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Primerica, Inc. (PRI)

Stock Price: $121.68 USD -0.64 (-0.52%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 4.81B
Revenue (ttm) 2.10B
Net Income (ttm) 363.76M
Shares Out 39.52M
EPS (ttm) 8.77
PE Ratio 13.87
Forward PE 11.83
Dividend $1.60
Dividend Yield 1.31%

Stock Quote

Trading Day Oct 23, 2020
Last Price $121.68
Previous Close $122.32
Change ($) -0.64
Change (%) -0.52%
Day's Open 122.83
Day's Range 119.44 - 123.59
Day's Volume 142,466
52-Week Range 61.20 - 138.05

More Stats

Market Cap 4.81B
Enterprise Value 4.88B
Earnings Date (est) Nov 4, 2020
Ex-Dividend Date Aug 20, 2020
Shares Outstanding 39.52M
Float 39.25M
EPS (basic) 8.80
EPS (diluted) 8.77
FCF / Share 14.65
Dividend $1.60
Dividend Yield 1.31%
Earnings Yield 7.21%
FCF Yield 12.23%
Payout Ratio 16.80%
Shares Short 488,920
Short Ratio 1.98
Short % of Float 1.25%
Beta 1.39
PE Ratio 13.87
Forward PE 11.83
P/FCF Ratio 8.18
PS Ratio 2.29
PB Ratio 2.94
Revenue 2.10B
Operating Income 531.50M
Net Income 363.76M
Free Cash Flow 587.95M
Net Cash -68.56M
Net Cash / Share -1.73
Gross Margin 61.55%
Operating Margin 25.27%
Profit Margin 17.30%
FCF Margin 27.95%
ROA 2.56%
ROE 22.53%
ROIC 3.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (6)

Buy 4
Overweight 0
Hold 1
Underweight 0
Sell 1

Analyst Consensus: Overweight

Price Target

$144.80*
(19.00% upside)
Low
116
Current: $121.68
High
166
Target: 144.80
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue2,0531,9001,6891,5191,4041,3371,2291,1541,1031,362
Revenue Growth8.04%12.48%11.19%8.18%5.02%8.8%6.52%4.59%-19%-
Gross Profit1,5591,4421,2731,1511,0651,0269499008601,044
Operating Income531469429384341326297321310431
Net Income366324350219190181163174157232
Shares Outstanding42.1843.8545.6047.4150.8854.5755.8361.0672.2872.10
Earnings Per Share8.627.337.614.593.703.292.832.712.083.06
EPS Growth17.6%-3.68%65.8%24.05%12.46%16.25%4.43%30.29%-32.03%-
Dividend Per Share1.361.000.780.700.640.480.440.240.100.02
Dividend Growth36%28.21%11.43%9.38%33.33%9.09%83.33%140%400%-
Operating Cash Flow48647839229426423718812487.2240.86
Capital Expenditures-25.44-13.52-6.75-13.67-7.40-7.48-23.82-10.95-3.67-
Free Cash Flow46046538528125723016411383.5540.86
Cash & Equivalents257262280212152192149112136126
Total Debt428374373373373375374374300300
Net Cash / Debt-171-112-93.33-161-220-183-225-262-164-174
Assets13,68912,59512,46111,43910,61110,73810,33010,3389,8529,884
Liabilities12,03611,13411,04210,2189,4659,4929,1089,0628,5258,453
Book Value1,6521,4621,4191,2211,1461,2451,2221,2751,3271,431
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Primerica, Inc.
Country United States
Employees 2,201
CEO Glenn J. Williams

Stock Information

Ticker Symbol PRI
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Life
Unique Identifier NYSE: PRI

Description

Primerica, together with its subsidiaries, provides financial products to middle income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. It underwrites individual term life insurance products. The company also provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, fixed indexed annuities, and segregated funds. In addition, it offers auto and homeowners' insurance, home automation solutions, and mortgage loans; ID theft defense services; and insurance products, including supplemental medical and dental, accidental death, and disability for small businesses. Further, the company provides prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.