Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.29 billion. The enterprise value is $9.50 billion.
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | May 21, 2026 |
Share Statistics
Primerica has 31.18 million shares outstanding. The number of shares has decreased by -4.51% in one year.
| Current Share Class | 31.18M |
| Shares Outstanding | 31.18M |
| Shares Change (YoY) | -4.51% |
| Shares Change (QoQ) | -0.95% |
| Owned by Insiders (%) | 0.46% |
| Owned by Institutions (%) | 96.78% |
| Float | 31.01M |
Valuation Ratios
The trailing PE ratio is 11.15 and the forward PE ratio is 10.84.
| PE Ratio | 11.15 |
| Forward PE | 10.84 |
| PS Ratio | 2.43 |
| Forward PS | 2.35 |
| PB Ratio | 3.31 |
| P/TBV Ratio | 3.35 |
| P/FCF Ratio | 9.94 |
| P/OCF Ratio | 9.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.63, with an EV/FCF ratio of 11.39.
| EV / Earnings | 12.35 |
| EV / Sales | 2.78 |
| EV / EBITDA | 8.63 |
| EV / EBIT | 8.77 |
| EV / FCF | 11.39 |
Financial Position
The company has a current ratio of 3.60, with a Debt / Equity ratio of 0.74.
| Current Ratio | 3.60 |
| Quick Ratio | 1.09 |
| Debt / Equity | 0.74 |
| Debt / EBITDA | 1.68 |
| Debt / FCF | 2.23 |
| Interest Coverage | 13.47 |
Financial Efficiency
Return on equity (ROE) is 32.34% and return on invested capital (ROIC) is 19.11%.
| Return on Equity (ROE) | 32.34% |
| Return on Assets (ROA) | 4.63% |
| Return on Invested Capital (ROIC) | 19.11% |
| Return on Capital Employed (ROCE) | 7.92% |
| Weighted Average Cost of Capital (WACC) | 8.07% |
| Revenue Per Employee | $1.21M |
| Profits Per Employee | $271,723 |
| Employee Count | 2,833 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $230.39 million in taxes.
| Income Tax | 230.39M |
| Effective Tax Rate | 22.98% |
Stock Price Statistics
The stock price has decreased by -0.85% in the last 52 weeks. The beta is 0.89, so Primerica's price volatility has been lower than the market average.
| Beta (5Y) | 0.89 |
| 52-Week Price Change | -0.85% |
| 50-Day Moving Average | 269.56 |
| 200-Day Moving Average | 263.96 |
| Relative Strength Index (RSI) | 45.99 |
| Average Volume (20 Days) | 180,783 |
Short Selling Information
The latest short interest is 1.04 million, so 3.35% of the outstanding shares have been sold short.
| Short Interest | 1.04M |
| Short Previous Month | 1.23M |
| Short % of Shares Out | 3.35% |
| Short % of Float | 3.37% |
| Short Ratio (days to cover) | 5.29 |
Income Statement
In the last 12 months, Primerica had revenue of $3.42 billion and earned $769.79 million in profits. Earnings per share was $23.85.
| Revenue | 3.42B |
| Gross Profit | 2.44B |
| Operating Income | 1.08B |
| Pretax Income | 1.00B |
| Net Income | 769.79M |
| EBITDA | 1.10B |
| EBIT | 1.08B |
| Earnings Per Share (EPS) | $23.85 |
Full Income StatementBalance Sheet
The company has $678.26 million in cash and $1.86 billion in debt, with a net cash position of -$1.21 billion or -$38.92 per share.
| Cash & Cash Equivalents | 678.26M |
| Total Debt | 1.86B |
| Net Cash | -1.21B |
| Net Cash Per Share | -$38.92 |
| Equity (Book Value) | 2.52B |
| Book Value Per Share | 80.39 |
| Working Capital | 2.60B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $860.50 million and capital expenditures -$26.40 million, giving a free cash flow of $834.11 million.
| Operating Cash Flow | 860.50M |
| Capital Expenditures | -26.40M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -252,000 |
| Free Cash Flow | 834.11M |
| FCF Per Share | $26.75 |
Full Cash Flow StatementMargins
Gross margin is 71.55%, with operating and profit margins of 31.70% and 22.61%.
| Gross Margin | 71.55% |
| Operating Margin | 31.70% |
| Pretax Margin | 29.35% |
| Profit Margin | 22.61% |
| EBITDA Margin | 32.24% |
| EBIT Margin | 31.70% |
| FCF Margin | 24.42% |
Dividends & Yields
This stock pays an annual dividend of $4.80, which amounts to a dividend yield of 1.81%.
| Dividend Per Share | $4.80 |
| Dividend Yield | 1.81% |
| Dividend Growth (YoY) | 15.46% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 18.78% |
| Buyback Yield | 4.51% |
| Shareholder Yield | 6.31% |
| Earnings Yield | 9.29% |
| FCF Yield | 10.06% |
Dividend DetailsAnalyst Forecast
The average price target for Primerica is $298.50, which is 12.29% higher than the current price. The consensus rating is "Buy".
| Price Target | $298.50 |
| Price Target Difference | 12.29% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 5.20% |
| EPS Growth Forecast (3Y) | 8.14% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |
