Qfin Holdings Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	18,424	19,205	17,166	16,290	16,554	16,636
Revenue Growth (YoY)	4.07%	11.88%	5.38%	-1.59%	-0.49%	22.64%
Cost of Revenue	3,659	3,551	3,492	3,305	2,878	2,590
Gross Profit	14,764	15,654	13,674	12,985	13,676	14,046
Selling, General & Admin	2,955	3,129	2,175	2,361	2,620	2,648
Other Operating Expenses	4,893	5,847	3,970	5,767	6,584	4,612
Total Operating Expenses	7,848	8,976	6,145	8,128	9,204	7,260
Operating Income	5,683	6,678	7,529	4,857	4,472	6,786
Total Non-Operating Income (Expense)	613.88	697.72	363.85	420.49	270.19	236.51
Pretax Income	6,296	7,376	7,892	5,277	4,742	7,023
Provision for Income Taxes	1,238	1,400	1,644	1,009	736.8	1,258
Net Income	5,073	5,990	6,264	4,285	4,024	5,782
Minority Interest in Earnings	13.99	14.05	16.2	16.76	18.61	17.21
Net Income to Common	5,073	5,990	6,264	4,285	4,024	5,782
Net Income Growth	-26.48%	-4.38%	46.18%	6.49%	-30.40%	65.35%
Shares Outstanding (Basic)	129	133	149	160	156	154
Shares Outstanding (Diluted)	131	136	152	164	161	161
Shares Change (YoY)	-11.43%	-10.31%	-7.63%	2.02%	0.19%	4.80%
EPS (Basic)	39.18	44.96	42.04	26.72	25.74	37.64
EPS (Diluted)	38.54	44.02	41.28	26.08	25.00	35.98
EPS Growth	-17.93%	6.64%	58.28%	4.32%	-30.52%	57.81%
Shares Outstanding	121.75	121.91	141.99	157.61	161.4	155.24
Free Cash Flow	10,375	10,843	9,190	7,034	5,896	5,764
Free Cash Flow Growth	-4.31%	17.99%	30.66%	19.31%	2.27%	8.55%
Free Cash Flow Per Share	79.39	79.68	60.57	42.82	36.62	35.87
Dividends Per Share	10.771	10.771	9.489	7.658	4.966	3.430
Dividend Growth	-	13.52%	23.90%	54.21%	44.76%	-
Gross Margin	80.14%	81.51%	79.66%	79.71%	82.62%	84.43%
Operating Margin	30.84%	34.77%	43.86%	29.82%	27.02%	40.79%
Profit Margin	27.46%	31.11%	36.40%	26.20%	24.20%	34.65%
FCF Margin	56.32%	56.46%	53.54%	43.18%	35.61%	34.65%
EBITDA	5,683	6,747	7,603	4,931	4,549	6,852
EBITDA Margin	30.84%	35.13%	44.29%	30.27%	27.48%	41.19%
EBIT	5,683	6,678	7,529	4,857	4,472	6,786
EBIT Margin	30.84%	34.77%	43.86%	29.82%	27.02%	40.79%
Effective Tax Rate	19.66%	18.99%	20.83%	19.12%	15.54%	17.92%

SEC Filings: 10-K · 10-Q