Radian Group Inc. (RDN)

Radian Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	1,249	1,241	1,191	1,330	1,439	1,527
Revenue Growth (YoY)	3.46%	4.19%	-10.47%	-7.55%	-5.79%	19.95%
Cost of Revenue	37.42	38.49	82.36	103.71	86.07	108.32
Gross Profit	1,212	1,202	1,108	1,226	1,353	1,419
Selling, General & Admin	372.02	372.16	405.07	352.72	311.7	331.44
Other Operating Expenses	-18.72	-27.24	-333.93	24.33	490.26	159.15
Operating Expenses	353.31	344.92	71.14	377.04	801.96	490.59
Operating Income	858.66	857.18	1,037	849.18	550.59	928.04
Interest Expense / Income	96.53	89.7	84.45	84.34	71.15	56.31
Other Expense / Income	-	-	-	-	-	22.74
Pretax Income	762.13	767.49	952.78	764.83	479.44	848.99
Income Tax	164.41	164.37	209.85	164.16	85.82	176.68
Net Income	597.72	603.12	742.93	600.67	393.63	672.31
Net Income Growth	-16.93%	-18.82%	23.68%	52.60%	-41.45%	10.94%
Shares Outstanding (Basic)	154	158	168	188	195	209
Shares Outstanding (Diluted)	156	160	171	190	197	210
Shares Change	-3.33%	-6.17%	-10.30%	-3.24%	-6.51%	-3.76%
EPS (Basic)	3.81	3.81	4.42	3.19	2.01	3.22
EPS (Diluted)	3.78	3.77	4.35	3.16	2.00	3.20
EPS Growth	-12.90%	-13.33%	37.66%	58.00%	-37.50%	15.52%
Free Cash Flow	450.65	513.15	370.63	544.51	641.42	666.81
Free Cash Flow Per Share	2.93	3.25	2.21	2.89	3.28	3.19
Dividend Per Share	0.920	0.900	0.800	0.545	0.500	0.010
Dividend Growth	11.52%	12.50%	46.79%	9.00%	4900.00%	11.11%
Gross Margin	97.00%	96.90%	93.08%	92.20%	94.02%	92.91%
Operating Margin	68.73%	69.09%	87.11%	63.85%	38.27%	60.78%
Profit Margin	47.84%	48.62%	62.39%	45.17%	27.36%	44.03%
Free Cash Flow Margin	36.07%	41.36%	31.13%	40.94%	44.59%	43.67%
Effective Tax Rate	21.57%	21.42%	22.02%	21.46%	17.90%	20.81%
EBITDA	932.29	930.81	1,110	921.2	617.18	978.03
EBITDA Margin	74.62%	75.03%	93.18%	69.27%	42.90%	64.05%
Depreciation & Amortization	73.63	73.63	72.27	72.02	66.59	72.73
EBIT	858.66	857.18	1,037	849.18	550.59	905.3
EBIT Margin	68.73%	69.09%	87.11%	63.85%	38.27%	59.29%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).