Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $8.07 billion. The enterprise value is $9.54 billion.
Important Dates
The last earnings date was Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | Aug 22, 2025 |
Share Statistics
Primerica has 32.39 million shares outstanding. The number of shares has decreased by -5.99% in one year.
| Current Share Class | 32.39M |
| Shares Outstanding | 32.39M |
| Shares Change (YoY) | -5.99% |
| Shares Change (QoQ) | -1.11% |
| Owned by Insiders (%) | 0.51% |
| Owned by Institutions (%) | 95.19% |
| Float | 32.20M |
Valuation Ratios
The trailing PE ratio is 11.30 and the forward PE ratio is 10.86.
| PE Ratio | 11.30 |
| Forward PE | 10.86 |
| PS Ratio | 2.54 |
| Forward PS | 2.42 |
| PB Ratio | 3.62 |
| P/TBV Ratio | 3.64 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.25 |
| EV / Sales | 2.90 |
| EV / EBITDA | 9.06 |
| EV / EBIT | 9.23 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.64, with a Debt / Equity ratio of 0.87.
| Current Ratio | 3.64 |
| Quick Ratio | 1.07 |
| Debt / Equity | 0.87 |
| Debt / EBITDA | 1.88 |
| Debt / FCF | n/a |
| Interest Coverage | 11.91 |
Financial Efficiency
Return on equity (ROE) is 34.03% and return on invested capital (ROIC) is 15.55%.
| Return on Equity (ROE) | 34.03% |
| Return on Assets (ROA) | 4.35% |
| Return on Invested Capital (ROIC) | 15.55% |
| Return on Capital Employed (ROCE) | 7.47% |
| Revenue Per Employee | $1.14M |
| Profits Per Employee | $250,354 |
| Employee Count | 2,874 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $224.14 million in taxes.
| Income Tax | 224.14M |
| Effective Tax Rate | 23.69% |
Stock Price Statistics
The stock price has decreased by -7.14% in the last 52 weeks. The beta is 0.90, so Primerica's price volatility has been lower than the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | -7.14% |
| 50-Day Moving Average | 269.50 |
| 200-Day Moving Average | 271.37 |
| Relative Strength Index (RSI) | 35.07 |
| Average Volume (20 Days) | 160,609 |
Short Selling Information
The latest short interest is 1.14 million, so 3.52% of the outstanding shares have been sold short.
| Short Interest | 1.14M |
| Short Previous Month | 1.24M |
| Short % of Shares Out | 3.52% |
| Short % of Float | 3.55% |
| Short Ratio (days to cover) | 6.39 |
Income Statement
In the last 12 months, Primerica had revenue of $3.29 billion and earned $719.52 million in profits. Earnings per share was $22.11.
| Revenue | 3.29B |
| Gross Profit | 2.31B |
| Operating Income | 1.03B |
| Pretax Income | 946.00M |
| Net Income | 719.52M |
| EBITDA | 1.05B |
| EBIT | 1.03B |
| Earnings Per Share (EPS) | $22.11 |
Full Income StatementBalance Sheet
The company has $657.66 million in cash and $1.99 billion in debt, giving a net cash position of -$1.35 billion or -$41.58 per share.
| Cash & Cash Equivalents | 657.66M |
| Total Debt | 1.99B |
| Net Cash | -1.35B |
| Net Cash Per Share | -$41.58 |
| Equity (Book Value) | 2.30B |
| Book Value Per Share | 70.55 |
| Working Capital | 2.69B |
Full Balance SheetMargins
Gross margin is 70.26%, with operating and profit margins of 31.40% and 21.93%.
| Gross Margin | 70.26% |
| Operating Margin | 31.40% |
| Pretax Margin | 28.76% |
| Profit Margin | 21.93% |
| EBITDA Margin | 32.01% |
| EBIT Margin | 31.40% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $4.16, which amounts to a dividend yield of 1.67%.
| Dividend Per Share | $4.16 |
| Dividend Yield | 1.67% |
| Dividend Growth (YoY) | 31.80% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 19.84% |
| Buyback Yield | 5.99% |
| Shareholder Yield | 7.61% |
| Earnings Yield | 8.79% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Primerica is $316.00, which is 26.87% higher than the current price. The consensus rating is "Buy".
| Price Target | $316.00 |
| Price Target Difference | 26.87% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | 4.36% |
| EPS Growth Forecast (5Y) | 19.49% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
