Rhinebeck Bancorp Statistics
Total Valuation
RBKB has a market cap or net worth of $168.07 million. The enterprise value is $102.54 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
RBKB has 10.86 million shares outstanding. The number of shares has increased by 1.86% in one year.
| Current Share Class | 10.86M |
| Shares Outstanding | 10.86M |
| Shares Change (YoY) | +1.86% |
| Shares Change (QoQ) | -0.21% |
| Owned by Insiders (%) | 2.83% |
| Owned by Institutions (%) | 11.24% |
| Float | 2.82M |
Valuation Ratios
The trailing PE ratio is 16.92.
| PE Ratio | 16.92 |
| Forward PE | n/a |
| PS Ratio | 3.25 |
| Forward PS | n/a |
| PB Ratio | 1.24 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 15.43 |
| P/OCF Ratio | 14.31 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.21 |
| EV / Sales | 1.98 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.41 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.77%.
| Return on Equity (ROE) | 7.77% |
| Return on Assets (ROA) | 0.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.88% |
| Revenue Per Employee | $313,364 |
| Profits Per Employee | $60,879 |
| Employee Count | 165 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RBKB has paid $2.64 million in taxes.
| Income Tax | 2.64M |
| Effective Tax Rate | 20.81% |
Stock Price Statistics
The stock price has increased by +48.43% in the last 52 weeks. The beta is 0.11, so RBKB's price volatility has been lower than the market average.
| Beta (5Y) | 0.11 |
| 52-Week Price Change | +48.43% |
| 50-Day Moving Average | 14.08 |
| 200-Day Moving Average | 12.37 |
| Relative Strength Index (RSI) | 56.59 |
| Average Volume (20 Days) | 15,783 |
Short Selling Information
The latest short interest is 81,923, so 0.75% of the outstanding shares have been sold short.
| Short Interest | 81,923 |
| Short Previous Month | 85,877 |
| Short % of Shares Out | 0.75% |
| Short % of Float | 2.91% |
| Short Ratio (days to cover) | 4.31 |
Income Statement
In the last 12 months, RBKB had revenue of $51.71 million and earned $10.05 million in profits. Earnings per share was $0.92.
| Revenue | 51.71M |
| Gross Profit | 51.71M |
| Operating Income | 13.79M |
| Pretax Income | 12.69M |
| Net Income | 10.05M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.92 |
Full Income StatementBalance Sheet
The company has $109.19 million in cash and $43.66 million in debt, with a net cash position of $65.53 million or $6.04 per share.
| Cash & Cash Equivalents | 109.19M |
| Total Debt | 43.66M |
| Net Cash | 65.53M |
| Net Cash Per Share | $6.04 |
| Equity (Book Value) | 136.85M |
| Book Value Per Share | 12.60 |
| Working Capital | -999.93M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $11.74 million and capital expenditures -$850,000, giving a free cash flow of $10.89 million.
| Operating Cash Flow | 11.74M |
| Capital Expenditures | -850,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -44.62M |
| Free Cash Flow | 10.89M |
| FCF Per Share | $1.00 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.66% |
| Pretax Margin | 24.53% |
| Profit Margin | 19.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.07% |
