Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
8.59
-0.25 (-2.83%)
Sep 9, 2026, 3:40 PM EDT - Market open

Qfin Holdings Statistics

Total Valuation

Qfin Holdings has a market cap or net worth of $1.04 billion. The enterprise value is $564.71 million.

Market Cap1.04B
Enterprise Value 564.71M

Important Dates

The last earnings date was Tuesday, August 25, 2026, after market close.

Earnings Date Aug 25, 2026
Ex-Dividend Date Sep 9, 2026

Share Statistics

Qfin Holdings has 121.58 million shares outstanding. The number of shares has decreased by -11.04% in one year.

Current Share Class n/a
Shares Outstanding 121.58M
Shares Change (YoY) -11.04%
Shares Change (QoQ) +0.31%
Owned by Insiders (%) 19.98%
Owned by Institutions (%) 62.22%
Float 90.68M

Valuation Ratios

The trailing PE ratio is 2.05 and the forward PE ratio is 2.77.

PE Ratio 2.05
Forward PE 2.77
PS Ratio 0.42
Forward PS 0.19
PB Ratio 0.29
P/TBV Ratio 0.30
P/FCF Ratio 0.81
P/OCF Ratio 0.79
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.63, with an EV/FCF ratio of 0.44.

EV / Earnings 1.01
EV / Sales 0.23
EV / EBITDA 0.63
EV / EBIT 0.64
EV / FCF 0.44

Financial Position

The company has a current ratio of 2.17, with a Debt / Equity ratio of 0.14.

Current Ratio 2.17
Quick Ratio 0.37
Debt / Equity 0.14
Debt / EBITDA 0.59
Debt / FCF 0.41
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.26% and return on invested capital (ROIC) is 20.01%.

Return on Equity (ROE) 15.26%
Return on Assets (ROA) 6.55%
Return on Invested Capital (ROIC) 20.01%
Return on Capital Employed (ROCE) 17.62%
Weighted Average Cost of Capital (WACC) 4.91%
Revenue Per Employee $694,246
Profits Per Employee $154,986
Employee Count3,557
Asset Turnover 0.30
Inventory Turnover n/a

Taxes

In the past 12 months, Qfin Holdings has paid $218.94 million in taxes.

Income Tax 218.94M
Effective Tax Rate 28.51%

Stock Price Statistics

The stock price has decreased by -69.44% in the last 52 weeks. The beta is 0.57, so Qfin Holdings's price volatility has been lower than the market average.

Beta (5Y) 0.57
52-Week Price Change -69.44%
50-Day Moving Average 12.36
200-Day Moving Average 14.75
Relative Strength Index (RSI) 26.23
Average Volume (20 Days) 3,172,065

Short Selling Information

The latest short interest is 3.13 million, so 3.21% of the outstanding shares have been sold short.

Short Interest 3.13M
Short Previous Month 3.19M
Short % of Shares Out 3.21%
Short % of Float n/a
Short Ratio (days to cover) 2.85

Income Statement

In the last 12 months, Qfin Holdings had revenue of $2.47 billion and earned $551.28 million in profits. Earnings per share was $4.32.

Revenue2.47B
Gross Profit 1.31B
Operating Income 870.01M
Pretax Income 768.01M
Net Income 551.28M
EBITDA 879.54M
EBIT 870.01M
Earnings Per Share (EPS) $4.32
Full Income Statement

Balance Sheet

The company has $1.00 billion in cash and $523.53 million in debt, with a net cash position of $479.69 million or $3.95 per share.

Cash & Cash Equivalents 1.00B
Total Debt 523.53M
Net Cash 479.69M
Net Cash Per Share $3.95
Equity (Book Value) 3.65B
Book Value Per Share 29.97
Working Capital 3.37B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.32 billion and capital expenditures -$35.85 million, giving a free cash flow of $1.28 billion.

Operating Cash Flow 1.32B
Capital Expenditures -35.85M
Depreciation & Amortization 9.65M
Net Borrowing 457.54M
Free Cash Flow 1.28B
FCF Per Share $10.54
Full Cash Flow Statement

Margins

Gross margin is 52.89%, with operating and profit margins of 35.23% and 22.32%.

Gross Margin 52.89%
Operating Margin 35.23%
Pretax Margin 31.10%
Profit Margin 22.32%
EBITDA Margin 35.62%
EBIT Margin 35.23%
FCF Margin 51.26%

Dividends & Yields

This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 18.16%.

Dividend Per Share $1.56
Dividend Yield 18.16%
Dividend Growth (YoY) -15.28%
Years of Dividend Growth 2
Payout Ratio 28.22%
Buyback Yield 11.04%
Shareholder Yield 29.35%
Earnings Yield 53.16%
FCF Yield 123.55%
Dividend Details

Analyst Forecast

The average price target for Qfin Holdings is $15.05, which is 75.20% higher than the current price. The consensus rating is "Buy".

Price Target $15.05
Price Target Difference 75.20%
Analyst Consensus Buy
Analyst Count 13
Revenue Growth Forecast (3Y) -13.92%
EPS Growth Forecast (3Y) -22.25%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5