Rhinebeck Bancorp Statistics
Total Valuation
RBKB has a market cap or net worth of $197.11 million. The enterprise value is -$91.10 million.
| Market Cap | 197.11M |
| Enterprise Value | -91.10M |
Important Dates
The next estimated earnings date is Tuesday, October 27, 2026, after market close.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
RBKB has 15.36 million shares outstanding. The number of shares has increased by 1.85% in one year.
| Current Share Class | 15.36M |
| Shares Outstanding | 15.36M |
| Shares Change (YoY) | +1.85% |
| Shares Change (QoQ) | -0.23% |
| Owned by Insiders (%) | 1.97% |
| Owned by Institutions (%) | 6.75% |
| Float | 13.71M |
Valuation Ratios
The trailing PE ratio is 19.93.
| PE Ratio | 19.93 |
| Forward PE | n/a |
| PS Ratio | 3.79 |
| Forward PS | n/a |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | 15.50 |
| P/OCF Ratio | 13.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.35%.
| Return on Equity (ROE) | 7.35% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.63% |
| Revenue Per Employee | $315,455 |
| Profits Per Employee | $59,776 |
| Employee Count | 165 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RBKB has paid $2.64 million in taxes.
| Income Tax | 2.64M |
| Effective Tax Rate | 21.09% |
Stock Price Statistics
The stock price has increased by +37.10% in the last 52 weeks. The beta is 0.16, so RBKB's price volatility has been lower than the market average.
| Beta (5Y) | 0.16 |
| 52-Week Price Change | +37.10% |
| 50-Day Moving Average | 12.50 |
| 200-Day Moving Average | 10.97 |
| Relative Strength Index (RSI) | 54.19 |
| Average Volume (20 Days) | 106,645 |
Short Selling Information
The latest short interest is 303,186, so 1.97% of the outstanding shares have been sold short.
| Short Interest | 303,186 |
| Short Previous Month | 225,624 |
| Short % of Shares Out | 1.97% |
| Short % of Float | 2.21% |
| Short Ratio (days to cover) | 2.24 |
Income Statement
In the last 12 months, RBKB had revenue of $52.05 million and earned $9.86 million in profits. Earnings per share was $0.64.
| Revenue | 52.05M |
| Gross Profit | 52.05M |
| Operating Income | 13.46M |
| Pretax Income | 12.50M |
| Net Income | 9.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.64 |
Balance Sheet
The company has $310.09 million in cash and $21.88 million in debt, with a net cash position of $288.21 million or $18.76 per share.
| Cash & Cash Equivalents | 310.09M |
| Total Debt | 21.88M |
| Net Cash | 288.21M |
| Net Cash Per Share | $18.76 |
| Equity (Book Value) | 139.60M |
| Book Value Per Share | 9.16 |
| Working Capital | -983.75M |
Cash Flow
In the last 12 months, operating cash flow was $14.11 million and capital expenditures -$1.39 million, giving a free cash flow of $12.72 million.
| Operating Cash Flow | 14.11M |
| Capital Expenditures | -1.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -21.45M |
| Free Cash Flow | 12.72M |
| FCF Per Share | $0.83 |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.86% |
| Pretax Margin | 24.01% |
| Profit Margin | 18.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.43% |
Dividends & Yields
RBKB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.85% |
| Shareholder Yield | -1.85% |
| Earnings Yield | 5.00% |
| FCF Yield | 6.45% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 22, 2026. It was a forward split with a ratio of 1.3978:1.
| Last Split Date | Jul 22, 2026 |
| Split Type | Forward |
| Split Ratio | 1.3978:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |