Rhinebeck Bancorp, Inc. (RBKB)
NASDAQ: RBKB · Real-Time Price · USD
12.85
+0.02 (0.16%)
Oct 29, 2026, 4:00 PM EDT - Market closed
Rhinebeck Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10.05 | -8.62 | 4.4 | 7 | 11.56 |
Depreciation & Amortization | 1.36 | 1.42 | 1.49 | 1.65 | 1.66 |
Gain (Loss) on Sale of Assets | -0.01 | 0.01 | 0.33 | 0.04 | -0.03 |
Gain (Loss) on Sale of Investments | -0.16 | 16.09 | 0.28 | 0.4 | 0.33 |
Provision for Credit Losses | 1.66 | 2.8 | 1.7 | 1.41 | -3.67 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.25 | 1.07 | -0.54 | 4.57 | 1.35 |
Accrued Interest Receivable | -0.45 | 0.18 | -0.36 | -0.89 | 0.45 |
Change in Other Net Operating Assets | -2.83 | -1.53 | -0.11 | 0.63 | -3.38 |
Other Operating Activities | 1.84 | -2.99 | -0.57 | 0.01 | 1.11 |
Operating Cash Flow | 11.74 | 8.47 | 7.05 | 14.8 | 7.65 |
Operating Cash Flow Growth | 38.64% | 20.18% | -52.36% | 93.35% | -48.45% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.85 | -0.79 | -0.58 | -1.13 | -1.77 |
Sale of Property, Plant and Equipment | 0.05 | 2.89 | - | - | - |
Cash Acquisitions | - | - | - | - | 32.77 |
Investment in Securities | 3.25 | 35.7 | 34.07 | 24 | -182.4 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 16.74 | 33.36 | -16.16 | -144.52 | 23.75 |
Other Investing Activities | 1.98 | 3.56 | -2.61 | -1.96 | -8.22 |
Investing Cash Flow | 21.16 | 74.75 | 14.7 | -123.61 | -135.73 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 28.73 | 34.51 | - |
Long-Term Debt Issued | 0.22 | - | 41.61 | 5.18 | - |
Total Debt Issued | 0.22 | - | 70.34 | 39.68 | - |
Short-Term Debt Repaid | -44.84 | -33.55 | - | - | -15.87 |
Long-Term Debt Repaid | - | -24.74 | - | - | -16.77 |
Total Debt Repaid | -44.84 | -58.29 | - | - | -32.63 |
Net Debt Issued (Repaid) | -44.62 | -58.29 | 70.34 | 39.68 | -32.63 |
Issuance of Common Stock | - | - | - | - | 0.04 |
Repurchase of Common Stock | -0.31 | - | -1.46 | -0.11 | -0.13 |
Net Increase (Decrease) in Deposit Accounts | 76.56 | -9.72 | -99.43 | 27.93 | 138.77 |
Other Financing Activities | -0.03 | 0.15 | -0.46 | 0.6 | 0.64 |
Financing Cash Flow | 31.6 | -67.86 | -31.01 | 68.11 | 106.69 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 64.5 | 15.36 | -9.26 | -40.71 | -21.39 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 10.89 | 7.68 | 6.47 | 13.66 | 5.88 |
Free Cash Flow Growth | 41.85% | 18.69% | -52.65% | 132.44% | -54.71% |
Free Cash Flow Margin | 21.07% | 29.64% | 15.53% | 29.50% | 11.64% |
Free Cash Flow Per Share | 0.71 | 0.51 | 0.43 | 0.89 | 0.38 |