Rhinebeck Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	46.55	46.39	37.7	37.97	41.84	39.41
Net Interest Income Growth	16.61%	23.08%	-0.71%	-9.25%	6.15%	8.35%
Non-Interest Income	6.69	6.97	-8.98	5.78	5.9	7.42
Non-Interest Income Growth	-1.75%	-	-	-1.97%	-20.57%	-10.60%
Revenues Before Loan Losses	53.24	53.36	28.71	43.75	47.73	46.84
Provision for Credit Losses	1.38	1.66	2.8	1.7	1.41	-3.67
Revenue	51.86	51.71	25.91	42.04	46.32	50.5
Revenue Growth (YoY)	18.79%	99.55%	-38.37%	-9.23%	-8.29%	34.53%
Compensation Expenses	22.01	21.61	20.37	19.46	21.6	20.11
Selling, General & Admin	10.27	10.25	9.93	9.98	9.73	9.19
Other Non-Interest Expenses	6.97	7.16	6.55	6.99	6.09	6.22
Total Non-Interest Expense	39.25	39.02	36.85	36.43	37.42	35.51
Pretax Income	12.61	12.69	-10.94	5.61	8.9	14.99
Provision for Income Taxes	2.64	2.64	-2.32	1.22	1.9	3.43
Net Income	9.97	10.05	-8.62	4.4	7	11.56
Net Income to Common	9.97	10.05	-8.62	4.4	7	11.56
Net Income Growth	-	-	-	-37.19%	-39.46%	95.34%
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	1.40%	1.85%	-0.90%	-1.35%	0.46%	2.00%
EPS (Basic)	0.92	0.93	-0.80	0.41	0.65	1.07
EPS (Diluted)	0.91	0.92	-0.80	0.40	0.64	1.06
EPS Growth	-	-	-	-37.50%	-39.62%	92.73%
Free Cash Flow	9.58	10.87	7.66	6.45	13.64	-4.15
Free Cash Flow Growth	-11.89%	41.98%	18.75%	-52.73%	-	-
Free Cash Flow Per Share	0.87	0.99	0.71	0.59	1.24	-0.38
Profit Margin	19.23%	19.43%	-33.27%	10.45%	15.11%	22.89%
FCF Margin	18.47%	21.02%	29.55%	15.33%	29.45%	-8.21%
Effective Tax Rate	20.91%	20.81%	21.19%	21.71%	21.35%	22.90%

SEC Filings: 10-K · 10-Q