Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
15.21
+0.18 (1.20%)
At close: Jun 18, 2026, 4:00 PM EDT
15.17
-0.04 (-0.26%)
After-hours: Jun 18, 2026, 6:10 PM EDT

Qfin Holdings Statistics

Total Valuation

Qfin Holdings has a market cap or net worth of $1.85 billion. The enterprise value is $1.32 billion.

Market Cap1.85B
Enterprise Value 1.32B

Important Dates

The last earnings date was Tuesday, May 26, 2026, after market close.

Earnings Date May 26, 2026
Ex-Dividend Date Apr 22, 2026

Share Statistics

Qfin Holdings has 121.75 million shares outstanding. The number of shares has decreased by -11.03% in one year.

Current Share Class n/a
Shares Outstanding 121.75M
Shares Change (YoY) -11.03%
Shares Change (QoQ) -5.59%
Owned by Insiders (%) 19.96%
Owned by Institutions (%) 61.59%
Float 90.94M

Valuation Ratios

The trailing PE ratio is 2.71 and the forward PE ratio is 3.40.

PE Ratio 2.71
Forward PE 3.40
PS Ratio 0.69
Forward PS 0.46
PB Ratio 0.52
P/TBV Ratio 0.55
P/FCF Ratio 1.24
P/OCF Ratio 1.23
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.23, with an EV/FCF ratio of 0.88.

EV / Earnings 1.79
EV / Sales 0.49
EV / EBITDA 1.23
EV / EBIT 1.25
EV / FCF 0.88

Financial Position

The company has a current ratio of 2.22, with a Debt / Equity ratio of 0.12.

Current Ratio 2.22
Quick Ratio 0.36
Debt / Equity 0.12
Debt / EBITDA 0.38
Debt / FCF 0.28
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.29% and return on invested capital (ROIC) is 28.14%.

Return on Equity (ROE) 21.29%
Return on Assets (ROA) 8.30%
Return on Invested Capital (ROIC) 28.14%
Return on Capital Employed (ROCE) 21.48%
Weighted Average Cost of Capital (WACC) 6.04%
Revenue Per Employee $750,944
Profits Per Employee $206,767
Employee Count3,557
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, Qfin Holdings has paid $179.43 million in taxes.

Income Tax 179.43M
Effective Tax Rate 19.66%

Stock Price Statistics

The stock price has decreased by -64.37% in the last 52 weeks. The beta is 0.57, so Qfin Holdings's price volatility has been lower than the market average.

Beta (5Y) 0.57
52-Week Price Change -64.37%
50-Day Moving Average 13.95
200-Day Moving Average 18.64
Relative Strength Index (RSI) 55.47
Average Volume (20 Days) 2,179,985

Short Selling Information

The latest short interest is 2.46 million, so 2.52% of the outstanding shares have been sold short.

Short Interest 2.46M
Short Previous Month 1.96M
Short % of Shares Out 2.52%
Short % of Float n/a
Short Ratio (days to cover) 1.56

Income Statement

In the last 12 months, Qfin Holdings had revenue of $2.67 billion and earned $735.47 million in profits. Earnings per share was $5.60.

Revenue2.67B
Gross Profit 1.52B
Operating Income 1.06B
Pretax Income 912.87M
Net Income 735.47M
EBITDA 1.07B
EBIT 1.06B
Earnings Per Share (EPS) $5.60
Full Income Statement

Balance Sheet

The company has $949.29 million in cash and $413.07 million in debt, with a net cash position of $536.22 million or $4.40 per share.

Cash & Cash Equivalents 949.29M
Total Debt 413.07M
Net Cash 536.22M
Net Cash Per Share $4.40
Equity (Book Value) 3.54B
Book Value Per Share 29.01
Working Capital 3.57B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.50 billion and capital expenditures -$34.87 million, giving a free cash flow of $1.50 billion.

Operating Cash Flow 1.50B
Capital Expenditures -34.87M
Depreciation & Amortization 9.81M
Net Borrowing 453.56M
Free Cash Flow 1.50B
FCF Per Share $12.30
Full Cash Flow Statement

Margins

Gross margin is 57.06%, with operating and profit margins of 39.54% and 27.53%.

Gross Margin 57.06%
Operating Margin 39.54%
Pretax Margin 34.18%
Profit Margin 27.53%
EBITDA Margin 39.90%
EBIT Margin 39.54%
FCF Margin 56.05%

Dividends & Yields

This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 10.26%.

Dividend Per Share $1.56
Dividend Yield 10.26%
Dividend Growth (YoY) 18.75%
Years of Dividend Growth 2
Payout Ratio 27.12%
Buyback Yield 11.03%
Shareholder Yield 21.29%
Earnings Yield 39.72%
FCF Yield 80.85%
Dividend Details

Analyst Forecast

The average price target for Qfin Holdings is $21.91, which is 44.05% higher than the current price. The consensus rating is "Buy".

Price Target $21.91
Price Target Difference 44.05%
Analyst Consensus Buy
Analyst Count 13
Revenue Growth Forecast (3Y) -7.96%
EPS Growth Forecast (3Y) -4.05%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5