Rhinebeck Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	18.83	19.18	14.61	16.82	19.45
Securities and Investments	162.2	159.95	191.99	223.66	280.28
Short-Term Interbank Lending and Reverse Repurchase Agreements	83.16	18.31	7.52	14.57	52.64
Net Loans	953.39	971.78	1,009	994.37	854.97
Net Property, Plant & Equipment	13.62	14.11	17.57	18.72	19.18
Accrued Interest and Accounts Receivable	4.88	4.44	4.62	4.26	3.37
Other Intangible Assets	0.11	0.17	0.25	0.33	0.43
Goodwill	2.24	2.24	2.24	2.24	2.24
Long-Term Investments	1.96	3.96	6.51	3.26	1.32
Other Non-Earning Assets	61.39	61.65	59.06	57.76	47.29
Total Assets	1,302	1,256	1,313	1,336	1,281
Interest-bearing deposits	870.07	782.66	780.71	846.37	787.19
Noninterest-bearing deposits	227.27	238.13	249.79	283.56	314.81
Total Deposits	1,097	1,021	1,031	1,130	1,102
Short-Term Interbank Borrowing and Repurchase Agreements	25.15	69.77	128.06	57.72	18.04
Accrued Expenses	27.87	28.8	26.52	25.3	20.87
Long-Term Debt	5.16	5.16	5.16	5.16	5.16
Other Liabilities	9.4	9.43	9.27	9.73	9.13
Total Liabilities	1,165	1,134	1,200	1,228	1,155
Common Stock	0.11	0.11	0.11	0.11	0.11
Treasury Stock	-2.84	-3.06	-3.27	-3.49	-3.71
Additional Paid-in Capital	45.71	45.95	45.96	47.08	46.57
Accumulated Other Comprehensive Income	-7.93	-12.94	-29.5	-32.19	-6.64
Retained Earnings	101.8	91.77	100.39	96.62	89.63
Shareholders' Equity	136.85	121.83	113.69	108.13	125.97
Total Liabilities & Equity	1,302	1,256	1,313	1,336	1,281
Total Debt	5.16	5.16	5.16	5.16	5.16
Net Cash (Debt)	-5.16	-5.16	-5.16	-5.16	-5.16
Net Cash Per Share	-0.47	-0.48	-0.47	-0.47	-0.47
Book Value	136.85	121.83	113.69	108.13	125.97
Book Value Per Share	12.49	11.33	10.47	9.83	11.50
Tangible Book Value	134.51	119.43	111.2	105.56	123.3
Tangible Book Value Per Share	12.28	11.10	10.24	9.59	11.26

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q