Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.88 billion. The enterprise value is $10.22 billion.
| Market Cap | 8.88B |
| Enterprise Value | 10.22B |
Important Dates
The next estimated earnings date is Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | Aug 22, 2025 |
Share Statistics
Primerica has 32.39 million shares outstanding. The number of shares has decreased by -4.79% in one year.
| Current Share Class | 32.39M |
| Shares Outstanding | 32.39M |
| Shares Change (YoY) | -4.79% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 0.51% |
| Owned by Institutions (%) | 94.91% |
| Float | 32.20M |
Valuation Ratios
The trailing PE ratio is 12.92 and the forward PE ratio is 12.28.
| PE Ratio | 12.92 |
| Forward PE | 12.28 |
| PS Ratio | 2.84 |
| Forward PS | 2.62 |
| PB Ratio | 3.86 |
| P/TBV Ratio | 3.91 |
| P/FCF Ratio | 10.94 |
| P/OCF Ratio | 10.56 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.90, with an EV/FCF ratio of 12.63.
| EV / Earnings | 15.10 |
| EV / Sales | 3.17 |
| EV / EBITDA | 9.90 |
| EV / EBIT | 10.08 |
| EV / FCF | 12.63 |
Financial Position
The company has a current ratio of 3.58, with a Debt / Equity ratio of 0.86.
| Current Ratio | 3.58 |
| Quick Ratio | 1.00 |
| Debt / Equity | 0.86 |
| Debt / EBITDA | 1.91 |
| Debt / FCF | 2.46 |
| Interest Coverage | 11.97 |
Financial Efficiency
Return on equity (ROE) is 32.05% and return on invested capital (ROIC) is 14.88%.
| Return on Equity (ROE) | 32.05% |
| Return on Assets (ROA) | 4.31% |
| Return on Invested Capital (ROIC) | 14.88% |
| Return on Capital Employed (ROCE) | 7.36% |
| Revenue Per Employee | $1.12M |
| Profits Per Employee | $235,381 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $219.09 million in taxes.
| Income Tax | 219.09M |
| Effective Tax Rate | 23.59% |
Stock Price Statistics
The stock price has increased by +3.98% in the last 52 weeks. The beta is 1.00, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 1.00 |
| 52-Week Price Change | +3.98% |
| 50-Day Moving Average | 266.60 |
| 200-Day Moving Average | 274.75 |
| Relative Strength Index (RSI) | 55.68 |
| Average Volume (20 Days) | 148,752 |
Short Selling Information
The latest short interest is 1.15 million, so 3.55% of the outstanding shares have been sold short.
| Short Interest | 1.15M |
| Short Previous Month | 1.16M |
| Short % of Shares Out | 3.55% |
| Short % of Float | 3.57% |
| Short Ratio (days to cover) | 7.27 |
Income Statement
In the last 12 months, Primerica had revenue of $3.22 billion and earned $676.49 million in profits. Earnings per share was $20.26.
| Revenue | 3.22B |
| Gross Profit | 2.25B |
| Operating Income | 1.01B |
| Pretax Income | 582.88M |
| Net Income | 676.49M |
| EBITDA | 1.03B |
| EBIT | 1.01B |
| Earnings Per Share (EPS) | $20.26 |
Balance Sheet
The company has $624.17 million in cash and $1.99 billion in debt, giving a net cash position of -$1.37 billion or -$42.23 per share.
| Cash & Cash Equivalents | 624.17M |
| Total Debt | 1.99B |
| Net Cash | -1.37B |
| Net Cash Per Share | -$42.23 |
| Equity (Book Value) | 2.31B |
| Book Value Per Share | 70.90 |
| Working Capital | 2.73B |
Cash Flow
In the last 12 months, operating cash flow was $837.95 million and capital expenditures -$28.88 million, giving a free cash flow of $809.07 million.
| Operating Cash Flow | 837.95M |
| Capital Expenditures | -28.88M |
| Free Cash Flow | 809.07M |
| FCF Per Share | $24.98 |
Margins
Gross margin is 70.00%, with operating and profit margins of 31.47% and 21.08%.
| Gross Margin | 70.00% |
| Operating Margin | 31.47% |
| Pretax Margin | 28.84% |
| Profit Margin | 21.08% |
| EBITDA Margin | 32.06% |
| EBIT Margin | 31.47% |
| FCF Margin | 25.12% |
Dividends & Yields
This stock pays an annual dividend of $4.16, which amounts to a dividend yield of 1.52%.
| Dividend Per Share | $4.16 |
| Dividend Yield | 1.52% |
| Dividend Growth (YoY) | 31.80% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 19.84% |
| Buyback Yield | 4.79% |
| Shareholder Yield | 6.33% |
| Earnings Yield | 7.64% |
| FCF Yield | 9.14% |
Analyst Forecast
The average price target for Primerica is $315.29, which is 15.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $315.29 |
| Price Target Difference | 15.03% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | 4.68% |
| EPS Growth Forecast (5Y) | 19.09% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |