Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.83 billion. The enterprise value is $10.23 billion.
Important Dates
The last earnings date was Wednesday, May 7, 2025, after market close.
| Earnings Date | May 7, 2025 |
| Ex-Dividend Date | May 22, 2025 |
Share Statistics
Primerica has 32.86 million shares outstanding. The number of shares has decreased by -4.95% in one year.
| Current Share Class | 32.86M |
| Shares Outstanding | 32.86M |
| Shares Change (YoY) | -4.95% |
| Shares Change (QoQ) | -0.59% |
| Owned by Insiders (%) | 0.53% |
| Owned by Institutions (%) | 93.96% |
| Float | 32.89M |
Valuation Ratios
The trailing PE ratio is 12.29 and the forward PE ratio is 12.76.
| PE Ratio | 12.29 |
| Forward PE | 12.76 |
| PS Ratio | 2.82 |
| Forward PS | 2.73 |
| PB Ratio | 3.93 |
| P/TBV Ratio | 3.99 |
| P/FCF Ratio | 10.78 |
| P/OCF Ratio | 10.40 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.53, with an EV/FCF ratio of 12.50.
| EV / Earnings | 20.47 |
| EV / Sales | 3.18 |
| EV / EBITDA | 9.53 |
| EV / EBIT | 9.72 |
| EV / FCF | 12.50 |
Financial Position
The company has a current ratio of 3.38, with a Debt / Equity ratio of 0.90.
| Current Ratio | 3.38 |
| Quick Ratio | 0.93 |
| Debt / Equity | 0.90 |
| Debt / EBITDA | 1.88 |
| Debt / FCF | 2.48 |
| Interest Coverage | 12.27 |
Financial Efficiency
Return on equity (ROE) is 33.35% and return on invested capital (ROIC) is 15.34%.
| Return on Equity (ROE) | 33.35% |
| Return on Assets (ROA) | 4.46% |
| Return on Invested Capital (ROIC) | 15.34% |
| Return on Capital Employed (ROCE) | 7.82% |
| Revenue Per Employee | $1.12M |
| Profits Per Employee | $173,943 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $226.41 million in taxes.
| Income Tax | 226.41M |
| Effective Tax Rate | 23.41% |
Stock Price Statistics
The stock price has increased by +23.17% in the last 52 weeks. The beta is 1.01, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 1.01 |
| 52-Week Price Change | +23.17% |
| 50-Day Moving Average | 271.82 |
| 200-Day Moving Average | 274.21 |
| Relative Strength Index (RSI) | 53.13 |
| Average Volume (20 Days) | 154,195 |
Short Selling Information
The latest short interest is 1.05 million, so 3.19% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short Previous Month | 529,205 |
| Short % of Shares Out | 3.19% |
| Short % of Float | 3.18% |
| Short Ratio (days to cover) | 4.32 |
Income Statement
In the last 12 months, Primerica had revenue of $3.22 billion and earned $499.91 million in profits. Earnings per share was $14.79.
| Revenue | 3.22B |
| Gross Profit | 2.26B |
| Operating Income | 1.05B |
| Pretax Income | 582.88M |
| Net Income | 499.91M |
| EBITDA | 1.07B |
| EBIT | 1.05B |
| Earnings Per Share (EPS) | $14.79 |
Full Income StatementBalance Sheet
The company has $628.10 million in cash and $2.03 billion in debt, giving a net cash position of -$1.41 billion or -$42.76 per share.
| Cash & Cash Equivalents | 628.10M |
| Total Debt | 2.03B |
| Net Cash | -1.41B |
| Net Cash Per Share | -$42.76 |
| Equity (Book Value) | 2.26B |
| Book Value Per Share | 68.33 |
| Working Capital | 2.67B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $848.66 million and capital expenditures -$29.56 million, giving a free cash flow of $819.09 million.
| Operating Cash Flow | 848.66M |
| Capital Expenditures | -29.56M |
| Free Cash Flow | 819.09M |
| FCF Per Share | $24.93 |
Full Cash Flow StatementMargins
Gross margin is 70.16%, with operating and profit margins of 32.71% and 15.58%.
| Gross Margin | 70.16% |
| Operating Margin | 32.71% |
| Pretax Margin | 30.04% |
| Profit Margin | 15.58% |
| EBITDA Margin | 33.36% |
| EBIT Margin | 32.71% |
| FCF Margin | 25.44% |