Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $7.79 billion. The enterprise value is $8.94 billion.
Important Dates
The next estimated earnings date is Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | Feb 23, 2026 |
Share Statistics
Primerica has 31.66 million shares outstanding. The number of shares has decreased by -4.44% in one year.
| Current Share Class | 31.66M |
| Shares Outstanding | 31.66M |
| Shares Change (YoY) | -4.44% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 0.51% |
| Owned by Institutions (%) | 95.28% |
| Float | 31.47M |
Valuation Ratios
The trailing PE ratio is 10.75 and the forward PE ratio is 10.27.
| PE Ratio | 10.75 |
| Forward PE | 10.27 |
| PS Ratio | 2.33 |
| Forward PS | 2.22 |
| PB Ratio | 3.20 |
| P/TBV Ratio | 3.25 |
| P/FCF Ratio | 8.91 |
| P/OCF Ratio | 8.65 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.31, with an EV/FCF ratio of 10.22.
| EV / Earnings | 11.95 |
| EV / Sales | 2.67 |
| EV / EBITDA | 8.31 |
| EV / EBIT | 8.47 |
| EV / FCF | 10.22 |
Financial Position
The company has a current ratio of 3.53, with a Debt / Equity ratio of 0.78.
| Current Ratio | 3.53 |
| Quick Ratio | 1.01 |
| Debt / Equity | 0.78 |
| Debt / EBITDA | 1.76 |
| Debt / FCF | 2.18 |
| Interest Coverage | 12.88 |
Financial Efficiency
Return on equity (ROE) is 31.93% and return on invested capital (ROIC) is 18.85%.
| Return on Equity (ROE) | 31.93% |
| Return on Assets (ROA) | 4.46% |
| Return on Invested Capital (ROIC) | 18.85% |
| Return on Capital Employed (ROCE) | 7.58% |
| Weighted Average Cost of Capital (WACC) | 8.12% |
| Revenue Per Employee | $1.18M |
| Profits Per Employee | $264,309 |
| Employee Count | 2,833 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $223.33 million in taxes.
| Income Tax | 223.33M |
| Effective Tax Rate | 22.92% |
Stock Price Statistics
The stock price has decreased by -15.16% in the last 52 weeks. The beta is 0.92, so Primerica's price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | -15.16% |
| 50-Day Moving Average | 257.36 |
| 200-Day Moving Average | 262.69 |
| Relative Strength Index (RSI) | 41.01 |
| Average Volume (20 Days) | 198,713 |
Short Selling Information
The latest short interest is 1.17 million, so 3.68% of the outstanding shares have been sold short.
| Short Interest | 1.17M |
| Short Previous Month | 1.24M |
| Short % of Shares Out | 3.68% |
| Short % of Float | 3.70% |
| Short Ratio (days to cover) | 5.86 |
Income Statement
In the last 12 months, Primerica had revenue of $3.35 billion and earned $748.79 million in profits. Earnings per share was $22.91.
| Revenue | 3.35B |
| Gross Profit | 2.38B |
| Operating Income | 1.06B |
| Pretax Income | 974.56M |
| Net Income | 748.79M |
| EBITDA | 1.08B |
| EBIT | 1.06B |
| Earnings Per Share (EPS) | $22.91 |
Full Income StatementBalance Sheet
The company has $769.03 million in cash and $1.91 billion in debt, with a net cash position of -$1.15 billion or -$36.31 per share.
| Cash & Cash Equivalents | 769.03M |
| Total Debt | 1.91B |
| Net Cash | -1.15B |
| Net Cash Per Share | -$36.31 |
| Equity (Book Value) | 2.45B |
| Book Value Per Share | 76.89 |
| Working Capital | 2.74B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $901.18 million and capital expenditures -$26.05 million, giving a free cash flow of $875.13 million.
| Operating Cash Flow | 901.18M |
| Capital Expenditures | -26.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -262,000 |
| Free Cash Flow | 875.13M |
| FCF Per Share | $27.64 |
Full Cash Flow StatementMargins
Gross margin is 70.91%, with operating and profit margins of 31.54% and 22.43%.
| Gross Margin | 70.91% |
| Operating Margin | 31.54% |
| Pretax Margin | 29.09% |
| Profit Margin | 22.43% |
| EBITDA Margin | 32.12% |
| EBIT Margin | 31.54% |
| FCF Margin | 26.13% |
Dividends & Yields
This stock pays an annual dividend of $4.80, which amounts to a dividend yield of 1.95%.
| Dividend Per Share | $4.80 |
| Dividend Yield | 1.95% |
| Dividend Growth (YoY) | 20.33% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 18.85% |
| Buyback Yield | 4.44% |
| Shareholder Yield | 6.39% |
| Earnings Yield | 9.61% |
| FCF Yield | 11.23% |
Dividend DetailsAnalyst Forecast
The average price target for Primerica is $294.00, which is 19.41% higher than the current price. The consensus rating is "Hold".
| Price Target | $294.00 |
| Price Target Difference | 19.41% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 5.62% |
| EPS Growth Forecast (5Y) | 8.29% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
