Primerica Statistics
Total Valuation
Primerica has a market cap or net worth of $9.23 billion. The enterprise value is $10.59 billion.
Important Dates
The next estimated earnings date is Monday, May 5, 2025, after market close.
| Earnings Date | May 5, 2025 |
| Ex-Dividend Date | Feb 21, 2025 |
Share Statistics
Primerica has 33.25 million shares outstanding. The number of shares has decreased by -5.07% in one year.
| Current Share Class | 33.25M |
| Shares Outstanding | 33.25M |
| Shares Change (YoY) | -5.07% |
| Shares Change (QoQ) | -1.03% |
| Owned by Insiders (%) | 0.53% |
| Owned by Institutions (%) | 92.59% |
| Float | 33.04M |
Valuation Ratios
The trailing PE ratio is 13.22 and the forward PE ratio is 13.22.
| PE Ratio | 13.22 |
| Forward PE | 13.22 |
| PS Ratio | 3.01 |
| Forward PS | 2.86 |
| PB Ratio | 4.10 |
| P/TBV Ratio | 4.17 |
| P/FCF Ratio | 11.09 |
| P/OCF Ratio | 10.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 10.08, with an EV/FCF ratio of 12.71.
| EV / Earnings | 22.58 |
| EV / Sales | 3.36 |
| EV / EBITDA | 10.08 |
| EV / EBIT | 10.31 |
| EV / FCF | 12.71 |
Financial Position
The company has a current ratio of 3.69, with a Debt / Equity ratio of 0.90.
| Current Ratio | 3.69 |
| Quick Ratio | 0.92 |
| Debt / Equity | 0.90 |
| Debt / EBITDA | 1.93 |
| Debt / FCF | 2.45 |
| Interest Coverage | 11.71 |
Financial Efficiency
Return on equity (ROE) is 33.30% and return on invested capital (ROIC) is 15.09%.
| Return on Equity (ROE) | 33.30% |
| Return on Assets (ROA) | 4.34% |
| Return on Invested Capital (ROIC) | 15.09% |
| Return on Capital Employed (ROCE) | 7.59% |
| Revenue Per Employee | $1.10M |
| Profits Per Employee | $163,109 |
| Employee Count | 2,874 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Primerica has paid $219.12 million in taxes.
| Income Tax | 219.12M |
| Effective Tax Rate | 23.33% |
Stock Price Statistics
The stock price has increased by +12.42% in the last 52 weeks. The beta is 1.12, so Primerica's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | +12.42% |
| 50-Day Moving Average | 283.36 |
| 200-Day Moving Average | 266.66 |
| Relative Strength Index (RSI) | 43.72 |
| Average Volume (20 Days) | 154,635 |
Short Selling Information
The latest short interest is 471,308, so 1.42% of the outstanding shares have been sold short.
| Short Interest | 471,308 |
| Short Previous Month | 385,772 |
| Short % of Shares Out | 1.42% |
| Short % of Float | 1.43% |
| Short Ratio (days to cover) | 3.36 |
Income Statement
In the last 12 months, Primerica had revenue of $3.15 billion and earned $468.78 million in profits. Earnings per share was $13.71.
| Revenue | 3.15B |
| Gross Profit | 2.20B |
| Operating Income | 1.03B |
| Pretax Income | 582.88M |
| Net Income | 468.78M |
| EBITDA | 1.05B |
| EBIT | 1.03B |
| Earnings Per Share (EPS) | $13.71 |
Full Income StatementBalance Sheet
The company has $690.83 million in cash and $2.04 billion in debt, giving a net cash position of -$1.35 billion or -$40.68 per share.
| Cash & Cash Equivalents | 690.83M |
| Total Debt | 2.04B |
| Net Cash | -1.35B |
| Net Cash Per Share | -$40.68 |
| Equity (Book Value) | 2.26B |
| Book Value Per Share | 67.70 |
| Working Capital | 2.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $862.09 million and capital expenditures -$29.23 million, giving a free cash flow of $832.86 million.
| Operating Cash Flow | 862.09M |
| Capital Expenditures | -29.23M |
| Free Cash Flow | 832.86M |
| FCF Per Share | $25.05 |
Full Cash Flow StatementMargins
Gross margin is 69.78%, with operating and profit margins of 32.58% and 14.93%.
| Gross Margin | 69.78% |
| Operating Margin | 32.58% |
| Pretax Margin | 29.80% |
| Profit Margin | 14.93% |
| EBITDA Margin | 33.32% |
| EBIT Margin | 32.58% |
| FCF Margin | 26.42% |