Primerica, Inc. (PRI)

NYSE: PRI · IEX Real-Time Price · USD
252.96
-3.22 (-1.26%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

Primerica has a market cap or net worth of $8.93 billion. The enterprise value is $8.97 billion.

Market Cap 8.93B
Enterprise Value 8.97B

Important Dates

The next estimated earnings date is Monday, May 6, 2024, after market close.

Earnings Date May 6, 2024
Ex-Dividend Date Feb 20, 2024

Share Statistics

Primerica has 34.85 million shares outstanding. The number of shares has decreased by -5.46% in one year.

Shares Outstanding 34.85M
Shares Change (YoY) -5.46%
Shares Change (QoQ) -1.73%
Owned by Insiders (%) 0.57%
Owned by Institutions (%) 92.39%
Float 34.61M

Valuation Ratios

The trailing PE ratio is 15.95 and the forward PE ratio is 14.10. Primerica's PEG ratio is 1.05.

PE Ratio 15.95
Forward PE 14.10
PS Ratio 3.17
Forward PS 2.97
PB Ratio 4.32
P/FCF Ratio 13.55
PEG Ratio 1.05
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.07, with an EV/FCF ratio of 13.62.

EV / Earnings 15.56
EV / Sales 3.19
EV / EBITDA 11.07
EV / EBIT 11.52
EV / FCF 13.62

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.32
Debt / EBITDA 0.81
Debt / FCF 0.99
Interest Coverage 29.27

Financial Efficiency

Return on equity (ROE) is 27.70% and return on invested capital (ROIC) is 22.90%.

Return on Equity (ROE) 27.70%
Return on Assets (ROA) 3.90%
Return on Capital (ROIC) 22.90%
Revenue Per Employee $1.01M
Profits Per Employee $206,519
Employee Count 2,792
Asset Turnover 0.19
Inventory Turnover n/a

Taxes

In the past 12 months, Primerica has paid $175.08 million in taxes.

Income Tax 175.08M
Effective Tax Rate 23.29%

Stock Price Statistics

The stock price has increased by +52.95% in the last 52 weeks. The beta is 1.06, so Primerica's price volatility has been similar to the market average.

Beta (1Y) 1.06
52-Week Price Change +52.95%
50-Day Moving Average 241.78
200-Day Moving Average 213.59
Relative Strength Index (RSI) 59.76
Average Volume (30 Days) 122,108

Short Selling Information

The latest short interest is 362,851, so 1.04% of the outstanding shares have been sold short.

Short Interest 362,851
Short Previous Month 360,089
Short % of Shares Out 1.04%
Short % of Float 1.05%
Short Ratio (days to cover) 2.84

Income Statement

In the last 12 months, Primerica had revenue of $2.82 billion and earned $576.60 million in profits. Earnings per share was $15.94.

Revenue 2.82B
Gross Profit 2.17B
Operating Income 812.50M
Pretax Income 751.68M
Net Income 576.60M
EBITDA 810.24M
EBIT 778.27M
Earnings Per Share (EPS) $15.94
Full Income Statement

Balance Sheet

The company has $613.15 million in cash and $655.07 million in debt, giving a net cash position of -$41.92 million or -$1.20 per share.

Cash & Cash Equivalents 613.15M
Total Debt 655.07M
Net Cash -41.92M
Net Cash Per Share -$1.20
Equity / Book Value 2.07B
Book Value Per Share 59.29
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $692.52 million and capital expenditures -$33.90 million, giving a free cash flow of $658.62 million.

Operating Cash Flow 692.52M
Capital Expenditures -33.90M
Free Cash Flow 658.62M
FCF Per Share $18.32
Full Cash Flow Statement

Margins

Gross margin is 77.18%, with operating and profit margins of 28.86% and 20.48%.

Gross Margin 77.18%
Operating Margin 28.86%
Pretax Margin 26.70%
Profit Margin 20.48%
EBITDA Margin 28.78%
EBIT Margin 27.64%
FCF Margin 23.39%

Dividends & Yields

This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 1.19%.

Dividend Per Share $3.00
Dividend Yield 1.19%
Dividend Growth (YoY) 17.39%
Years of Dividend Growth 14
Payout Ratio 18.82%
Buyback Yield 5.46%
Shareholder Yield 6.64%
Earnings Yield 6.46%
FCF Yield 7.38%
Dividend Details

Analyst Forecast

The average price target for Primerica is $243.00, which is -3.94% lower than the current price. The consensus rating is "Hold".

Price Target $243.00
Price Target Difference -3.94%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 7