Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
8.61
-0.23 (-2.60%)
Sep 9, 2026, 4:00 PM EDT - Market closed
Qfin Holdings Cash Flow Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3,745 | 5,990 | 6,264 | 4,285 | 4,024 | 5,782 |
Depreciation & Amortization | 68.12 | 68.12 | 74.89 | 73.76 | 76.98 | 65.97 |
Other Amortization | 22.24 | 22.24 | - | - | - | - |
Loss (Gain) From Sale of Investments | - | - | - | 30.11 | 19.89 | -10.12 |
Stock-Based Compensation | 378.37 | 378.37 | 167.61 | 185.6 | 199.74 | 253.92 |
Other Operating Activities | 1,399 | 1,400 | 460.69 | 3,039 | 4,505 | 3,025 |
Change in Accounts Receivable | 930.7 | 930.7 | 367.81 | -123.38 | -33.16 | -819.93 |
Change in Income Taxes | 42.49 | 42.49 | 298.48 | 76.33 | 36.9 | -603.2 |
Change in Other Net Operating Assets | -1,634 | -1,634 | -1,858 | -3,240 | -4,918 | -4,106 |
Operating Cash Flow | 8,839 | 11,084 | 9,343 | 7,118 | 5,923 | 5,790 |
Operating Cash Flow Growth | -18.55% | 18.63% | 31.26% | 20.19% | 2.29% | 8.71% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -240.54 | -240.54 | -153.15 | -84.55 | -26.97 | -25.31 |
Divestitures | - | - | - | - | 3.35 | -1.46 |
Investment in Securities | 337.51 | 337.51 | -3,333 | 54.94 | -48.29 | - |
Other Investing Activities | 11,265 | -208.03 | -20.37 | -47.08 | -14.55 | - |
Investing Cash Flow | -1,609 | -13,082 | -7,994 | -11,148 | -7,356 | -6,064 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 1,883 | 1,890 | 824.59 | 343.18 | 1,063 |
Long-Term Debt Issued | - | 5,133 | 157.21 | 72.77 | 17.85 | - |
Total Debt Issued | 7,017 | 7,017 | 2,047 | 897.35 | 361.03 | 1,063 |
Short-Term Debt Repaid | - | -2,038 | -1,319 | -176 | -743.13 | -564.84 |
Long-Term Debt Repaid | - | -1,909 | -0.37 | - | - | - |
Total Debt Repaid | -3,946 | -3,946 | -1,319 | -176 | -743.13 | -564.84 |
Net Debt Issued (Repaid) | 3,070 | 3,070 | 728.2 | 721.35 | -382.1 | 498.37 |
Issuance of Common Stock | - | - | - | - | 286.61 | - |
Repurchase of Common Stock | -4,848 | -4,848 | -2,973 | -636.18 | - | - |
Common Dividends Paid | -1,378 | -1,378 | -1,263 | -941.71 | -988.59 | - |
Other Financing Activities | -4,553 | 5,940 | 1,393 | 1,923 | 4,288 | 1,765 |
Financing Cash Flow | -7,709 | 2,784 | -2,114 | 1,066 | 3,204 | 2,264 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -51.64 | -50.45 | 12.04 | 9.62 | -18.19 | -3.41 |
Net Cash Flow | -531.79 | 735.12 | -753.2 | -2,953 | 1,752 | 1,986 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 8,598 | 10,843 | 9,190 | 7,034 | 5,896 | 5,764 |
Free Cash Flow Growth | -19.63% | 17.99% | 30.66% | 19.31% | 2.27% | 8.55% |
Free Cash Flow Margin | 51.26% | 56.46% | 53.54% | 43.18% | 35.61% | 34.65% |
Free Cash Flow Per Share | 67.41 | 79.68 | 60.57 | 42.82 | 36.62 | 35.87 |
Levered Free Cash Flow | 15,400 | 490.68 | 2,766 | -1,107 | 3,390 | 2,827 |
Unlevered Free Cash Flow | 15,378 | 468.43 | 2,766 | -1,107 | 3,390 | 2,827 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 34.18 | 34.18 | 18.59 | 12.87 | 10.86 | 13.76 |
Cash Income Tax Paid | 1,608 | 1,608 | 1,265 | 852.56 | 904.95 | 1,214 |
Change in Working Capital | -953.86 | -953.86 | -1,116 | -3,209 | -5,119 | -4,881 |