Radian Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Non-Interest Income	1,388	1,197	1,206	1,177	1,191	1,330
Non-Interest Income Growth	13.58%	-0.76%	2.46%	-1.13%	-10.47%	-7.56%
Revenues Before Loan Losses	1,388	1,197	1,206	1,177	1,191	1,330
Provision for Credit Losses	159.5	66.77	-2.25	-42.14	-338.24	20.88
Revenue	1,229	1,130	1,209	1,219	1,529	1,309
Revenue Growth (YoY)	2.21%	-6.47%	-0.89%	-20.24%	16.80%	37.29%
Other Non-Interest Expenses	480.13	339.09	362.94	355.56	576.19	544.22
Total Non-Interest Expense	480.13	339.09	362.94	355.56	576.19	544.22
Pretax Income	748.41	791.23	845.61	863.88	952.78	764.83
Provision for Income Taxes	165.54	173.05	185.29	188.02	209.85	164.16
Net Income	562.18	582.64	604.44	603.12	742.93	600.67
Earnings From Discontinued Operations	-20.69	-35.54	-55.88	-72.74	-	-
Net Income to Common	562.18	582.64	604.44	603.12	742.93	600.67
Net Income Growth	-5.78%	-3.61%	0.22%	-18.82%	23.68%	52.60%
Shares Outstanding (Basic)	137	139	152	158	168	188
Shares Outstanding (Diluted)	138	141	154	160	171	190
Shares Change (YoY)	-8.91%	-8.68%	-3.71%	-6.17%	-10.30%	-3.24%
EPS (Basic)	4.10	4.18	3.96	3.81	4.42	3.19
EPS (Diluted)	4.06	4.14	3.92	3.77	4.35	3.16
EPS Growth	3.31%	5.61%	3.98%	-13.33%	37.66%	58.00%
Shares Outstanding	134.85	135.5	147.57	153.18	157.06	175.42
Free Cash Flow	333.33	115.66	-665.14	520.9	370.63	544.51
Free Cash Flow Growth	188.21%	-	-	40.55%	-31.93%	-15.11%
Free Cash Flow Per Share	2.41	0.82	-4.31	3.25	2.17	2.86
Dividends Per Share	1.020	1.020	0.980	0.900	0.800	0.545
Dividend Growth	-	4.08%	8.89%	12.50%	46.79%	9.00%
Profit Margin	47.44%	54.69%	54.64%	55.42%	48.59%	45.89%
FCF Margin	27.13%	10.23%	-55.04%	42.72%	24.24%	41.60%
EBITDA	23.31	46.43	61.75	57.89	76.58	75.47
EBITDA Margin	1.90%	4.11%	5.11%	4.75%	5.01%	5.77%
Effective Tax Rate	22.12%	21.87%	21.91%	21.76%	22.02%	21.46%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q