Primerica, Inc. (PRI)
Total Valuation
Primerica has a market cap or net worth of $8.93 billion. The enterprise value is $8.97 billion.
Market Cap | 8.93B |
Enterprise Value | 8.97B |
Important Dates
The next estimated earnings date is Monday, May 6, 2024, after market close.
Earnings Date | May 6, 2024 |
Ex-Dividend Date | Feb 20, 2024 |
Share Statistics
Primerica has 34.85 million shares outstanding. The number of shares has decreased by -5.46% in one year.
Shares Outstanding | 34.85M |
Shares Change (YoY) | -5.46% |
Shares Change (QoQ) | -1.73% |
Owned by Insiders (%) | 0.57% |
Owned by Institutions (%) | 92.39% |
Float | 34.61M |
Valuation Ratios
The trailing PE ratio is 15.95 and the forward PE ratio is 14.10. Primerica's PEG ratio is 1.05.
PE Ratio | 15.95 |
Forward PE | 14.10 |
PS Ratio | 3.17 |
Forward PS | 2.97 |
PB Ratio | 4.32 |
P/FCF Ratio | 13.55 |
PEG Ratio | 1.05 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.07, with an EV/FCF ratio of 13.62.
EV / Earnings | 15.56 |
EV / Sales | 3.19 |
EV / EBITDA | 11.07 |
EV / EBIT | 11.52 |
EV / FCF | 13.62 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.32 |
Debt / EBITDA | 0.81 |
Debt / FCF | 0.99 |
Interest Coverage | 29.27 |
Financial Efficiency
Return on equity (ROE) is 27.70% and return on invested capital (ROIC) is 22.90%.
Return on Equity (ROE) | 27.70% |
Return on Assets (ROA) | 3.90% |
Return on Capital (ROIC) | 22.90% |
Revenue Per Employee | $1.01M |
Profits Per Employee | $206,519 |
Employee Count | 2,792 |
Asset Turnover | 0.19 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $175.08 million in taxes.
Income Tax | 175.08M |
Effective Tax Rate | 23.29% |
Stock Price Statistics
The stock price has increased by +52.95% in the last 52 weeks. The beta is 1.06, so Primerica's price volatility has been similar to the market average.
Beta (1Y) | 1.06 |
52-Week Price Change | +52.95% |
50-Day Moving Average | 241.78 |
200-Day Moving Average | 213.59 |
Relative Strength Index (RSI) | 59.76 |
Average Volume (30 Days) | 122,108 |
Short Selling Information
The latest short interest is 362,851, so 1.04% of the outstanding shares have been sold short.
Short Interest | 362,851 |
Short Previous Month | 360,089 |
Short % of Shares Out | 1.04% |
Short % of Float | 1.05% |
Short Ratio (days to cover) | 2.84 |
Income Statement
In the last 12 months, Primerica had revenue of $2.82 billion and earned $576.60 million in profits. Earnings per share was $15.94.
Revenue | 2.82B |
Gross Profit | 2.17B |
Operating Income | 812.50M |
Pretax Income | 751.68M |
Net Income | 576.60M |
EBITDA | 810.24M |
EBIT | 778.27M |
Earnings Per Share (EPS) | $15.94 |
Balance Sheet
The company has $613.15 million in cash and $655.07 million in debt, giving a net cash position of -$41.92 million or -$1.20 per share.
Cash & Cash Equivalents | 613.15M |
Total Debt | 655.07M |
Net Cash | -41.92M |
Net Cash Per Share | -$1.20 |
Equity / Book Value | 2.07B |
Book Value Per Share | 59.29 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $692.52 million and capital expenditures -$33.90 million, giving a free cash flow of $658.62 million.
Operating Cash Flow | 692.52M |
Capital Expenditures | -33.90M |
Free Cash Flow | 658.62M |
FCF Per Share | $18.32 |
Margins
Gross margin is 77.18%, with operating and profit margins of 28.86% and 20.48%.
Gross Margin | 77.18% |
Operating Margin | 28.86% |
Pretax Margin | 26.70% |
Profit Margin | 20.48% |
EBITDA Margin | 28.78% |
EBIT Margin | 27.64% |
FCF Margin | 23.39% |
Dividends & Yields
This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 1.19%.
Dividend Per Share | $3.00 |
Dividend Yield | 1.19% |
Dividend Growth (YoY) | 17.39% |
Years of Dividend Growth | 14 |
Payout Ratio | 18.82% |
Buyback Yield | 5.46% |
Shareholder Yield | 6.64% |
Earnings Yield | 6.46% |
FCF Yield | 7.38% |
Analyst Forecast
The average price target for Primerica is $243.00, which is -3.94% lower than the current price. The consensus rating is "Hold".
Price Target | $243.00 |
Price Target Difference | -3.94% |
Analyst Consensus | Hold |
Analyst Count | 5 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 7 |