Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $9.06 billion. The enterprise value is $10.58 billion.
Important Dates
The next estimated earnings date is Tuesday, February 11, 2025, after market close.
| Earnings Date | Feb 11, 2025 |
| Ex-Dividend Date | Nov 21, 2024 |
Share Statistics
Primerica has 33.37 million shares outstanding. The number of shares has decreased by -5.14% in one year.
| Current Share Class | 33.37M |
| Shares Outstanding | 33.37M |
| Shares Change (YoY) | -5.14% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 93.83% |
| Float | 33.18M |
Valuation Ratios
The trailing PE ratio is 13.62 and the forward PE ratio is 13.37.
| PE Ratio | 13.62 |
| Forward PE | 13.37 |
| PS Ratio | 2.99 |
| Forward PS | 2.87 |
| PB Ratio | 4.67 |
| P/TBV Ratio | 4.76 |
| P/FCF Ratio | 11.53 |
| P/OCF Ratio | 10.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 10.41, with an EV/FCF ratio of 13.46.
| EV / Earnings | 23.32 |
| EV / Sales | 3.37 |
| EV / EBITDA | 10.41 |
| EV / EBIT | 10.69 |
| EV / FCF | 13.46 |
Financial Position
The company has a current ratio of 3.82, with a Debt / Equity ratio of 1.06.
| Current Ratio | 3.82 |
| Quick Ratio | 0.97 |
| Debt / Equity | 1.06 |
| Debt / EBITDA | 2.01 |
| Debt / FCF | 2.63 |
| Interest Coverage | 11.11 |
Financial Efficiency
Return on equity (ROE) is 32.48% and return on invested capital (ROIC) is 14.59%.
| Return on Equity (ROE) | 32.48% |
| Return on Assets (ROA) | 4.23% |
| Return on Capital (ROIC) | 14.59% |
| Revenue Per Employee | $1.12M |
| Profits Per Employee | $162,450 |
| Employee Count | 2,792 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $208.76 million in taxes.
| Income Tax | 208.76M |
| Effective Tax Rate | 23.19% |
Stock Price Statistics
The stock price has increased by +31.22% in the last 52 weeks. The beta is 1.09, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 1.09 |
| 52-Week Price Change | +31.22% |
| 50-Day Moving Average | 287.07 |
| 200-Day Moving Average | 253.55 |
| Relative Strength Index (RSI) | 33.31 |
| Average Volume (20 Days) | 190,622 |
Short Selling Information
The latest short interest is 272,890, so 0.82% of the outstanding shares have been sold short.
| Short Interest | 272,890 |
| Short Previous Month | 175,559 |
| Short % of Shares Out | 0.82% |
| Short % of Float | 0.82% |
| Short Ratio (days to cover) | 2.04 |
Income Statement
In the last 12 months, Primerica had revenue of $3.14 billion and earned $453.56 million in profits. Earnings per share was $13.10.
| Revenue | 3.14B |
| Gross Profit | 2.13B |
| Operating Income | 989.43M |
| Pretax Income | 582.88M |
| Net Income | 453.56M |
| EBITDA | 1.02B |
| EBIT | 989.43M |
| Earnings Per Share (EPS) | $13.10 |
Full Income StatementBalance Sheet
The company has $553.38 million in cash and $2.07 billion in debt, giving a net cash position of -$1.52 billion or -$45.44 per share.
| Cash & Cash Equivalents | 553.38M |
| Total Debt | 2.07B |
| Net Cash | -1.52B |
| Net Cash Per Share | -$45.44 |
| Equity (Book Value) | 1.95B |
| Book Value Per Share | 58.10 |
| Working Capital | 2.87B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $832.51 million and capital expenditures -$46.91 million, giving a free cash flow of $785.59 million.
| Operating Cash Flow | 832.51M |
| Capital Expenditures | -46.91M |
| Free Cash Flow | 785.59M |
| FCF Per Share | $23.54 |
Full Cash Flow StatementMargins
Gross margin is 68.04%, with operating and profit margins of 31.53% and 14.51%.
| Gross Margin | 68.04% |
| Operating Margin | 31.53% |
| Pretax Margin | 28.69% |
| Profit Margin | 14.51% |
| EBITDA Margin | 32.37% |
| EBIT Margin | 31.53% |
| FCF Margin | 25.04% |