Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
13.31
-0.26 (-1.88%)
Jul 28, 2026, 12:02 PM EDT - Market open
Qfin Holdings Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 18,424 | 19,205 | 17,166 | 16,290 | 16,554 | 16,636 |
Revenue Growth | 4.07% | 11.88% | 5.38% | -1.59% | -0.49% | 22.65% |
Gross Profit Gross Profit Growth | 14,764 | 15,654 | 13,674 | 12,985 | 13,676 | 14,046 |
Operating Income Operating Income Growth | 5,683 | 6,678 | 7,529 | 4,857 | 4,472 | 6,786 |
Net Income Net Income Growth | 5,073 | 5,990 | 6,264 | 4,285 | 4,024 | 5,782 |
Earnings Per Share EPS Growth | 38.54 | 44.02 | 41.28 | 26.08 | 25.00 | 35.98 |
EPS Growth | -17.93% | 6.64% | 58.28% | 4.32% | -30.52% | 57.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,669 | 7,549 | 7,846 | 4,193 | 7,223 | 6,116 |
Total Debt Total Debt Growth | 8,361 | 23,658 | 15,278 | 13,323 | 10,771 | 6,713 |
Net Cash (Debt) Net Cash Growth | -2,691 | -16,109 | -7,432 | -9,130 | -3,549 | -596.33 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -20.60 | -118.37 | -48.98 | -55.58 | -22.04 | -3.71 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 10,375 | 11,084 | 9,343 | 7,118 | 5,923 | 5,790 |
Capital Expenditures CapEx Growth | - | -240.54 | -153.15 | -84.55 | -26.97 | -25.31 |
Free Cash Flow Free Cash Flow Growth | 10,375 | 10,843 | 9,190 | 7,034 | 5,896 | 5,764 |
Free Cash Flow Growth | 1.81% | 17.99% | 30.66% | 19.31% | 2.27% | 8.55% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 80.14% | 81.51% | 79.66% | 79.71% | 82.62% | 84.43% |
Operating Margin | 30.84% | 34.77% | 43.86% | 29.82% | 27.02% | 40.79% |
Pretax Margin | 34.18% | 38.41% | 45.98% | 32.40% | 28.65% | 42.21% |
Profit Margin | 27.46% | 31.11% | 36.40% | 26.20% | 24.20% | 34.65% |
FCF Margin | 56.32% | 56.46% | 53.54% | 43.18% | 35.61% | 34.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.560 | 10.771 | 9.489 | 7.658 | 4.966 | 3.430 |
Dividend Per Share Growth | 18.75% | 13.52% | 23.90% | 54.21% | 44.76% | - |
Dividend Yield | 11.57% | 7.67% | 3.03% | 5.24% | 4.50% | 0.00% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 2.42 | 3.06 | 6.79 | 4.29 | 5.62 | 4.05 |
Forward PE | 3.06 | 3.11 | 6.13 | 3.69 | 4.53 | 3.86 |
P/FCF Ratio | 1.10 | 1.52 | 4.33 | 2.51 | 3.84 | 3.93 |
PS Ratio | 0.62 | 0.86 | 2.32 | 1.08 | 1.37 | 1.36 |