Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
75.48
-1.19 (-1.55%)
May 15, 2026, 4:00 PM EDT - Market closed

Republic Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
126.62131.32101.3790.3791.1187.61
Depreciation & Amortization
6.788.518.648.949.3612.44
Provision for Credit Losses
23.6731.5654.5347.7122.6514.8
Stock-Based Compensation
3.543.112.822.742.582.57
Net Change in Loans Held-for-Sale
-11.67-3.45-4.73-8.0634.87631.44
Other Adjustments
0.21-3.71-2.42-1.16-1.03-14.74
Changes in Accrued Interest and Accounts Receivable
-0.01-2.16-1.68-4.88-3.73.05
Changes in Accounts Payable
-0.37-1.871.083.830.04-0.18
Changes in Other Operating Activities
1.574.9-12.34-29.250.05-6.46
Operating Cash Flow
148.03168.21149108.53154.79100.25
Operating Cash Flow Growth
-10.76%12.90%37.29%-29.89%54.40%32.91%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements
-60.35-203.33-211.0464.84446.99172.55
Net Change in Loans Held-for-Investment
-129.3275.81-30.76-598.48-478.96207.12
Net Change in Securities and Investments
-297.07-310.8966.467.64-217.04232.28
Payments for Business Acquisitions
---40.97---211.55
Capital Expenditures
-10.39-7.1-5.81-6.9-3.5-3.71
Sale of Property, Plant & Equipment
0.33-0.17--0.95
Other Investing Activities
93.354.092.22---28.9
Investing Cash Flow
-398.59-436.12-181.03-516.95-254.51306.55
Net Change in Deposits
103.23-7.4157.38293.64-301.47106.42
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-8.38-14.815.7-119.34-74.0179.94
Long-Term Debt Issued
666.56398301,0182525
Long-Term Debt Repaid
-670-528-815-733--275
Net Long-Term Debt Issued (Repaid)
-3.51111528525-250
Issuance of Common Stock
0.090.870.030.630.640.56
Repurchase of Common Stock
0.040.07-20.2812.5847.53
Net Common Stock Issued (Repurchased)
0.130.940.0320.913.2248.09
Common Dividends Paid
-34.74-33.85-30.51-28.35-26.15-24.7
Financing Cash Flow
56.6555.73147.61411.3-343.36-135.42
Net Cash Flow
-193.92-212.18115.582.88-443.08271.38
Free Cash Flow
137.64161.11143.19101.64151.2996.55
Free Cash Flow Growth
-14.57%12.51%40.89%-32.82%56.69%34.00%
FCF Margin
36.78%42.20%44.45%31.27%49.74%32.91%
Free Cash Flow Per Share
6.958.137.265.127.534.65
Levered Free Cash Flow
120.7244.6106.26347.13118.36-157.25
Unlevered Free Cash Flow
-2.412.28-10.11-28.242.255.14
Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q