Primerica Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,784	1,729	1,660	1,600	1,506
Investment Income	167.15	155.5	135.84	93.07	80.59
Net Gains on Investments	-0.82	2.24	-5.9	-1	5.87
Total Other Revenues	1,341	1,202	958.25	965.15	1,117
Revenue	3,292	3,089	2,749	2,657	2,710
Revenue Growth (YoY)	6.56%	12.39%	3.43%	-1.93%	22.20%
Insurance Benefits & Claims	628.54	622.24	642.6	634.03	603.3
Policy Amortization Costs	1,033	903.39	767.48	754.65	847.9
Other Operating Expenses	631.84	599.23	540.1	522.88	575.46
Operating Income	998.52	964.28	798.33	745.89	683.07
Interest Expense	-23.96	-25.03	-26.59	-27.24	-30.62
Other Non-Operating Income (Expense)	-	-	-	-	-8.93
Total Non-Operating Income (Expense)	-23.96	-25.03	-26.59	-27.24	-39.55
Pretax Income	974.56	939.25	771.74	718.66	643.53
Provision for Income Taxes	223.33	219.12	180.56	163.94	167.54
Net Income	751.23	470.52	576.6	939.1	953.35
Minority Interest in Earnings	-	-	-	5.04	1.38
Earnings From Discontinued Operations	-	-249.61	-14.58	-87.68	-
Net Income to Common	751.23	470.52	576.6	939.1	953.35
Net Income Growth	59.66%	-18.40%	-38.60%	-1.49%	23.44%
Shares Outstanding (Basic)	33	34	36	38	40
Shares Outstanding (Diluted)	33	34	36	38	40
Shares Change (YoY)	-4.44%	-5.07%	-5.46%	-3.90%	-1.33%
EPS (Basic)	22.95	13.73	15.97	14.53	12.03
EPS (Diluted)	22.91	13.71	15.94	14.49	11.99
EPS Growth	67.10%	-13.99%	10.01%	20.85%	25.29%
Free Cash Flow	875.13	832.86	658.62	731.86	632.27
Free Cash Flow Growth	5.08%	26.46%	-10.01%	15.75%	2.67%
Free Cash Flow Per Share	26.78	24.35	18.28	19.21	15.95
Dividends Per Share	4.320	3.590	2.700	2.300	1.960
Dividend Growth	20.33%	32.96%	17.39%	17.35%	17.36%
Operating Margin	30.33%	31.22%	29.05%	28.07%	25.21%
Profit Margin	22.82%	23.31%	21.51%	20.87%	17.57%
FCF Margin	26.59%	26.96%	23.96%	27.54%	23.33%
EBITDA	1,018	987.68	830.3	780.07	712.91
EBITDA Margin	30.92%	31.97%	30.21%	29.35%	26.31%
EBIT	998.52	964.28	798.33	745.89	683.07
EBIT Margin	30.33%	31.22%	29.05%	28.07%	25.21%
Effective Tax Rate	22.92%	23.33%	23.40%	22.81%	26.04%

Updated Feb 11, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q