Primerica, Inc. (PRI)
Stock Price:
$124.65 USD
3.82 (3.16%)
Updated Aug 5, 2020 10:00 AM EDT - Market open
Key Info
| Market Cap |
5.08B |
| Revenue (ttm) |
2.13B |
| Net Income (ttm) |
359.70M |
| Shares Out |
40.13M |
| EPS (ttm) |
8.55 |
| PE Ratio |
14.58 |
| Forward PE |
14.20 |
| Dividend |
$1.60 |
| Dividend Yield |
1.28% |
Stock Quote
| Trading Day |
Aug 5, 2020 |
| Last Price |
$124.65 |
| Previous Close |
$120.83 |
| Change ($) |
3.82 |
| Change (%) |
3.16% |
| Day's Open |
122.90 |
| Day's Range |
121.57 - 124.65 |
| Day's Volume |
17,374 |
| 52-Week Range |
61.20 - 138.05 |
More Stats
| Market Cap |
5.08B |
| Enterprise Value |
5.24B |
| Earnings Date (est) |
Aug 5, 2020 |
| Ex-Dividend Date |
May 21, 2020 |
| Shares Outstanding |
40.13M |
| Float |
39.83M |
| EPS (basic) |
8.56 |
| EPS (diluted) |
8.55 |
| FCF / Share |
12.69 |
| Dividend |
$1.60 |
| Dividend Yield |
1.28% |
| Earnings Yield |
6.86% |
| FCF Yield |
10.27% |
| Payout Ratio |
16.60% |
| Shares Short |
597,612 |
| Short Ratio |
3.14 |
| Short % of Float |
1.92% |
| Beta |
1.38 |
| PE Ratio |
14.58 |
| Forward PE |
14.20 |
| P/FCF Ratio |
9.74 |
| PS Ratio |
2.38 |
| PB Ratio |
3.15 |
| Revenue |
2.13B |
| Operating Income |
524.39M |
| Net Income |
359.70M |
| Free Cash Flow |
521.85M |
| Net Cash |
-156.36M |
| Net Cash / Share |
-3.83 |
| Gross Margin |
62.22% |
| Operating Margin |
24.58% |
| Profit Margin |
17.30% |
| FCF Margin |
24.46% |
| ROA |
2.61% |
| ROE |
23.58% |
| ROIC |
3.70% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (5)
| Buy |
3 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
1 |
Analyst Consensus: Overweight
Price Target
$131.00*
(5.09% upside)
Low
95.0
Current: $124.65
High
159.0
Target: 131.00
*Average 12-month price target from 4 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 2,053 | 1,900 | 1,689 | 1,519 | 1,404 | 1,337 | 1,229 | 1,154 | 1,103 | 1,362 |
| Revenue Growth | 8.04% | 12.48% | 11.19% | 8.18% | 5.02% | 8.8% | 6.52% | 4.59% | -19% | - |
| Gross Profit | 1,559 | 1,442 | 1,273 | 1,151 | 1,065 | 1,026 | 949 | 900 | 860 | 1,044 |
| Operating Income | 531 | 469 | 429 | 384 | 341 | 326 | 297 | 321 | 310 | 431 |
| Net Income | 366 | 324 | 350 | 219 | 190 | 181 | 163 | 174 | 157 | 232 |
| Shares Outstanding | 42.18 | 43.85 | 45.60 | 47.41 | 50.88 | 54.57 | 55.83 | 61.06 | 72.28 | 72.10 |
| Earnings Per Share | 8.62 | 7.33 | 7.61 | 4.59 | 3.70 | 3.29 | 2.83 | 2.71 | 2.08 | 3.06 |
| EPS Growth | 17.6% | -3.68% | 65.8% | 24.05% | 12.46% | 16.25% | 4.43% | 30.29% | -32.03% | - |
| Dividend Per Share | 1.36 | 1.00 | 0.78 | 0.70 | 0.64 | 0.48 | 0.44 | 0.24 | 0.10 | 0.02 |
| Dividend Growth | 36% | 28.21% | 11.43% | 9.38% | 33.33% | 9.09% | 83.33% | 140% | 400% | - |
| Operating Cash Flow | 486 | 478 | 392 | 294 | 264 | 237 | 188 | 124 | 87.22 | 40.86 |
| Capital Expenditures | -25.44 | -13.52 | -6.75 | -13.67 | -7.40 | -7.48 | -23.82 | -10.95 | -3.67 | - |
| Free Cash Flow | 460 | 465 | 385 | 281 | 257 | 230 | 164 | 113 | 83.55 | 40.86 |
| Cash & Equivalents | 257 | 262 | 280 | 212 | 152 | 192 | 149 | 112 | 136 | 126 |
| Total Debt | 428 | 374 | 373 | 373 | 373 | 375 | 374 | 374 | 300 | 300 |
| Net Cash / Debt | -171 | -112 | -93.33 | -161 | -220 | -183 | -225 | -262 | -164 | -174 |
| Assets | 13,689 | 12,595 | 12,461 | 11,439 | 10,611 | 10,738 | 10,330 | 10,338 | 9,852 | 9,884 |
| Liabilities | 12,036 | 11,134 | 11,042 | 10,218 | 9,465 | 9,492 | 9,108 | 9,062 | 8,525 | 8,453 |
| Book Value | 1,652 | 1,462 | 1,419 | 1,221 | 1,146 | 1,245 | 1,222 | 1,275 | 1,327 | 1,431 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Primerica, Inc. |
| Country |
United States |
| Employees |
2,201 |
| CEO |
Glenn J. Williams |
Stock Information
| Ticker Symbol |
PRI |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial Services |
| Industry |
Insurance—Life |
| Unique Identifier |
NYSE: PRI |
Description
Primerica, Inc., together with its subsidiaries, provides financial products to middle income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. It underwrites individual term life insurance products. The company also provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, fixed indexed annuities, and segregated funds. In addition, it offers auto and homeowners' insurance, home automation solutions, and mortgage loans; ID theft defense services; and insurance products, including supplemental medical and dental, accidental death, and disability for small businesses. Further, the company provides prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.