Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
91.25
+0.02 (0.02%)
Nov 13, 2026, 4:00 PM EST - Market closed
Republic Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 399.34 | 219.97 | 432.15 | 316.57 | 309.69 | 752.97 |
Investment Securities | 346.76 | 365.36 | 451.34 | 525.01 | 580.52 | 339.76 |
Trading Asset Securities | 8.78 | 6.6 | 6.88 | 9.18 | 8.13 | 7.26 |
Mortgage-Backed Securities | 612.21 | 591.2 | 194.81 | 184.55 | 202.67 | 252.9 |
Total Investments | 967.75 | 963.16 | 653.02 | 718.74 | 791.32 | 599.92 |
Gross Loans | 5,396 | 5,455 | 5,446 | 5,248 | 4,519 | 4,499 |
Allowance for Loan Losses | -93.09 | -85.35 | -91.98 | -82.13 | -70.41 | -64.58 |
Other Adjustments to Gross Loans | -9.64 | -8.65 | -6.25 | -7.82 | -3.43 | -2.39 |
Net Loans | 5,293 | 5,361 | 5,347 | 5,158 | 4,445 | 4,432 |
Property, Plant & Equipment | 68.38 | 67.32 | 68.49 | 68.1 | 69 | 74.9 |
Goodwill | 40.52 | 40.52 | 40.52 | 40.52 | 16.3 | 16.3 |
Loans Held for Sale | 68.63 | 117.35 | 32.39 | 27.24 | 19.18 | 52.08 |
Accrued Interest Receivable | 22.48 | 22.29 | 20.13 | 18.45 | 13.57 | 9.88 |
Restricted Cash | - | - | - | - | 4 | 4 |
Other Real Estate Owned & Foreclosed | 1.07 | 1.28 | 1.16 | 1.37 | 1.58 | 1.79 |
Other Long-Term Assets | 203.05 | 217.09 | 226.85 | 222.41 | 156.38 | 139.5 |
Total Assets | 7,082 | 7,042 | 6,847 | 6,595 | 5,836 | 6,094 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,171 | 3,873 | 3,873 | 3,274 | 2,574 | 2,769 |
Institutional Deposits | 172.64 | 156.28 | 129.59 | 101.79 | 54.86 | 81.05 |
Non-Interest Bearing Deposits | 1,246 | 1,173 | 1,208 | 1,677 | 1,909 | 1,990 |
Total Deposits | 5,590 | 5,203 | 5,211 | 5,053 | 4,538 | 4,839 |
Short-Term Borrowings | 78.01 | 227.5 | 135.55 | 216.61 | 300.15 | 321.75 |
Current Portion of Leases | - | 7.02 | - | - | - | - |
Accrued Interest Payable | 3.7 | 3.29 | 5.15 | 4.07 | 0.24 | 0.16 |
Federal Home Loan Bank Debt, Long-Term | 127 | 376 | 370 | 270 | 20 | - |
Long-Term Leases | 28.52 | 25.35 | 37.12 | 35.54 | 37.81 | 39.67 |
Other Long-Term Liabilities | 90.45 | 97.46 | 96.27 | 102.75 | 82.89 | 57.68 |
Total Liabilities | 5,918 | 5,940 | 5,855 | 5,682 | 4,979 | 5,259 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 4.61 | 4.6 | 4.59 | 4.55 | 4.65 | 4.7 |
Additional Paid-In Capital | 161.13 | 156.7 | 148.05 | 142.12 | 141.69 | 139.96 |
Retained Earnings | 1,020 | 945.4 | 853.63 | 786.49 | 742.25 | 688.52 |
Comprehensive Income & Other | -22.26 | -4.4 | -14.24 | -20.41 | -31.98 | 1.87 |
Shareholders' Equity | 1,164 | 1,102 | 992.03 | 912.76 | 856.61 | 835.05 |
Total Liabilities & Equity | 7,082 | 7,042 | 6,847 | 6,595 | 5,836 | 6,094 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 233.53 | 635.87 | 542.67 | 522.15 | 357.96 | 361.43 |
Net Cash (Debt) | 174.59 | -409.3 | -103.64 | -196.41 | -40.14 | 398.8 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | 8.79 | -20.66 | -5.25 | -9.89 | -2.00 | 19.21 |
Filing Date Shares Outstanding | 19.62 | 19.61 | 19.49 | 19.4 | 19.76 | 19.99 |
Total Common Shares Outstanding | 19.62 | 19.54 | 19.45 | 19.36 | 19.74 | 19.98 |
Book Value Per Share | 59.31 | 56.41 | 51.01 | 47.15 | 43.39 | 41.79 |
Tangible Book Value | 1,123 | 1,062 | 951.51 | 872.24 | 840.31 | 818.75 |
Tangible Book Value Per Share | 57.25 | 54.33 | 48.93 | 45.06 | 42.56 | 40.98 |