Palomar Holdings, Inc. (PLMR)
NASDAQ: PLMR · Real-Time Price · USD
131.08
+2.21 (1.71%)
Aug 21, 2026, 11:02 AM EDT - Market open
Palomar Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 203.16 | 197.07 | 117.57 | 79.2 | 52.17 | 45.85 |
Depreciation & Amortization | 18.11 | 4.93 | 1.71 | 1.7 | 1.52 | 1.44 |
Other Amortization | 4 | 4 | 3.4 | 2.8 | 2.6 | 2.1 |
Gain (Loss) on Sale of Assets | 0.03 | 0.03 | - | - | - | - |
Gain (Loss) on Sale of Investments | -11.89 | -11.89 | -5.51 | -2.95 | 9.37 | 1.15 |
Stock-Based Compensation | 21.01 | 21.01 | 16.69 | 14.91 | 11.62 | 5.58 |
Change in Accounts Receivable | -147.07 | -147.07 | -43.75 | -99.11 | -74.85 | -39.17 |
Reinsurance Recoverable | -73.54 | -73.54 | -118.37 | -83.18 | -36.3 | -52.59 |
Change in Accounts Payable | -6.89 | -6.89 | 29.18 | 15.67 | 5.43 | -0.95 |
Change in Unearned Revenue | 240.86 | 240.86 | 144.59 | 125.79 | 186.65 | 101.18 |
Change in Income Taxes | - | - | -7.26 | 7.26 | - | - |
Change in Insurance Reserves / Liabilities | 178.06 | 178.06 | 161.11 | 110.86 | 58.05 | 44.33 |
Change in Other Net Operating Assets | -56.44 | -56.44 | -29.29 | -88.11 | -150.84 | -22.87 |
Other Operating Activities | -21.19 | -8.06 | 2.11 | -2.83 | -3.52 | 0.64 |
Operating Cash Flow | 415.26 | 409.12 | 261.16 | 116.11 | 169.58 | 87.81 |
Operating Cash Flow Growth | 9.00% | 56.66% | 124.93% | -31.53% | 93.12% | 52.74% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.49 | -0.14 | -0.24 | -0.02 | -0.31 | -0.02 |
Sale of Property, Plant & Equipment | 0.59 | 0.35 | - | - | - | - |
Purchase / Sale of Intangible Assets | -7.98 | -7 | -8.29 | -6.74 | -5.62 | -4.84 |
Cash Acquisitions | -243.4 | -58.59 | - | -5.53 | -0.02 | -0.01 |
Investment in Securities | -376.1 | -287.58 | -296.24 | -117.14 | -149.91 | -54.82 |
Other Investing Activities | -7.01 | -1.03 | -1.48 | 0.95 | -0.95 | 1.5 |
Investing Cash Flow | -634.39 | -353.98 | -306.24 | -128.48 | -156.81 | -58.19 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 15 | - | 16.2 | 36.4 | - |
Total Debt Repaid | -16.88 | -15 | -52.6 | - | - | - |
Net Debt Issued (Repaid) | 298.13 | - | -52.6 | 16.2 | 36.4 | - |
Issuance of Common Stock | 2.36 | 4.92 | 123.62 | 2.04 | 3.03 | 2.81 |
Repurchases of Common Stock | -101.39 | -37.28 | - | -22.27 | -34.42 | -15.85 |
Other Financing Activities | -2.58 | -0.14 | - | - | - | - |
Financing Cash Flow | 200.53 | -28.79 | 73.77 | -3.94 | 5.02 | -13.04 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -18.61 | 26.35 | 28.69 | -16.31 | 17.79 | 16.59 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 414.77 | 408.98 | 260.91 | 116.09 | 169.27 | 87.8 |
Free Cash Flow Growth | 8.96% | 56.75% | 124.75% | -31.42% | 92.80% | 53.06% |
Free Cash Flow Margin | 38.00% | 46.69% | 47.11% | 30.88% | 51.75% | 35.43% |
Free Cash Flow Per Share | 15.19 | 14.88 | 9.95 | 4.58 | 6.56 | 3.36 |
Levered Free Cash Flow | 569.93 | 353.89 | 291.71 | 192.26 | 325.19 | 88.17 |
Unlevered Free Cash Flow | 575.14 | 354.14 | 292.42 | 194.62 | 325.74 | 88.19 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 7.71 | 0.29 | 1.05 | 3.68 | 0.7 | - |
Cash Income Tax Paid | 3.54 | 1.12 | 0.64 | 0.48 | 18.89 | 2.1 |
Change in Working Capital | 202.03 | 202.03 | 125.2 | 23.27 | 95.82 | 31.05 |