CPI Card Group Inc. (PMTS)
NASDAQ: PMTS · Real-Time Price · USD
22.20
-0.80 (-3.48%)
At close: Jul 11, 2025, 4:00 PM
22.15
-0.05 (-0.23%)
After-hours: Jul 11, 2025, 5:32 PM EDT

CPI Card Group Statistics

Total Valuation

CPI Card Group has a market cap or net worth of $249.77 million. The enterprise value is $541.32 million.

Market Cap 249.77M
Enterprise Value 541.32M

Important Dates

The next estimated earnings date is Monday, August 4, 2025, after market close.

Earnings Date Aug 4, 2025
Ex-Dividend Date n/a

Share Statistics

CPI Card Group has 11.28 million shares outstanding. The number of shares has increased by 0.45% in one year.

Current Share Class 11.28M
Shares Outstanding 11.28M
Shares Change (YoY) +0.45%
Shares Change (QoQ) +0.69%
Owned by Insiders (%) 2.59%
Owned by Institutions (%) 31.62%
Float 6.18M

Valuation Ratios

The trailing PE ratio is 14.01 and the forward PE ratio is 8.39.

PE Ratio 14.01
Forward PE 8.39
PS Ratio 0.50
Forward PS 0.44
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 9.25
P/OCF Ratio 6.24
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.82, with an EV/FCF ratio of 20.06.

EV / Earnings 28.73
EV / Sales 1.10
EV / EBITDA 6.82
EV / EBIT 8.63
EV / FCF 20.06

Financial Position

The company has a current ratio of 2.95

Current Ratio 2.95
Quick Ratio 1.64
Debt / Equity n/a
Debt / EBITDA 3.86
Debt / FCF 11.97
Interest Coverage 1.78

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) 11.68%
Return on Invested Capital (ROIC) 14.54%
Return on Capital Employed (ROCE) 21.89%
Revenue Per Employee $327,617
Profits Per Employee $12,560
Employee Count 1,500
Asset Turnover 1.46
Inventory Turnover 3.90

Taxes

In the past 12 months, CPI Card Group has paid $4.97 million in taxes.

Income Tax 4.97M
Effective Tax Rate 20.87%

Stock Price Statistics

The stock price has decreased by -18.08% in the last 52 weeks. The beta is 1.29, so CPI Card Group's price volatility has been higher than the market average.

Beta (5Y) 1.29
52-Week Price Change -18.08%
50-Day Moving Average 22.79
200-Day Moving Average 26.90
Relative Strength Index (RSI) 42.55
Average Volume (20 Days) 53,009

Short Selling Information

The latest short interest is 125,133, so 1.11% of the outstanding shares have been sold short.

Short Interest 125,133
Short Previous Month 116,746
Short % of Shares Out 1.11%
Short % of Float 2.03%
Short Ratio (days to cover) 1.76

Income Statement

In the last 12 months, CPI Card Group had revenue of $491.43 million and earned $18.84 million in profits. Earnings per share was $1.58.

Revenue 491.43M
Gross Profit 182.25M
Operating Income 62.75M
Pretax Income 26.04M
Net Income 18.84M
EBITDA 79.40M
EBIT 62.75M
Earnings Per Share (EPS) $1.58
Full Income Statement

Balance Sheet

The company has $31.52 million in cash and $323.06 million in debt, giving a net cash position of -$291.54 million or -$25.84 per share.

Cash & Cash Equivalents 31.52M
Total Debt 323.06M
Net Cash -291.54M
Net Cash Per Share -$25.84
Equity (Book Value) -29.72M
Book Value Per Share -2.63
Working Capital 127.40M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $40.04 million and capital expenditures -$13.05 million, giving a free cash flow of $26.99 million.

Operating Cash Flow 40.04M
Capital Expenditures -13.05M
Free Cash Flow 26.99M
FCF Per Share $2.39
Full Cash Flow Statement

Margins

Gross margin is 37.09%, with operating and profit margins of 12.77% and 3.83%.

Gross Margin 37.09%
Operating Margin 12.77%
Pretax Margin 4.84%
Profit Margin 3.83%
EBITDA Margin 16.16%
EBIT Margin 12.77%
FCF Margin 5.49%

Dividends & Yields

CPI Card Group does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.45%
Shareholder Yield -0.45%
Earnings Yield 7.54%
FCF Yield 10.81%
Dividend Details

Analyst Forecast

The average price target for CPI Card Group is $36.75, which is 65.54% higher than the current price. The consensus rating is "Strong Buy".

Price Target $36.75
Price Target Difference 65.54%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on December 20, 2017. It was a reverse split with a ratio of 0.2:1.

Last Split Date Dec 20, 2017
Split Type Reverse
Split Ratio 0.2:1

Scores

CPI Card Group has an Altman Z-Score of 3.19 and a Piotroski F-Score of 6.

Altman Z-Score 3.19
Piotroski F-Score 6