Qfin Holdings Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	19,205	17,166	16,290	16,554	16,636
Revenue Growth (YoY)	11.88%	5.38%	-1.59%	-0.49%	22.64%
Cost of Revenue	3,551	3,492	3,305	2,878	2,590
Gross Profit	15,654	13,674	12,985	13,676	14,046
Selling, General & Admin	3,129	2,175	2,361	2,620	2,648
Other Operating Expenses	5,847	3,970	5,767	6,584	4,612
Total Operating Expenses	8,976	6,145	8,128	9,204	7,260
Operating Income	6,678	7,529	4,857	4,472	6,786
Total Non-Operating Income (Expense)	697.72	363.85	420.49	270.19	236.51
Pretax Income	7,376	7,892	5,277	4,742	7,023
Provision for Income Taxes	1,400	1,644	1,009	736.8	1,258
Net Income	5,990	6,264	4,285	4,024	5,782
Minority Interest in Earnings	14.05	16.2	16.76	18.61	17.21
Net Income to Common	5,990	6,264	4,285	4,024	5,782
Net Income Growth	-4.38%	46.18%	6.49%	-30.40%	65.35%
Shares Outstanding (Basic)	133	149	160	156	154
Shares Outstanding (Diluted)	136	152	164	161	161
Shares Change (YoY)	-10.31%	-7.63%	2.02%	0.19%	4.80%
EPS (Basic)	44.96	42.04	26.72	25.74	37.64
EPS (Diluted)	44.02	41.28	26.08	25.00	35.98
EPS Growth	6.64%	58.28%	4.32%	-30.52%	57.81%
Shares Outstanding	141.99	141.99	157.61	161.4	155.24
Free Cash Flow	11,084	9,190	7,034	5,896	5,764
Free Cash Flow Growth	20.60%	30.66%	19.31%	2.27%	8.55%
Free Cash Flow Per Share	81.45	60.57	42.82	36.62	35.87
Dividends Per Share	9.792	9.489	7.658	4.966	3.430
Dividend Growth	3.20%	23.90%	54.21%	44.76%	-
Gross Margin	81.51%	79.66%	79.71%	82.62%	84.43%
Operating Margin	34.77%	43.86%	29.82%	27.02%	40.79%
Profit Margin	31.11%	36.40%	26.20%	24.20%	34.65%
FCF Margin	57.71%	53.54%	43.18%	35.61%	34.65%
EBITDA	6,678	7,603	4,931	4,549	6,852
EBITDA Margin	34.77%	44.29%	30.27%	27.48%	41.19%
EBIT	6,678	7,529	4,857	4,472	6,786
EBIT Margin	34.77%	43.86%	29.82%	27.02%	40.79%
Effective Tax Rate	18.99%	20.83%	19.12%	15.54%	17.92%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q