360 Finance, Inc. (QFIN)
Stock Price:
$12.53 USD
-0.24 (-1.88%)
Updated December 3, 4:00 PM EST - Market closed
After-hours: $12.48 -0.05 (-0.40%) Dec 3, 4:19 PM
Key Info
| Market Cap |
1.59B |
| Revenue (ttm) |
1.85B |
| Net Income (ttm) |
399.66M |
| Shares Out |
300.17M |
| EPS (ttm) |
-5.46 |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
December 3 |
| Last Price |
$12.53 |
| Previous Close |
$12.77 |
| Change ($) |
-0.24 |
| Change (%) |
-1.88% |
| Day's Open |
12.75 |
| Day's Range |
12.31 - 12.96 |
| Day's Volume |
745,287 |
| 52-Week Range |
6.51 - 17.72 |
More Stats
| Market Cap |
1.59B |
| Enterprise Value |
-643.35M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
300.17M |
| Float |
n/a |
| EPS (basic) |
n/a |
| EPS (diluted) |
-5.46 |
| FCF / Share |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
n/a |
| FCF Yield |
n/a |
| Payout Ratio |
n/a |
| Shares Short |
1.15M |
| Short Ratio |
3.35 |
| Short % of Float |
n/a |
| Beta |
n/a |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| P/FCF Ratio |
n/a |
| PS Ratio |
0.86 |
| PB Ratio |
1.46 |
| Revenue |
1.85B |
| Operating Income |
412.78M |
| Net Income |
399.66M |
| Free Cash Flow |
n/a |
| Net Cash |
2.23B |
| Net Cash / Share |
17.60 |
| Gross Margin |
89.44% |
| Operating Margin |
22.26% |
| Profit Margin |
21.60% |
| FCF Margin |
n/a |
| ROA |
7.59% |
| ROE |
n/a |
| ROIC |
64.70% |
Key stats in USD, based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (6)
| Buy |
6 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$20.40*
(62.77% upside)
Low
16.6
Current: $12.53
High
23.1
Target: 20.40
*Average 12-month USD price target from 6 stock analysts.
Financial Performance
Financial numbers in millions CNY.
Financial Overview
| Year | 2019 | 2018 | 2017 |
|---|
| Revenue | 9,220 | 4,447 | 788 |
| Revenue Growth | 107.33% | 464.24% | - |
| Gross Profit | 8,136 | 3,781 | 666 |
| Operating Income | 2,894 | 1,645 | 211 |
| Net Income | 2,502 | 1,193 | 165 |
| Shares Outstanding | 289 | 203 | 198 |
| Earnings Per Share | 16.62 | -18.78 | 1.66 |
| Operating Cash Flow | 2,973 | 285 | -111 |
| Capital Expenditures | -25.56 | -8.55 | -7.11 |
| Free Cash Flow | 2,948 | 277 | -118 |
| Cash & Equivalents | 13,075 | 4,019 | 2,419 |
| Total Debt | 200 | - | - |
| Net Cash / Debt | 12,875 | 4,019 | 2,419 |
| Assets | 20,356 | 7,350 | 3,099 |
| Liabilities | 13,141 | 2,910 | 2,365 |
| Book Value | 7,213 | 4,440 | 734 |
Numbers in millions CNY, except per-share numbers.
Company Details
| Full Name |
360 Finance, Inc. |
| Employees |
1,891 |
Stock Information
| Ticker Symbol |
QFIN |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: QFIN |
| IPO Date |
December 14, 2018 |
Description
360 DigiTech, through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.