CPI Card Group Inc. (PMTS)
NASDAQ: PMTS · Real-Time Price · USD
28.04
+0.53 (1.93%)
At close: Aug 21, 2026, 4:00 PM EDT
28.15
+0.11 (0.39%)
After-hours: Aug 21, 2026, 4:10 PM EDT

CPI Card Group Statistics

Total Valuation

CPI Card Group has a market cap or net worth of $323.32 million. The enterprise value is $622.89 million.

Market Cap323.32M
Enterprise Value 622.89M

Important Dates

The last earnings date was Thursday, August 6, 2026, before market open.

Earnings Date Aug 6, 2026
Ex-Dividend Date n/a

Share Statistics

CPI Card Group has 11.53 million shares outstanding. The number of shares has decreased by -0.32% in one year.

Current Share Class 11.53M
Shares Outstanding 11.53M
Shares Change (YoY) -0.32%
Shares Change (QoQ) +1.54%
Owned by Insiders (%) 5.54%
Owned by Institutions (%) 25.86%
Float 6.03M

Valuation Ratios

The trailing PE ratio is 24.39 and the forward PE ratio is 10.91.

PE Ratio 24.39
Forward PE 10.91
PS Ratio 0.55
Forward PS 0.52
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 4.22
P/OCF Ratio 3.53
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.08, with an EV/FCF ratio of 8.14.

EV / Earnings 45.29
EV / Sales 1.06
EV / EBITDA 8.08
EV / EBIT 12.05
EV / FCF 8.14

Financial Position

The company has a current ratio of 2.09

Current Ratio 2.09
Quick Ratio 1.22
Debt / Equity n/a
Debt / EBITDA 3.77
Debt / FCF 4.19
Interest Coverage 1.63

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) 8.17%
Return on Invested Capital (ROIC) 10.94%
Return on Capital Employed (ROCE) 17.21%
Weighted Average Cost of Capital (WACC) 7.88%
Revenue Per Employee $345,476
Profits Per Employee $8,091
Employee Count1,700
Asset Turnover 1.49
Inventory Turnover 5.56

Taxes

In the past 12 months, CPI Card Group has paid $7.47 million in taxes.

Income Tax 7.47M
Effective Tax Rate 35.18%

Stock Price Statistics

The stock price has increased by +88.31% in the last 52 weeks. The beta is 0.92, so CPI Card Group's price volatility has been similar to the market average.

Beta (5Y) 0.92
52-Week Price Change +88.31%
50-Day Moving Average 21.79
200-Day Moving Average 16.65
Relative Strength Index (RSI) 67.60
Average Volume (20 Days) 105,989

Short Selling Information

The latest short interest is 332,050, so 2.88% of the outstanding shares have been sold short.

Short Interest 332,050
Short Previous Month 304,500
Short % of Shares Out 2.88%
Short % of Float 5.51%
Short Ratio (days to cover) 9.71

Income Statement

In the last 12 months, CPI Card Group had revenue of $587.31 million and earned $13.75 million in profits. Earnings per share was $1.15.

Revenue587.31M
Gross Profit 179.39M
Operating Income 51.67M
Pretax Income 21.22M
Net Income 13.75M
EBITDA 77.12M
EBIT 51.67M
Earnings Per Share (EPS) $1.15
Full Income Statement

Balance Sheet

The company has $21.37 million in cash and $320.94 million in debt, with a net cash position of -$299.57 million or -$25.98 per share.

Cash & Cash Equivalents 21.37M
Total Debt 320.94M
Net Cash -299.57M
Net Cash Per Share -$25.98
Equity (Book Value) -11.47M
Book Value Per Share -1.00
Working Capital 98.01M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $91.72 million and capital expenditures -$15.16 million, giving a free cash flow of $76.55 million.

Operating Cash Flow 91.72M
Capital Expenditures -15.16M
Depreciation & Amortization 25.45M
Net Borrowing -59.40M
Free Cash Flow 76.55M
FCF Per Share $6.64
Full Cash Flow Statement

Margins

Gross margin is 30.54%, with operating and profit margins of 8.80% and 2.34%.

Gross Margin 30.54%
Operating Margin 8.80%
Pretax Margin 3.61%
Profit Margin 2.34%
EBITDA Margin 13.13%
EBIT Margin 8.80%
FCF Margin 13.03%

Dividends & Yields

CPI Card Group does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.32%
Shareholder Yield 0.32%
Earnings Yield 4.25%
FCF Yield 23.68%
Dividend Details

Analyst Forecast

The average price target for CPI Card Group is $32.50, which is 15.91% higher than the current price. The consensus rating is "Strong Buy".

Price Target $32.50
Price Target Difference 15.91%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (3Y) 8.66%
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on December 20, 2017. It was a reverse split with a ratio of 1:5.

Last Split Date Dec 20, 2017
Split Type Reverse
Split Ratio 1:5

Scores

CPI Card Group has an Altman Z-Score of 2.83 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.83
Piotroski F-Score 6