Republic Bancorp, Inc. (RBCAA)

Republic Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	484.24	432.15	316.57	309.69	752.97	482.59
Investment Securities	849.23	451.34	525.01	580.52	339.76	304
Trading Asset Securities	-	6.88	9.18	8.13	7.26	17.09
Mortgage-Backed Securities	-	194.81	184.55	202.67	252.9	276.27
Total Investments	849.23	653.02	718.74	791.32	599.92	597.36
Gross Loans	5,281	5,446	5,248	4,519	4,499	4,823
Allowance for Loan Losses	-79.87	-91.98	-82.13	-70.41	-64.58	-61.07
Other Adjustments to Gross Loans	-	-6.25	-7.82	-3.43	-2.39	-10.26
Net Loans	5,202	5,347	5,158	4,445	4,432	4,752
Property, Plant & Equipment	70.69	68.49	68.1	69	74.9	82.86
Goodwill	40.52	40.52	40.52	16.3	16.3	16.3
Loans Held for Sale	40.21	32.39	27.24	19.18	52.08	51.64
Accrued Interest Receivable	-	20.13	18.45	13.57	9.88	12.93
Restricted Cash	-	-	-	4	4	3
Other Real Estate Owned & Foreclosed	1.25	1.16	1.37	1.58	1.79	2.5
Other Long-Term Assets	301.44	226.85	222.41	156.38	139.5	149.73
Total Assets	7,015	6,847	6,595	5,836	6,094	6,168
Interest Bearing Deposits	4,099	3,873	3,274	2,574	2,769	2,759
Institutional Deposits	-	129.59	101.79	54.86	81.05	83.45
Non-Interest Bearing Deposits	1,239	1,208	1,677	1,909	1,990	1,890
Total Deposits	5,338	5,211	5,053	4,538	4,839	4,733
Short-Term Borrowings	74.52	135.55	216.61	300.15	321.75	437
Current Portion of Long-Term Debt	-	-	-	-	-	10
Current Portion of Leases	-	6.91	-	-	-	-
Accrued Interest Payable	-	5.15	4.07	0.24	0.16	0.34
Federal Home Loan Bank Debt, Long-Term	375	370	270	20	-	-
Long-Term Leases	33.83	30.21	35.54	37.81	39.67	44.34
Trust Preferred Securities	-	-	-	-	-	41.24
Other Long-Term Liabilities	108.7	96.27	102.75	82.89	57.68	78.9
Total Liabilities	5,930	5,855	5,682	4,979	5,259	5,345
Common Stock	1,085	4.59	4.55	4.65	4.7	4.9
Additional Paid-In Capital	-	148.05	142.12	141.69	139.96	143.64
Retained Earnings	-	853.63	786.49	742.25	688.52	666.28
Comprehensive Income & Other	-	-14.24	-20.41	-31.98	1.87	8.51
Shareholders' Equity	1,085	992.03	912.76	856.61	835.05	823.32
Total Liabilities & Equity	7,015	6,847	6,595	5,836	6,094	6,168
Total Debt	483.36	542.67	522.15	357.96	361.43	532.58
Net Cash (Debt)	0.88	-103.64	-196.41	-40.14	398.8	-32.91
Net Cash Per Share	0.04	-5.25	-9.89	-2.00	19.21	-1.56
Filing Date Shares Outstanding	19.54	19.49	19.4	19.76	19.99	20.86
Total Common Shares Outstanding	19.54	19.45	19.36	19.74	19.98	20.9
Book Value Per Share	55.51	51.01	47.15	43.39	41.79	39.40
Tangible Book Value	1,044	951.51	872.24	840.31	818.75	807.02
Tangible Book Value Per Share	53.44	48.93	45.06	42.56	40.98	38.62

Updated Oct 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q