Rhinebeck Bancorp, Inc. (RBKB)
NASDAQ: RBKB · Real-Time Price · USD
12.85
+0.02 (0.16%)
Oct 29, 2026, 4:00 PM EDT - Market closed
Rhinebeck Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 201.33 | 101.99 | 37.48 | 22.13 | 31.38 | 72.09 |
Investment Securities | 281.64 | 73.22 | 66.46 | 63.41 | 79.13 | 103.79 |
Trading Asset Securities | - | 7.2 | 6.74 | 6.28 | 4.55 | 0.64 |
Mortgage-Backed Securities | - | 88.98 | 93.49 | 128.58 | 144.53 | 176.49 |
Total Investments | 281.64 | 169.41 | 166.69 | 198.26 | 228.21 | 280.93 |
Gross Loans | 944.48 | 961.74 | 980.32 | 1,016 | 1,002 | 858.58 |
Allowance for Loan Losses | - | -8.35 | -8.54 | -8.12 | -7.94 | -7.56 |
Net Loans | 944.48 | 953.39 | 971.78 | 1,008 | 994.12 | 851.02 |
Property, Plant & Equipment | 13.2 | 19.67 | 21.41 | 23.81 | 25.62 | 27.02 |
Goodwill | 2.24 | 2.24 | 2.24 | 2.24 | 2.24 | 2.24 |
Other Intangible Assets | 0.09 | 0.11 | 0.17 | 0.25 | 0.33 | 0.43 |
Loans Held for Sale | - | - | - | 0.91 | 0.25 | 3.95 |
Accrued Interest Receivable | 5.49 | 5 | 4.59 | 4.62 | 4.31 | 3.38 |
Long-Term Deferred Tax Assets | 5.32 | 4.94 | 8.11 | 9.94 | 10.13 | 3.35 |
Other Real Estate Owned & Foreclosed | - | - | - | 0.03 | - | - |
Other Long-Term Assets | 56.25 | 43.09 | 39.34 | 36.58 | 36.13 | 35.44 |
Total Assets | 1,511 | 1,302 | 1,256 | 1,313 | 1,336 | 1,281 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 30.45 | 7.15 | 7.79 | 8.5 | 9.04 | 7.75 |
Interest Bearing Deposits | 986.05 | 770.41 | 687.07 | 680.65 | 807.47 | 763.48 |
Institutional Deposits | - | 99.66 | 95.59 | 100.06 | 38.9 | 23.7 |
Non-Interest Bearing Deposits | 258.33 | 227.27 | 238.13 | 249.79 | 283.56 | 314.81 |
Total Deposits | 1,244 | 1,097 | 1,021 | 1,031 | 1,130 | 1,102 |
Short-Term Borrowings | - | 7.2 | 6.74 | 6.28 | 4.55 | 0.64 |
Current Portion of Long-Term Debt | - | 1.61 | - | - | - | - |
Current Portion of Leases | - | 0.69 | - | - | - | - |
Accrued Interest Payable | - | 0.12 | 0.15 | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 5.75 | 23.54 | 69.77 | 128.06 | 57.72 | 18.04 |
Long-Term Leases | - | 5.45 | 7.39 | 6.31 | 6.9 | 7.84 |
Trust Preferred Securities | 5.16 | 5.16 | 5.16 | 5.16 | 5.16 | 5.16 |
Pension & Post-Retirement Benefits | - | 2.2 | 1.26 | 0.19 | 0.23 | 0.22 |
Other Long-Term Liabilities | 4.63 | 14.46 | 14.88 | 14.51 | 14.32 | 13.55 |
Total Liabilities | 1,290 | 1,165 | 1,134 | 1,200 | 1,228 | 1,155 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.16 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
Additional Paid-In Capital | 130.7 | 45.71 | 45.95 | 45.96 | 47.08 | 46.57 |
Retained Earnings | 109.13 | 101.8 | 91.77 | 100.39 | 96.62 | 89.63 |
Comprehensive Income & Other | -19.15 | -10.77 | -15.99 | -32.77 | -35.68 | -10.34 |
Shareholders' Equity | 220.84 | 136.85 | 121.83 | 113.69 | 108.13 | 125.97 |
Total Liabilities & Equity | 1,511 | 1,302 | 1,256 | 1,313 | 1,336 | 1,281 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 10.9 | 43.66 | 89.06 | 145.8 | 74.32 | 31.68 |
Net Cash (Debt) | 190.43 | 65.53 | -44.83 | -117.4 | -38.39 | 41.06 |
Net Cash Growth | 194.44% | - | - | - | - | 30.89% |
Net Cash Per Share | 12.47 | 4.28 | -2.98 | -7.74 | -2.50 | 2.68 |
Filing Date Shares Outstanding | 15.64 | 15.18 | 15.08 | 15.02 | 15.29 | 15.27 |
Total Common Shares Outstanding | 15.64 | 15.18 | 15.08 | 15.02 | 15.29 | 15.27 |
Book Value Per Share | 14.12 | 9.02 | 8.08 | 7.57 | 7.07 | 8.25 |
Tangible Book Value | 218.52 | 134.51 | 119.43 | 111.2 | 105.56 | 123.3 |
Tangible Book Value Per Share | 13.98 | 8.86 | 7.92 | 7.40 | 6.91 | 8.07 |