Radian Group Inc. (RDN)

Radian Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Non-Interest Income	1,197	1,206	1,177	1,191	1,330
Non-Interest Income Growth	-0.76%	2.46%	-1.13%	-10.47%	-7.56%
Revenues Before Loan Losses	1,197	1,206	1,177	1,191	1,330
Provision for Credit Losses	66.77	-2.25	-42.14	-338.24	20.88
Revenue	1,130	1,209	1,219	1,529	1,309
Revenue Growth (YoY)	-6.47%	-0.89%	-20.24%	16.80%	37.29%
Other Non-Interest Expenses	339.09	362.94	355.56	576.19	544.22
Total Non-Interest Expense	339.09	362.94	355.56	576.19	544.22
Pretax Income	791.23	845.61	863.88	952.78	764.83
Provision for Income Taxes	173.05	185.29	188.02	209.85	164.16
Net Income	582.64	604.44	603.12	742.93	600.67
Earnings From Discontinued Operations	-35.54	-55.88	-72.74	-	-
Net Income to Common	582.64	604.44	603.12	742.93	600.67
Net Income Growth	-3.61%	0.22%	-18.82%	23.68%	52.60%
Shares Outstanding (Basic)	139	152	158	168	188
Shares Outstanding (Diluted)	141	154	160	171	190
Shares Change (YoY)	-8.68%	-3.71%	-6.17%	-10.30%	-3.24%
EPS (Basic)	4.18	3.96	3.81	4.42	3.19
EPS (Diluted)	4.14	3.92	3.77	4.35	3.16
EPS Growth	5.61%	3.98%	-13.33%	37.66%	58.00%
Free Cash Flow	115.66	-665.14	520.9	370.63	544.51
Free Cash Flow Growth	-	-	40.55%	-31.93%	-15.11%
Free Cash Flow Per Share	0.82	-4.31	3.25	2.17	2.86
Dividends Per Share	1.020	0.980	0.900	0.800	0.545
Dividend Growth	4.08%	8.89%	12.50%	46.79%	9.00%
Profit Margin	106.24%	104.65%	104.88%	48.59%	45.89%
FCF Margin	10.23%	-55.04%	42.72%	24.24%	41.60%
EBITDA	46.43	61.75	57.89	76.58	75.47
EBITDA Margin	4.11%	5.11%	4.75%	5.01%	5.77%
Effective Tax Rate	21.87%	21.91%	21.76%	22.02%	21.46%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q