Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.15 billion. The enterprise value is $9.13 billion.
Important Dates
The last earnings date was Wednesday, February 11, 2026, after market close.
| Earnings Date | Feb 11, 2026 |
| Ex-Dividend Date | Feb 23, 2026 |
Share Statistics
Primerica has 31.81 million shares outstanding. The number of shares has decreased by -4.44% in one year.
| Current Share Class | 31.81M |
| Shares Outstanding | 31.81M |
| Shares Change (YoY) | -4.44% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 98.44% |
| Float | 31.62M |
Valuation Ratios
The trailing PE ratio is 11.15 and the forward PE ratio is 10.86.
| PE Ratio | 11.15 |
| Forward PE | 10.86 |
| PS Ratio | 2.49 |
| Forward PS | 2.31 |
| PB Ratio | 3.26 |
| P/TBV Ratio | 3.32 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.19 |
| EV / Sales | 2.77 |
| EV / EBITDA | 8.97 |
| EV / EBIT | 9.14 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.47, with a Debt / Equity ratio of 0.78.
| Current Ratio | 3.47 |
| Quick Ratio | 1.11 |
| Debt / Equity | 0.78 |
| Debt / EBITDA | 1.86 |
| Debt / FCF | n/a |
| Interest Coverage | 41.68 |
Financial Efficiency
Return on equity (ROE) is 31.93% and return on invested capital (ROIC) is 17.82%.
| Return on Equity (ROE) | 31.93% |
| Return on Assets (ROA) | 4.22% |
| Return on Invested Capital (ROIC) | 17.82% |
| Return on Capital Employed (ROCE) | 7.18% |
| Weighted Average Cost of Capital (WACC) | 7.67% |
| Revenue Per Employee | $1.15M |
| Profits Per Employee | $260,539 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $223.33 million in taxes.
| Income Tax | 223.33M |
| Effective Tax Rate | 22.92% |
Stock Price Statistics
The stock price has decreased by -9.34% in the last 52 weeks. The beta is 0.91, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 0.91 |
| 52-Week Price Change | -9.34% |
| 50-Day Moving Average | 260.33 |
| 200-Day Moving Average | 264.88 |
| Relative Strength Index (RSI) | 43.08 |
| Average Volume (20 Days) | 247,771 |
Short Selling Information
The latest short interest is 1.18 million, so 3.72% of the outstanding shares have been sold short.
| Short Interest | 1.18M |
| Short Previous Month | 1.28M |
| Short % of Shares Out | 3.72% |
| Short % of Float | 3.74% |
| Short Ratio (days to cover) | 5.68 |
Income Statement
In the last 12 months, Primerica had revenue of $3.29 billion and earned $748.79 million in profits. Earnings per share was $22.91.
| Revenue | 3.29B |
| Gross Profit | 2.32B |
| Operating Income | 998.52M |
| Pretax Income | 974.56M |
| Net Income | 748.79M |
| EBITDA | 1.02B |
| EBIT | 998.52M |
| Earnings Per Share (EPS) | $22.91 |
Full Income StatementBalance Sheet
The company has $769.03 million in cash and $1.90 billion in debt, with a net cash position of -$1.15 billion or -$36.11 per share.
| Cash & Cash Equivalents | 769.03M |
| Total Debt | 1.90B |
| Net Cash | -1.15B |
| Net Cash Per Share | -$36.11 |
| Equity (Book Value) | 2.45B |
| Book Value Per Share | 76.89 |
| Working Capital | 2.72B |
Full Balance SheetMargins
Gross margin is 70.40%, with operating and profit margins of 30.33% and 22.82%.
| Gross Margin | 70.40% |
| Operating Margin | 30.33% |
| Pretax Margin | 29.61% |
| Profit Margin | 22.82% |
| EBITDA Margin | 30.92% |
| EBIT Margin | 30.33% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $4.80, which amounts to a dividend yield of 1.88%.
| Dividend Per Share | $4.80 |
| Dividend Yield | 1.88% |
| Dividend Growth (YoY) | 20.33% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 18.85% |
| Buyback Yield | 4.44% |
| Shareholder Yield | 6.36% |
| Earnings Yield | 9.38% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Primerica is $304.25, which is 18.79% higher than the current price. The consensus rating is "Hold".
| Price Target | $304.25 |
| Price Target Difference | 18.79% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 4.56% |
| EPS Growth Forecast (5Y) | 8.30% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
