Palomar Holdings, Inc. (PLMR)

Palomar Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	197.07	117.57	79.2	52.17	45.85
Depreciation & Amortization	-	8.93	5.11	4.5	4.12	3.54
Provision for Credit Losses	-	-	-	-	0.24	0.11
Stock-Based Compensation	-	21.01	16.69	14.91	11.62	5.58
Other Adjustments	-	-19.92	-3.4	-5.78	5.62	1.68
Changes in Accrued Interest and Accounts Receivable	-	-150.04	-46.91	-100.62	-75.9	-39.35
Changes in Accounts Payable	-	74.35	37.6	51.28	114.09	14.28
Changes in Accrued Expenses	-	-	-7.26	7.26	-	-
Changes in Other Operating Activities	-	277.71	141.76	65.35	57.63	56.12
Operating Cash Flow	368.96	409.12	261.16	116.11	169.58	87.81
Operating Cash Flow Growth	17.05%	56.66%	124.93%	-31.53%	93.12%	52.74%
Net Change in Securities and Investments	-384.09	-287.58	-296.24	-117.14	-149.91	-54.82
Payments for Business Acquisitions	-280.89	-58.59	-	-5.53	-0.02	-0.01
Capital Expenditures	-0.1	-0.14	-0.24	-0.02	-0.31	-0.02
Purchases of Intangible Assets	-7	-7	-8.29	-6.74	-5.62	-4.84
Sale of Property, Plant & Equipment	0.36	0.35	-	-	-	-
Other Investing Activities	-3.33	-1.03	-1.48	0.95	-0.95	1.5
Investing Cash Flow	-675.42	-353.98	-306.24	-128.48	-156.81	-58.19
Short-Term Debt Issued	-	15	-	16.2	-	-
Short-Term Debt Repaid	-	-15	-52.6	-	-	-
Net Short-Term Debt Issued (Repaid)	-15	0	-52.6	16.2	36.4	-
Long-Term Debt Issued	297.43	-	-	-	-	-
Net Long-Term Debt Issued (Repaid)	297.43	-	-	-	-	-
Issuance of Common Stock	2.79	4.78	123.62	2.04	3.03	2.81
Repurchase of Common Stock	-23.1	-37.28	-	-22.27	-34.42	-15.85
Net Common Stock Issued (Repurchased)	-20.31	-32.51	123.62	-20.23	-31.38	-13.04
Other Financing Activities	3.78	3.72	2.76	0.09	-	-
Financing Cash Flow	243.69	-28.79	73.77	-3.94	5.02	-13.04
Net Cash Flow	-62.77	26.35	28.69	-16.31	17.79	16.59
Free Cash Flow	368.86	408.98	260.91	116.09	169.27	87.8
Free Cash Flow Growth	-9.81%	56.75%	124.75%	-31.42%	92.80%	53.06%
FCF Margin	37.63%	46.69%	47.11%	30.88%	51.75%	35.43%
Free Cash Flow Per Share	13.45	14.88	9.95	4.58	6.56	3.36
Levered Free Cash Flow	479.43	407.89	195.03	123.15	188.19	80.43
Unlevered Free Cash Flow	-0.1	210.82	130.06	27.75	99.62	34.58

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q