Radian Group Inc. (RDN)
NYSE: RDN · Real-Time Price · USD
36.53
+0.56 (1.56%)
Nov 9, 2026, 4:00 PM EST - Market closed
Radian Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 558.51 | 582.64 | 604.44 | 603.12 | 742.93 | 600.67 |
Depreciation & Amortization | 53.09 | 36 | 44.49 | 53.22 | 61.73 | 71.91 |
Gain (Loss) on Sale of Investments | 0.02 | 0.02 | 4.35 | -9.41 | 80.73 | -15.6 |
Change in Accounts Receivable | 0.79 | 0.79 | -1.77 | -11.18 | 4.21 | -2.72 |
Reinsurance Recoverable | -14.25 | -14.25 | -9.48 | -0.36 | 42.26 | 5.31 |
Change in Unearned Revenue | -29 | -29 | -37.06 | -46.08 | -57.61 | -119.7 |
Change in Income Taxes | -135.25 | -135.25 | -170.76 | -153.95 | -242.25 | -143.23 |
Change in Insurance Reserves / Liabilities | 45.52 | 45.52 | -10.49 | -56.03 | -401.8 | -19.77 |
Change in Other Net Operating Assets | 47.79 | 47.79 | -4.49 | 5.06 | 17.96 | 63.39 |
Other Operating Activities | 311.34 | 174.67 | 226.07 | 245.49 | 206.93 | 161.79 |
Operating Cash Flow | 1,415 | 119.86 | -663.57 | 529.43 | 388.3 | 557.11 |
Operating Cash Flow Growth | - | - | - | 36.35% | -30.30% | -15.39% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -3.04 | -4.21 | -1.56 | -8.53 | -17.67 | -12.6 |
Cash Acquisitions | -1,567 | - | - | - | - | - |
Investment in Securities | 1,102 | -82.05 | 279.54 | -221.88 | 19.38 | 4.61 |
Other Investing Activities | 42.39 | 213.54 | 49.77 | -70.43 | -6.89 | 6.13 |
Investing Cash Flow | -426.12 | 127.29 | 327.75 | -300.84 | -5.18 | -1.86 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 0.59 | - | - | - | 13.57 |
Long-Term Debt Issued | - | 94.68 | 623.25 | 55.62 | 432.97 | 42 |
Total Debt Issued | 342.55 | 95.27 | 623.25 | 55.62 | 432.97 | 55.57 |
Total Debt Repaid | -331.38 | -163.44 | -1,057 | -64.39 | -377.05 | -48 |
Net Debt Issued (Repaid) | 11.17 | -68.17 | -433.39 | -8.78 | 55.92 | 7.57 |
Issuance of Common Stock | 0.38 | 1.04 | 0.93 | 1.76 | 1.34 | 1.38 |
Repurchases of Common Stock | -255.84 | -431.91 | -225.06 | -133.31 | -400.2 | -399.1 |
Common Dividends Paid | -141.56 | -145.62 | -151.96 | -145.91 | -135.44 | -103.3 |
Other Financing Activities | -514.59 | 401.55 | 1,167 | 21.16 | -0.81 | -3.33 |
Financing Cash Flow | -900.44 | -243.1 | 357.23 | -265.09 | -479.18 | -496.78 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 2.25 | - | - | - | - | - |
Net Cash Flow | 90.8 | 4.05 | 21.41 | -36.5 | -96.06 | 58.47 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,412 | 115.66 | -665.14 | 520.9 | 370.63 | 544.51 |
Free Cash Flow Growth | - | - | - | 40.55% | -31.93% | -15.11% |
Free Cash Flow Margin | 71.68% | 9.66% | -55.14% | 44.25% | 31.13% | 40.94% |
Free Cash Flow Per Share | 10.29 | 0.82 | -4.31 | 3.25 | 2.17 | 2.86 |
Levered Free Cash Flow | 690.32 | -581.22 | 471.43 | 223.76 | 716.15 | 416.06 |
Unlevered Free Cash Flow | 741.27 | -538.54 | 526.43 | 277.62 | 768.93 | 468.77 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 64.04 | 64.04 | 89.09 | 83.27 | 79.06 | 78.7 |
Cash Income Tax Paid | 137.13 | 137.13 | 172.71 | 153.94 | 243.5 | 143.97 |
Change in Working Capital | -83.78 | -83.78 | -241.66 | -284.3 | -715.37 | -265.22 |