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Primerica, Inc. (PRI)

Stock Price: $124.65 USD 3.82 (3.16%)
Updated Aug 5, 2020 10:00 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 5.08B
Revenue (ttm) 2.13B
Net Income (ttm) 359.70M
Shares Out 40.13M
EPS (ttm) 8.55
PE Ratio 14.58
Forward PE 14.20
Dividend $1.60
Dividend Yield 1.28%

Stock Quote

Trading Day Aug 5, 2020
Last Price $124.65
Previous Close $120.83
Change ($) 3.82
Change (%) 3.16%
Day's Open 122.90
Day's Range 121.57 - 124.65
Day's Volume 17,374
52-Week Range 61.20 - 138.05

More Stats

Market Cap 5.08B
Enterprise Value 5.24B
Earnings Date (est) Aug 5, 2020
Ex-Dividend Date May 21, 2020
Shares Outstanding 40.13M
Float 39.83M
EPS (basic) 8.56
EPS (diluted) 8.55
FCF / Share 12.69
Dividend $1.60
Dividend Yield 1.28%
Earnings Yield 6.86%
FCF Yield 10.27%
Payout Ratio 16.60%
Shares Short 597,612
Short Ratio 3.14
Short % of Float 1.92%
Beta 1.38
PE Ratio 14.58
Forward PE 14.20
P/FCF Ratio 9.74
PS Ratio 2.38
PB Ratio 3.15
Revenue 2.13B
Operating Income 524.39M
Net Income 359.70M
Free Cash Flow 521.85M
Net Cash -156.36M
Net Cash / Share -3.83
Gross Margin 62.22%
Operating Margin 24.58%
Profit Margin 17.30%
FCF Margin 24.46%
ROA 2.61%
ROE 23.58%
ROIC 3.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 3
Overweight 0
Hold 1
Underweight 0
Sell 1

Analyst Consensus: Overweight

Price Target

$131.00*
(5.09% upside)
Low
95.0
Current: $124.65
High
159.0
Target: 131.00
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue2,0531,9001,6891,5191,4041,3371,2291,1541,1031,362
Revenue Growth8.04%12.48%11.19%8.18%5.02%8.8%6.52%4.59%-19%-
Gross Profit1,5591,4421,2731,1511,0651,0269499008601,044
Operating Income531469429384341326297321310431
Net Income366324350219190181163174157232
Shares Outstanding42.1843.8545.6047.4150.8854.5755.8361.0672.2872.10
Earnings Per Share8.627.337.614.593.703.292.832.712.083.06
EPS Growth17.6%-3.68%65.8%24.05%12.46%16.25%4.43%30.29%-32.03%-
Dividend Per Share1.361.000.780.700.640.480.440.240.100.02
Dividend Growth36%28.21%11.43%9.38%33.33%9.09%83.33%140%400%-
Operating Cash Flow48647839229426423718812487.2240.86
Capital Expenditures-25.44-13.52-6.75-13.67-7.40-7.48-23.82-10.95-3.67-
Free Cash Flow46046538528125723016411383.5540.86
Cash & Equivalents257262280212152192149112136126
Total Debt428374373373373375374374300300
Net Cash / Debt-171-112-93.33-161-220-183-225-262-164-174
Assets13,68912,59512,46111,43910,61110,73810,33010,3389,8529,884
Liabilities12,03611,13411,04210,2189,4659,4929,1089,0628,5258,453
Book Value1,6521,4621,4191,2211,1461,2451,2221,2751,3271,431
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Primerica, Inc.
Country United States
Employees 2,201
CEO Glenn J. Williams

Stock Information

Ticker Symbol PRI
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Life
Unique Identifier NYSE: PRI

Description

Primerica, Inc., together with its subsidiaries, provides financial products to middle income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. It underwrites individual term life insurance products. The company also provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, fixed indexed annuities, and segregated funds. In addition, it offers auto and homeowners' insurance, home automation solutions, and mortgage loans; ID theft defense services; and insurance products, including supplemental medical and dental, accidental death, and disability for small businesses. Further, the company provides prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.