Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
91.60
-0.60 (-0.65%)
At close: Oct 23, 2026, 4:00 PM EDT
91.00
-0.60 (-0.66%)
After-hours: Oct 23, 2026, 7:56 PM EDT
Republic Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Depreciation & Amortization | 14.68 | 14.63 | 15.01 | 18.05 | 18.31 |
Gain (Loss) on Sale of Assets | - | -0 | - | - | -0.45 |
Gain (Loss) on Sale of Investments | 3.93 | 5.2 | 4.88 | 5.06 | 4.88 |
Total Asset Writedown | 0.21 | 0.21 | 0.21 | 0.21 | -0.29 |
Provision for Credit Losses | 31.6 | 54.38 | 47.62 | 22.35 | 14.81 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 17.46 | 13.85 | 6.75 | 51.12 | 30.52 |
Accrued Interest Receivable | -2.16 | -1.68 | -4.88 | -3.7 | 3.05 |
Change in Other Net Operating Assets | 4.9 | -12.34 | -29.25 | 0.06 | -6.46 |
Other Operating Activities | -9.7 | -8.96 | -10.38 | -10.55 | -9.18 |
Operating Cash Flow | 168.21 | 149 | 108.53 | 154.79 | 100.25 |
Operating Cash Flow Growth | 12.90% | 37.29% | -29.89% | 54.40% | 32.91% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7.1 | -5.81 | -6.9 | -3.5 | -5.79 |
Sale of Property, Plant and Equipment | - | - | - | - | 0.64 |
Cash Acquisitions | - | - | -40.97 | - | - |
Investment in Securities | -299.17 | 67.11 | 82.27 | -220.2 | 13.54 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -122.21 | -241.79 | -538.95 | -31.97 | 319.36 |
Other Investing Activities | -7.64 | -0.71 | -12.41 | 1.17 | -21.2 |
Investing Cash Flow | -436.12 | -181.03 | -516.95 | -254.51 | 306.55 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 5.7 | - | - | 79.94 |
Long-Term Debt Issued | 639 | 830 | 1,018 | 95 | 25 |
Total Debt Issued | 639 | 835.7 | 1,018 | 95 | 104.94 |
Short-Term Debt Repaid | -14.81 | - | -119.34 | -74.01 | - |
Long-Term Debt Repaid | -528 | -815 | -733 | -25 | -275 |
Total Debt Repaid | -542.81 | -815 | -852.34 | -99.01 | -275 |
Net Debt Issued (Repaid) | 96.19 | 20.7 | 165.66 | -4.01 | -170.06 |
Issuance of Common Stock | 0.87 | 0.67 | 0.63 | 0.64 | 0.59 |
Repurchase of Common Stock | -0.07 | - | -20.28 | -12.58 | -47.53 |
Common Dividends Paid | -33.85 | -30.51 | -28.35 | -26.15 | -24.7 |
Net Increase (Decrease) in Deposit Accounts | -7.4 | 157.38 | 293.64 | -301.47 | 106.42 |
Other Financing Activities | - | -0.64 | -0 | - | -0.14 |
Financing Cash Flow | 55.73 | 147.61 | 411.3 | -343.56 | -135.42 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -212.18 | 115.58 | 2.88 | -443.28 | 271.38 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 161.11 | 143.19 | 101.64 | 151.29 | 94.47 |
Free Cash Flow Growth | 12.51% | 40.89% | -32.82% | 60.15% | 31.48% |
Free Cash Flow Margin | 41.75% | 43.34% | 32.69% | 52.87% | 32.18% |
Free Cash Flow Per Share | 8.13 | 7.25 | 5.12 | 7.53 | 4.55 |