Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $10.02 billion. The enterprise value is $11.20 billion.
| Market Cap | 10.02B |
| Enterprise Value | 11.20B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | May 21, 2026 |
Share Statistics
Primerica has 31.18 million shares outstanding. The number of shares has decreased by -4.67% in one year.
| Current Share Class | 31.18M |
| Shares Outstanding | 31.18M |
| Shares Change (YoY) | -4.67% |
| Shares Change (QoQ) | -1.55% |
| Owned by Insiders (%) | 0.45% |
| Owned by Institutions (%) | 96.74% |
| Float | 31.02M |
Valuation Ratios
The trailing PE ratio is 12.93 and the forward PE ratio is 12.65.
| PE Ratio | 12.93 |
| Forward PE | 12.65 |
| PS Ratio | 2.87 |
| Forward PS | 2.80 |
| PB Ratio | 3.96 |
| P/TBV Ratio | 4.03 |
| P/FCF Ratio | 11.99 |
| P/OCF Ratio | 11.62 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.67, with an EV/FCF ratio of 13.43.
| EV / Earnings | 14.11 |
| EV / Sales | 3.21 |
| EV / EBITDA | 10.67 |
| EV / EBIT | 10.67 |
| EV / FCF | 13.43 |
Financial Position
The company has a current ratio of 3.73, with a Debt / Equity ratio of 0.72.
| Current Ratio | 3.73 |
| Quick Ratio | 1.15 |
| Debt / Equity | 0.72 |
| Debt / EBITDA | 1.72 |
| Debt / FCF | 2.16 |
| Interest Coverage | 12.85 |
Financial Efficiency
Return on equity (ROE) is 32.97% and return on invested capital (ROIC) is 19.75%.
| Return on Equity (ROE) | 32.97% |
| Return on Assets (ROA) | 4.68% |
| Return on Invested Capital (ROIC) | 19.75% |
| Return on Capital Employed (ROCE) | 7.60% |
| Weighted Average Cost of Capital (WACC) | 8.19% |
| Revenue Per Employee | $1.23M |
| Profits Per Employee | $280,133 |
| Employee Count | 2,833 |
| Asset Turnover | 0.24 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $230.18 million in taxes.
| Income Tax | 230.18M |
| Effective Tax Rate | 22.43% |
Stock Price Statistics
The stock price has increased by +20.63% in the last 52 weeks. The beta is 0.87, so Primerica's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +20.63% |
| 50-Day Moving Average | 293.47 |
| 200-Day Moving Average | 269.74 |
| Relative Strength Index (RSI) | 62.48 |
| Average Volume (20 Days) | 161,236 |
Short Selling Information
The latest short interest is 1.18 million, so 3.77% of the outstanding shares have been sold short.
| Short Interest | 1.18M |
| Short Previous Month | 1.19M |
| Short % of Shares Out | 3.77% |
| Short % of Float | 3.79% |
| Short Ratio (days to cover) | 5.41 |
Income Statement
In the last 12 months, Primerica had revenue of $3.49 billion and earned $793.62 million in profits. Earnings per share was $24.91.
| Revenue | 3.49B |
| Gross Profit | 2.52B |
| Operating Income | 1.11B |
| Pretax Income | 1.03B |
| Net Income | 793.62M |
| EBITDA | 1.05B |
| EBIT | 1.05B |
| Earnings Per Share (EPS) | $24.91 |
Balance Sheet
The company has $637.51 million in cash and $1.80 billion in debt, with a net cash position of -$1.20 billion or -$38.62 per share.
| Cash & Cash Equivalents | 637.51M |
| Total Debt | 1.80B |
| Net Cash | -1.20B |
| Net Cash Per Share | -$38.62 |
| Equity (Book Value) | 2.52B |
| Book Value Per Share | 80.87 |
| Working Capital | 2.63B |
Cash Flow
| Operating Cash Flow | 860.50M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -252,000 |
| Free Cash Flow | 834.11M |
| FCF Per Share | $26.75 |
Margins
Gross margin is 72.12%, with operating and profit margins of 31.76% and 22.82%.
| Gross Margin | 72.12% |
| Operating Margin | 31.76% |
| Pretax Margin | 29.42% |
| Profit Margin | 22.82% |
| EBITDA Margin | 30.60% |
| EBIT Margin | 30.60% |
| FCF Margin | 24.42% |
Dividends & Yields
This stock pays an annual dividend of $4.80, which amounts to a dividend yield of 1.49%.
| Dividend Per Share | $4.80 |
| Dividend Yield | 1.49% |
| Dividend Growth (YoY) | 15.46% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 17.98% |
| Buyback Yield | 4.67% |
| Shareholder Yield | 6.17% |
| Earnings Yield | 7.94% |
| FCF Yield | 8.34% |
Analyst Forecast
The average price target for Primerica is $317.83, which is -1.13% lower than the current price. The consensus rating is "Buy".
| Price Target | $317.83 |
| Price Target Difference | -1.13% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 5.28% |
| EPS Growth Forecast (3Y) | 8.39% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |