Primerica, Inc. (PRI)
NYSE: PRI · Real-Time Price · USD
319.96
-3.36 (-1.04%)
Jul 31, 2026, 4:00 PM EDT - Market closed

Primerica Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,3603,2923,0892,7492,6572,710
Revenue Growth
6.38%6.56%12.39%3.43%-1.93%22.20%
Operating Income
1,026998.52964.28798.33745.89759.07
Net Income
772.28751.23470.52576.6472.07477.36
Earnings Per Share
23.8522.9113.7115.9414.4911.99
EPS Growth
60.39%67.10%-13.99%10.01%20.85%25.29%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Term Life Insurance
1,8271,8201,7681,6931,6361,539
Investment and Savings Products
1,3081,2481,057865.27863.43941.85
Corporate and Other Distributed Products
224.9223.67264.16190.2158.05168.25
Revenue (Total)
3,3603,2923,0892,7492,6572,710

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
645.81756.23687.82594.15489.24392.5
Total Debt
48.3749.5755.4858.894653.92
Net Cash (Debt)
-48.37-49.57-55.48-58.89-46-53.92
Net Cash Growth
------
Net Cash Per Share
-1.50-1.52-1.62-1.63-1.21-1.36

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
860.5901.18862.09692.52757.67656.96
Capital Expenditures
-26.4-26.05-29.23-33.9-25.81-24.69
Free Cash Flow
834.11875.13832.86658.62731.86632.27
Free Cash Flow Growth
1.83%5.08%26.46%-10.01%15.75%2.67%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
30.55%30.33%31.22%29.05%28.07%28.01%
Pretax Margin
29.85%29.61%30.40%28.08%27.04%23.75%
Profit Margin
22.99%22.82%15.23%20.98%17.57%17.57%
FCF Margin
24.83%26.59%26.96%23.96%27.54%23.33%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.8004.3203.5902.7002.3001.960
Dividend Per Share Growth
15.46%20.33%32.96%17.39%17.35%17.36%
Dividend Yield
1.50%1.61%1.22%1.27%1.55%1.23%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.4211.2819.8012.919.7912.78
Forward PE
12.8711.1113.3711.9211.2512.05
P/FCF Ratio
11.969.3910.8710.937.149.54
PS Ratio
2.922.502.932.621.972.23