Rhinebeck Bancorp, Inc. (RBKB)

NASDAQ: RBKB · Real-Time Price · USD

12.63

-0.15 (-1.17%)

At close: Aug 26, 2026, 4:00 PM EDT

12.88

+0.25 (1.98%)

After-hours: Aug 26, 2026, 7:10 PM EDT

Rhinebeck Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	304.56	101.99	37.48	22.13	31.38	72.09
Investment Securities	88.49	73.22	66.46	63.41	79.13	103.79
Trading Asset Securities	5.52	7.2	6.74	6.28	4.55	0.64
Mortgage-Backed Securities	82.88	88.98	93.49	128.58	144.53	176.49
Total Investments	176.89	169.41	166.69	198.26	228.21	280.93
Gross Loans	926.17	961.74	980.32	1,016	1,002	858.58
Allowance for Loan Losses	-7.7	-8.35	-8.54	-8.12	-7.94	-7.56
Net Loans	918.48	953.39	971.78	1,008	994.12	851.02
Property, Plant & Equipment	19.19	19.67	21.41	23.81	25.62	27.02
Goodwill	2.24	2.24	2.24	2.24	2.24	2.24
Other Intangible Assets	0.09	0.11	0.17	0.25	0.33	0.43
Loans Held for Sale	-	-	-	0.91	0.25	3.95
Accrued Interest Receivable	4.59	5	4.59	4.62	4.31	3.38
Long-Term Deferred Tax Assets	4.62	4.94	8.11	9.94	10.13	3.35
Other Real Estate Owned & Foreclosed	-	-	-	0.03	-	-
Other Long-Term Assets	38.24	43.09	39.34	36.58	36.13	35.44
Total Assets	1,470	1,302	1,256	1,313	1,336	1,281

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	6.14	7.15	7.79	8.5	9.04	7.75
Interest Bearing Deposits	933.78	770.41	687.07	680.65	807.47	763.48
Institutional Deposits	106.41	99.66	95.59	100.06	38.9	23.7
Non-Interest Bearing Deposits	242.77	227.27	238.13	249.79	283.56	314.81
Total Deposits	1,283	1,097	1,021	1,031	1,130	1,102
Short-Term Borrowings	5.52	7.2	6.74	6.28	4.55	0.64
Current Portion of Long-Term Debt	3.32	1.61	-	-	-	-
Current Portion of Leases	0.36	0.69	-	-	-	-
Accrued Interest Payable	0.11	0.12	0.15	-	-	-
Federal Home Loan Bank Debt, Long-Term	1.83	23.54	69.77	128.06	57.72	18.04
Long-Term Leases	5.69	5.45	7.39	6.31	6.9	7.84
Trust Preferred Securities	5.16	5.16	5.16	5.16	5.16	5.16
Pension & Post-Retirement Benefits	2.12	2.2	1.26	0.19	0.23	0.22
Other Long-Term Liabilities	17.23	14.46	14.88	14.51	14.32	13.55
Total Liabilities	1,330	1,165	1,134	1,200	1,228	1,155

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.11	0.11	0.11	0.11	0.11	0.11
Additional Paid-In Capital	44.91	45.71	45.95	45.96	47.08	46.57
Retained Earnings	105.98	101.8	91.77	100.39	96.62	89.63
Comprehensive Income & Other	-11.39	-10.77	-15.99	-32.77	-35.68	-10.34
Shareholders' Equity	139.6	136.85	121.83	113.69	108.13	125.97
Total Liabilities & Equity	1,470	1,302	1,256	1,313	1,336	1,281

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	21.88	43.66	89.06	145.8	74.32	31.68
Net Cash (Debt)	288.21	65.53	-44.83	-117.4	-38.39	41.06
Net Cash Growth	468.34%	-	-	-	-	30.89%
Net Cash Per Share	18.79	4.28	-2.98	-7.74	-2.50	2.68
Filing Date Shares Outstanding	15.36	15.18	15.08	15.02	15.29	15.27
Total Common Shares Outstanding	15.25	15.18	15.08	15.02	15.29	15.27
Book Value Per Share	9.16	9.02	8.08	7.57	7.07	8.25
Tangible Book Value	137.28	134.51	119.43	111.2	105.56	123.3
Tangible Book Value Per Share	9.00	8.86	7.92	7.40	6.91	8.07

SEC Filings: 10-K · 10-Q