Rhinebeck Bancorp Statistics
Total Valuation
RBKB has a market cap or net worth of $194.58 million. The enterprise value is $10.25 million.
| Market Cap | 194.58M |
| Enterprise Value | 10.25M |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
RBKB has 14.91 million shares outstanding. The number of shares has increased by 0.12% in one year.
| Current Share Class | 14.91M |
| Shares Outstanding | 14.91M |
| Shares Change (YoY) | +0.12% |
| Shares Change (QoQ) | -0.55% |
| Owned by Insiders (%) | 2.03% |
| Owned by Institutions (%) | 19.52% |
| Float | 14.53M |
Valuation Ratios
The trailing PE ratio is 19.24.
| PE Ratio | 19.24 |
| Forward PE | n/a |
| PS Ratio | 3.65 |
| Forward PS | n/a |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.89 |
| P/FCF Ratio | 15.30 |
| P/OCF Ratio | 13.79 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 0.99 |
| EV / Sales | 0.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.81 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.12 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.15 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.83%.
| Return on Equity (ROE) | 5.83% |
| Return on Assets (ROA) | 0.73% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.59% |
| Revenue Per Employee | $322,885 |
| Profits Per Employee | $62,545 |
| Employee Count | 165 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RBKB has paid $2.83 million in taxes.
| Income Tax | 2.83M |
| Effective Tax Rate | 21.50% |
Stock Price Statistics
The stock price has increased by +88.07% in the last 52 weeks. The beta is 0.18, so RBKB's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +88.07% |
| 50-Day Moving Average | 12.94 |
| 200-Day Moving Average | 11.92 |
| Relative Strength Index (RSI) | 52.68 |
| Average Volume (20 Days) | 87,469 |
Short Selling Information
The latest short interest is 351,826, so 2.36% of the outstanding shares have been sold short.
| Short Interest | 351,826 |
| Short Previous Month | 353,126 |
| Short % of Shares Out | 2.36% |
| Short % of Float | 2.42% |
| Short Ratio (days to cover) | 4.93 |
Income Statement
In the last 12 months, RBKB had revenue of $53.28 million and earned $10.32 million in profits. Earnings per share was $0.68.
| Revenue | 53.28M |
| Gross Profit | 53.28M |
| Operating Income | 14.05M |
| Pretax Income | 13.15M |
| Net Income | 10.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.68 |
Balance Sheet
The company has $211.73 million in cash and $27.40 million in debt, with a net cash position of $184.33 million or $12.36 per share.
| Cash & Cash Equivalents | 211.73M |
| Total Debt | 27.40M |
| Net Cash | 184.33M |
| Net Cash Per Share | $12.36 |
| Equity (Book Value) | 220.84M |
| Book Value Per Share | 14.81 |
| Working Capital | -1.05B |
Cash Flow
In the last 12 months, operating cash flow was $14.11 million and capital expenditures -$1.39 million, giving a free cash flow of $12.72 million.
| Operating Cash Flow | 14.11M |
| Capital Expenditures | -1.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -21.45M |
| Free Cash Flow | 12.72M |
| FCF Per Share | $0.85 |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.37% |
| Pretax Margin | 24.68% |
| Profit Margin | 19.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.43% |
Dividends & Yields
RBKB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.12% |
| Shareholder Yield | -0.12% |
| Earnings Yield | 5.20% |
| FCF Yield | 6.54% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on July 22, 2026. It was a forward split with a ratio of 1.3978:1.
| Last Split Date | Jul 22, 2026 |
| Split Type | Forward |
| Split Ratio | 1.3978:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |