Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.18 billion. The enterprise value is $9.52 billion.
| Market Cap | 8.18B |
| Enterprise Value | 9.52B |
Important Dates
The next confirmed earnings date is Wednesday, February 11, 2026, after market close.
| Earnings Date | Feb 11, 2026 |
| Ex-Dividend Date | Nov 21, 2025 |
Share Statistics
Primerica has 31.92 million shares outstanding. The number of shares has decreased by -4.51% in one year.
| Current Share Class | 31.92M |
| Shares Outstanding | 31.92M |
| Shares Change (YoY) | -4.51% |
| Shares Change (QoQ) | -1.40% |
| Owned by Insiders (%) | 0.49% |
| Owned by Institutions (%) | 94.83% |
| Float | 31.73M |
Valuation Ratios
The trailing PE ratio is 11.78 and the forward PE ratio is 11.00.
| PE Ratio | 11.78 |
| Forward PE | 11.00 |
| PS Ratio | 2.54 |
| Forward PS | 2.39 |
| PB Ratio | 3.58 |
| P/TBV Ratio | 3.63 |
| P/FCF Ratio | 10.05 |
| P/OCF Ratio | 9.81 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.70, with an EV/FCF ratio of 11.71.
| EV / Earnings | 13.25 |
| EV / Sales | 2.86 |
| EV / EBITDA | 8.70 |
| EV / EBIT | 8.85 |
| EV / FCF | 11.71 |
Financial Position
The company has a current ratio of 3.64, with a Debt / Equity ratio of 0.87.
| Current Ratio | 3.64 |
| Quick Ratio | 1.07 |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 1.81 |
| Debt / FCF | 2.45 |
| Interest Coverage | 12.95 |
Financial Efficiency
Return on equity (ROE) is 34.03% and return on invested capital (ROIC) is 19.14%.
| Return on Equity (ROE) | 34.03% |
| Return on Assets (ROA) | 4.54% |
| Return on Invested Capital (ROIC) | 19.14% |
| Return on Capital Employed (ROCE) | 7.78% |
| Weighted Average Cost of Capital (WACC) | 8.03% |
| Revenue Per Employee | $1.16M |
| Profits Per Employee | $250,122 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $224.14 million in taxes.
| Income Tax | 224.14M |
| Effective Tax Rate | 23.69% |
Stock Price Statistics
The stock price has decreased by -11.73% in the last 52 weeks. The beta is 0.90, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | -11.73% |
| 50-Day Moving Average | 258.89 |
| 200-Day Moving Average | 264.52 |
| Relative Strength Index (RSI) | 42.82 |
| Average Volume (20 Days) | 194,082 |
Short Selling Information
The latest short interest is 1.28 million, so 4.00% of the outstanding shares have been sold short.
| Short Interest | 1.28M |
| Short Previous Month | 1.33M |
| Short % of Shares Out | 4.00% |
| Short % of Float | 4.02% |
| Short Ratio (days to cover) | 5.45 |
Income Statement
In the last 12 months, Primerica had revenue of $3.34 billion and earned $718.85 million in profits. Earnings per share was $21.75.
| Revenue | 3.34B |
| Gross Profit | 2.36B |
| Operating Income | 1.08B |
| Pretax Income | 946.00M |
| Net Income | 718.85M |
| EBITDA | 1.09B |
| EBIT | 1.08B |
| Earnings Per Share (EPS) | $21.75 |
Balance Sheet
The company has $657.66 million in cash and $1.99 billion in debt, with a net cash position of -$1.35 billion or -$42.20 per share.
| Cash & Cash Equivalents | 657.66M |
| Total Debt | 1.99B |
| Net Cash | -1.35B |
| Net Cash Per Share | -$42.20 |
| Equity (Book Value) | 2.30B |
| Book Value Per Share | 71.58 |
| Working Capital | 2.69B |
Cash Flow
In the last 12 months, operating cash flow was $833.57 million and capital expenditures -$20.03 million, giving a free cash flow of $813.54 million.
| Operating Cash Flow | 833.57M |
| Capital Expenditures | -20.03M |
| Free Cash Flow | 813.54M |
| FCF Per Share | $25.49 |
Margins
Gross margin is 70.67%, with operating and profit margins of 32.27% and 21.63%.
| Gross Margin | 70.67% |
| Operating Margin | 32.27% |
| Pretax Margin | 28.36% |
| Profit Margin | 21.63% |
| EBITDA Margin | 32.83% |
| EBIT Margin | 32.27% |
| FCF Margin | 24.39% |
Dividends & Yields
This stock pays an annual dividend of $4.16, which amounts to a dividend yield of 1.62%.
| Dividend Per Share | $4.16 |
| Dividend Yield | 1.62% |
| Dividend Growth (YoY) | 26.06% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 19.13% |
| Buyback Yield | 4.51% |
| Shareholder Yield | 6.13% |
| Earnings Yield | 8.79% |
| FCF Yield | 9.95% |
Analyst Forecast
The average price target for Primerica is $304.25, which is 18.77% higher than the current price. The consensus rating is "Hold".
| Price Target | $304.25 |
| Price Target Difference | 18.77% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 4.45% |
| EPS Growth Forecast (5Y) | 20.01% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |