CPI Card Group Inc. (PMTS)

CPI Card Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	16.47	14.95	19.52	23.99	36.54	15.94
Depreciation & Amortization	26.08	22.46	16.42	15.93	14.89	15.1
Other Amortization	1.29	1.31	1.54	1.86	1.93	2.37
Stock-Based Compensation	7.72	6.96	8.55	7.51	3.48	1.25
Other Operating Activities	4.75	6.5	4.83	-0.08	3.12	3.11
Change in Accounts Receivable	-0.16	-0.69	-11.79	6.8	-19.75	-6.36
Change in Inventory	20.63	3.61	-1.99	-1.64	-10.7	-33.39
Change in Accounts Payable	2.33	7.51	2.76	-11.26	-0.45	6.58
Change in Unearned Revenue	-1.23	2.43	0.65	-2.73	2.39	-0.69
Change in Income Taxes	3.42	-3.02	0.99	-1.16	0.36	9.98
Change in Other Net Operating Assets	15.54	-2.53	1.85	-5.16	-0.47	6.35
Operating Cash Flow	96.85	59.5	43.31	34.04	31.34	20.23
Operating Cash Flow Growth	107.95%	37.38%	27.24%	8.63%	54.91%	-8.11%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-15.5	-18.18	-9.26	-6.41	-17.87	-10.07
Cash Acquisitions	-8.06	-44.2	-	-	-	-
Investment in Securities	-2.82	-2.82	-	-	-	-
Other Investing Activities	0.3	0.06	0.04	0.18	0.1	0.16
Investing Cash Flow	-26.07	-65.13	-9.22	-6.22	-17.77	-9.92

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	67	285	-	37.07	324.75
Total Debt Issued	30	67	285	-	37.07	324.75
Long-Term Debt Repaid	-	-70.37	-273.12	-25.83	-58.3	-359.67
Total Debt Repaid	-97.93	-70.37	-273.12	-25.83	-58.3	-359.67
Net Debt Issued (Repaid)	-67.93	-3.37	11.88	-25.83	-21.22	-34.92
Repurchase of Common Stock	-2.82	-1.98	-12.48	-0.62	-	-
Other Financing Activities	-0.8	-0.86	-12.36	-	-1.94	-12.31
Financing Cash Flow	-71.55	-6.22	-12.96	-26.44	-23.16	-47.23

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	-	-	-	-	-0.05	0
Net Cash Flow	-0.78	-11.84	21.13	1.38	-9.65	-36.92

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	81.34	41.33	34.06	27.64	13.47	10.16
Free Cash Flow Growth	193.26%	21.35%	23.23%	105.18%	32.63%	-31.94%
Free Cash Flow Margin	13.38%	7.60%	7.09%	6.22%	2.83%	2.71%
Free Cash Flow Per Share	6.78	3.47	2.87	2.32	1.15	0.86
Levered Free Cash Flow	65.87	17.92	43.05	23.94	3.89	12.51
Unlevered Free Cash Flow	83.98	36.9	62.82	38.91	20.09	29.52

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	31.14	32.36	26.32	25.74	27.71	22.27
Cash Income Tax Paid	1.83	6.4	9.29	10.38	12.13	-0.05
Change in Working Capital	40.54	7.32	-7.54	-15.16	-28.62	-17.53

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Nov 4, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

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