CPI Card Group Inc. (PMTS)
NASDAQ: PMTS · Real-Time Price · USD
21.07
+0.49 (2.38%)
Jul 31, 2026, 4:00 PM EDT - Market closed

CPI Card Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
567.88543.53480.6444.55475.75375.12
Revenue Growth
15.56%13.10%8.11%-6.56%26.82%20.16%
Gross Profit
173.52170.1171.22155.49175.77141.43
Operating Income
51.7354.8462.7961.5979.1359.46
Net Income
2.0628.430.5344.9461.7531.7
Earnings Per Share
1.021.251.642.013.111.36
EPS Growth
-35.85%-23.78%-18.41%-35.37%128.68%-5.56%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Prepaid Solutions
88.9693.63106.5484.2486.1479.21
Eliminations
-0.89-1.57-1.2-0.75-0.95-0.3
Debit and Credit
-451.48375.26361.06390.56296.2
Total
567.88543.53480.6444.55475.75375.12

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19.321.733.5412.4111.0420.68
Total Debt
276.9286.67280.41265285.52303.63
Net Cash (Debt)
-257.61-264.97-246.86-252.58-274.49-282.94
Net Cash Growth
------
Net Cash Per Share
-21.71-22.23-20.78-21.19-23.36-24.05

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
67.5659.543.3134.0431.3420.23
Capital Expenditures
-16.39-18.18-9.26-6.41-17.87-10.07
Free Cash Flow
51.1741.3334.0627.6413.4710.16
Free Cash Flow Growth
89.60%21.35%23.23%105.18%32.63%-31.94%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
30.56%31.29%35.63%34.98%36.95%37.70%
Operating Margin
9.11%10.09%13.07%13.85%16.63%15.85%
Pretax Margin
3.29%4.00%5.21%7.75%10.33%6.35%
Profit Margin
0.36%5.22%6.35%10.11%12.98%8.45%
FCF Margin
9.01%7.60%7.09%6.22%2.83%2.71%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
20.6711.7418.239.5511.6013.64
Forward PE
9.647.0311.479.0515.899.66
P/FCF Ratio
4.734.079.877.9530.5120.56
PS Ratio
0.430.310.700.490.860.56