Primerica, Inc. (PRI)
NYSE: PRI · Real-Time Price · USD
295.82
-0.84 (-0.28%)
Aug 21, 2026, 4:00 PM EDT - Market closed

Primerica Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,4863,3503,1022,8142,7212,772
Revenue Growth
8.23%7.99%10.23%3.40%-1.82%21.84%
Operating Income
1,1051,057979.73863.81809.82834.18
Net Income
793.62748.79468.78574.12469.94475.4
Earnings Per Share
24.9122.9113.7115.9412.3311.99
EPS Growth
23.06%67.16%-13.98%29.22%2.86%25.31%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Term Life Insurance
1,8281,8201,7681,6931,6361,539
Investment and Savings Products
1,3701,2481,057865.27863.43941.85
Corporate and Other Distributed Products
228.26223.67264.16190.2158.05168.25
Revenue (Total)
3,4313,2923,0892,7492,6572,710

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
600.18756.23687.82594.15489.24392.5
Total Debt
1,8041,9062,0402,1392,1842,135
Net Cash (Debt)
-1,204-1,150-1,352-1,545-1,695-1,743
Net Cash Growth
------
Net Cash Per Share
-37.80-35.18-39.53-42.88-44.48-43.95

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
891.75901.18862.09692.52757.67656.96
Capital Expenditures
-49.59-26.05-29.23-33.9-25.81-24.69
Free Cash Flow
842.16875.13832.86658.62731.86632.27
Free Cash Flow Growth
4.09%5.08%26.46%-10.01%15.75%2.67%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
31.69%31.54%31.59%30.70%29.76%30.09%
Pretax Margin
29.44%29.09%30.28%27.43%26.41%23.22%
Profit Margin
22.77%22.35%15.11%20.40%17.27%17.15%
FCF Margin
24.16%26.13%26.85%23.41%26.89%22.81%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.8004.3203.5902.7002.3001.960
Dividend Per Share Growth
15.42%20.33%32.96%17.39%17.35%17.36%
Dividend Yield
1.62%1.69%1.36%1.37%1.71%1.37%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.8711.0119.3212.5611.1412.73
Forward PE
11.4711.1113.3711.9211.2512.05
P/FCF Ratio
10.819.4210.8810.957.159.57
PS Ratio
2.612.462.922.561.922.18