Primerica, Inc. (PRI)

Primerica Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	9,907	7,209	5,233	6,053	5,264	5,400
Market Cap Growth	29.26%	37.76%	-13.54%	14.98%	-2.52%	28.71%
Enterprise Value	11,347	8,891	6,950	7,785	6,733	6,771
PE Ratio	22.66	12.79	11.23	12.28	13.29	14.19
PS Ratio	3.24	2.50	1.88	2.18	2.31	2.57
PB Ratio	5.07	3.49	2.58	2.90	2.87	3.27
P/FCF Ratio	12.63	10.94	7.15	9.57	8.55	11.74
P/OCF Ratio	11.92	10.41	6.91	9.21	8.18	11.12
EV/Sales Ratio	3.62	3.09	2.50	2.81	2.96	3.22
EV/EBITDA Ratio	11.17	10.15	8.65	9.01	11.02	11.83
EV/EBIT Ratio	11.47	10.54	9.04	9.33	11.35	12.22
EV/FCF Ratio	14.44	13.50	9.50	12.31	10.93	14.72
Debt / Equity Ratio	1.06	1.04	1.08	1.02	1.01	0.99
Debt / EBITDA Ratio	2.01	2.42	2.68	2.44	2.98	2.82
Debt / FCF Ratio	2.63	3.25	2.98	3.38	3.00	3.57
Quick Ratio	0.97	1.01	0.87	0.81	0.82	0.73
Current Ratio	3.82	3.96	3.80	4.49	5.02	6.31
Asset Turnover	0.21	0.19	0.18	0.18	0.16	0.16
Return on Equity (ROE)	32.48%	28.15%	22.67%	24.25%	22.14%	23.53%
Return on Assets (ROA)	4.23%	3.55%	3.13%	3.36%	2.59%	2.64%
Return on Capital (ROIC)	14.59%	12.52%	11.39%	13.19%	10.63%	11.26%
Earnings Yield	4.57%	8.00%	9.02%	7.89%	7.34%	6.79%
FCF Yield	7.92%	9.14%	13.99%	10.45%	11.70%	8.52%
Dividend Yield	1.21%	1.33%	1.66%	1.33%	1.31%	1.16%
Payout Ratio	27.48%	16.25%	17.75%	15.63%	16.66%	15.73%
Buyback Yield / Dilution	5.14%	5.46%	3.90%	1.33%	5.03%	3.80%
Total Shareholder Return	6.36%	6.78%	5.56%	2.66%	6.35%	4.96%

Source: S&P Capital IQ. Insurance template. Financial Sources.