Interest Income on Loans | 388.06 | 325.15 | 221.08 | 219.59 | 241.04 | |
Interest Income on Investments | 44.92 | 30.92 | 23.11 | 8.81 | 11.21 | |
Total Interest Income | 432.99 | 356.06 | 244.18 | 228.41 | 252.26 | |
Interest Paid on Deposits | 102.1 | 51.48 | 6.76 | 5.04 | 15.09 | |
Interest Paid on Borrowings | 18.74 | 15.8 | 0.74 | 0.63 | 4.85 | |
Total Interest Expense | 120.83 | 67.29 | 7.49 | 5.67 | 19.94 | |
Net Interest Income | 312.15 | 288.78 | 236.69 | 222.74 | 232.32 | |
Net Interest Income Growth (YoY) | 8.09% | 22.01% | 6.26% | -4.12% | -1.61% | |
Mortgage Banking Activities | 5.44 | 3.54 | 6.2 | 19.99 | 31.85 | |
Other Non-Interest Income | 53.23 | 52.54 | 52.4 | 53.21 | 43.63 | |
Total Non-Interest Income | 72.65 | 69.73 | 71.81 | 85.6 | 87.05 | |
Non-Interest Income Growth (YoY) | 4.19% | -2.90% | -16.11% | -1.67% | 16.06% | |
Revenues Before Loan Losses | 384.8 | 358.51 | 308.5 | 308.34 | 319.37 | |
Provision for Loan Losses | 54.38 | 47.62 | 22.35 | 14.81 | 31.28 | |
Revenue | 330.43 | 310.88 | 286.15 | 293.53 | 288.09 | |
Revenue Growth (YoY) | 6.29% | 8.64% | -2.51% | 1.89% | 0.95% | |
Salaries and Employee Benefits | 115.83 | 113.13 | 108.26 | 107.52 | 104.3 | |
Federal Deposit Insurance | 3.01 | 2.73 | 1.67 | 1.59 | 1.01 | |
Selling, General & Administrative | 60.3 | 57.46 | 55.85 | 54.43 | 52.71 | |
Other Non-Interest Expense | 23.55 | 23.92 | 21.53 | 19.53 | 25.33 | |
Total Non-Interest Expense | 202.68 | 197.24 | 187.31 | 183.07 | 183.35 | |
EBT Excluding Unusual Items | 127.74 | 113.65 | 98.85 | 110.46 | 104.74 | |
Legal Settlements | - | - | 13 | - | - | |
Other Unusual Items | - | - | 5 | - | -2.11 | |
Pretax Income | 127.7 | 113.21 | 116.85 | 111.44 | 102.63 | |
Income Tax Expense | 26.33 | 22.84 | 25.74 | 23.83 | 19.39 | |
Net Income | 101.37 | 90.37 | 91.11 | 87.61 | 83.25 | |
Net Income to Common | 101.37 | 90.37 | 91.11 | 87.61 | 83.25 | |
Net Income Growth | 12.17% | -0.80% | 3.99% | 5.24% | -9.22% | |
Basic Shares Outstanding | 20 | 20 | 20 | 21 | 21 | |
Diluted Shares Outstanding | 20 | 20 | 20 | 21 | 21 | |
Shares Change (YoY) | -0.59% | -1.23% | -3.16% | -1.48% | -0.31% | |
EPS (Basic) | 5.16 | 4.57 | 4.55 | 4.24 | 3.96 | |
EPS (Diluted) | 5.14 | 4.55 | 4.53 | 4.22 | 3.95 | |
EPS Growth | 12.83% | 0.44% | 7.38% | 6.83% | -8.93% | |
Dividend Per Share | 1.628 | 1.496 | 1.364 | 1.232 | 1.144 | |
Dividend Growth | 8.82% | 9.68% | 10.71% | 7.69% | 8.33% | |
Effective Tax Rate | 20.62% | 20.17% | 22.03% | 21.38% | 18.89% | |