free Cash Flow Growth
8.96%56.75%124.75%-31.42%92.80%53.06%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
24.87%28.97%27.50%28.57%20.92%23.08%
Pretax Margin
24.10%28.93%27.30%27.57%20.65%23.06%
Profit Margin
18.62%22.50%21.23%21.07%15.95%18.50%
FCF Margin
38.00%46.69%47.11%30.88%51.75%35.43%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.3118.1223.7717.3321.8435.91
Forward PE
11.8216.1719.5414.5513.9024.78
P/FCF Ratio
8.278.7310.7111.826.7318.75
PS Ratio
3.144.085.053.653.486.64