Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
7.22
-0.08 (-1.10%)
Sep 28, 2026, 10:23 AM EDT - Market open
Qfin Holdings Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 16,774 | 19,205 | 17,166 | 16,290 | 16,554 | 16,636 |
Revenue Growth | -10.58% | 11.88% | 5.38% | -1.59% | -0.49% | 22.65% |
Gross Profit Gross Profit Growth | 8,872 | 11,794 | 10,604 | 10,448 | 11,698 | 12,837 |
Operating Income Operating Income Growth | 5,910 | 8,346 | 8,007 | 7,911 | 8,840 | 9,864 |
Net Income Net Income Growth | 3,745 | 5,990 | 6,264 | 4,285 | 4,024 | 5,782 |
Earnings Per Share EPS Growth | 29.36 | 44.02 | 41.28 | 26.08 | 25.00 | 35.98 |
EPS Growth | -41.96% | 6.64% | 58.28% | 4.32% | -30.52% | 57.81% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 6,815 | 7,549 | 7,846 | 4,193 | 7,223 | 6,116 |
Total Debt Total Debt Growth | 3,556 | 4,301 | 1,652 | 930.2 | 220.22 | 436.53 |
Net Cash (Debt) Net Cash Growth | 3,258 | 3,248 | 6,194 | 3,263 | 7,002 | 5,680 |
Net Cash Growth | -2.58% | -47.57% | 89.85% | -53.41% | 23.29% | 35.62% |
Net Cash Per Share Net Cash Per Share Growth | 25.55 | 23.87 | 40.82 | 19.86 | 43.49 | 35.34 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,839 | 11,084 | 9,343 | 7,118 | 5,923 | 5,790 |
Capital Expenditures CapEx Growth | -240.54 | -240.54 | -153.15 | -84.55 | -26.97 | -25.31 |
Free Cash Flow Free Cash Flow Growth | 8,598 | 10,843 | 9,190 | 7,034 | 5,896 | 5,764 |
Free Cash Flow Growth | -19.63% | 17.99% | 30.66% | 19.31% | 2.27% | 8.55% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 52.89% | 61.41% | 61.77% | 64.13% | 70.67% | 77.16% |
Operating Margin | 35.23% | 43.46% | 46.64% | 48.56% | 53.40% | 59.30% |
Pretax Margin | 31.10% | 38.41% | 45.98% | 32.40% | 28.65% | 42.21% |
Profit Margin | 22.32% | 31.19% | 36.49% | 26.31% | 24.31% | 34.76% |
FCF Margin | 51.26% | 56.46% | 53.54% | 43.18% | 35.61% | 34.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.560 | 10.771 | 9.489 | 7.658 | 4.966 | 3.430 |
Dividend Per Share Growth | -15.28% | 13.52% | 23.90% | 54.21% | 44.76% | - |
Dividend Yield | 21.61% | 8.92% | 3.95% | 8.37% | 4.52% | 3.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 1.69 | 2.93 | 6.94 | 4.23 | 4.92 | 3.89 |
Forward PE | 2.68 | 3.11 | 6.13 | 3.69 | 4.53 | 3.86 |
P/FCF Ratio | 0.69 | 1.62 | 4.73 | 2.58 | 3.36 | 3.91 |
PS Ratio | 0.36 | 0.91 | 2.53 | 1.11 | 1.20 | 1.35 |