CPI Card Group Inc. (PMTS)

NASDAQ: PMTS · Real-Time Price · USD

24.79

+0.04 (0.16%)

At close: Sep 28, 2026, 4:00 PM EDT

24.75

-0.04 (-0.16%)

After-hours: Sep 28, 2026, 7:30 PM EDT

CPI Card Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	587.31	543.53	480.6	444.55	475.75	375.12
Revenue Growth	16.91%	13.10%	8.11%	-6.56%	26.82%	20.16%
Gross Profit	179.39	170.1	171.22	165.78	184.8	150.26
Operating Income	51.67	54.84	62.79	61.59	79.13	59.46
Net Income	13.75	14.95	19.52	23.99	36.54	15.94
Earnings Per Share	1.15	1.25	1.64	2.01	3.11	1.36
EPS Growth	3.48%	-23.78%	-18.41%	-35.37%	128.68%	-5.20%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Eliminations	-1.9	-1.57	-1.2	-0.75	-0.95	-0.3
Prepaid Solutions	92.38	93.63	106.54	84.24	86.14	79.21
Debit and Credit	-	451.48	375.26	361.06	390.56	296.2
Total	587.31	543.53	480.6	444.55	475.75	375.12

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	21.37	21.7	33.54	12.41	11.04	20.68
Total Debt	320.94	337.47	313.92	295.03	307.48	321.11
Net Cash (Debt)	-299.57	-315.77	-280.37	-282.61	-296.44	-300.43
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-25.14	-26.49	-23.60	-23.71	-25.23	-25.54

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	91.72	59.5	43.31	34.04	31.34	20.23
Capital Expenditures	-15.16	-18.18	-9.26	-6.41	-17.87	-10.07
Free Cash Flow	76.55	41.33	34.06	27.64	13.47	10.16
Free Cash Flow Growth	128.40%	21.35%	23.23%	105.18%	32.63%	-31.94%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	30.54%	31.29%	35.63%	37.29%	38.84%	40.06%
Operating Margin	8.80%	10.09%	13.06%	13.86%	16.63%	15.85%
Pretax Margin	3.61%	3.98%	5.21%	7.75%	10.33%	6.35%
Profit Margin	2.34%	2.75%	4.06%	5.39%	7.68%	4.25%
FCF Margin	13.04%	7.60%	7.09%	6.22%	2.83%	2.71%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	21.56	11.18	17.09	9.17	11.24	13.10
Forward PE	9.65	7.03	11.47	9.05	15.89	9.66
P/FCF Ratio	3.75	4.05	9.79	7.96	30.50	20.56
PS Ratio	0.49	0.31	0.69	0.50	0.86	0.56