Radian Group Inc. (RDN)
Stock Price Chart
Key Info
| Market Cap | 2.98B |
| Revenue (ttm) | 1.46B |
| Net Income (ttm) | 445.13M |
| Shares Out | 191.55M |
| EPS (ttm) | 2.21 |
| PE Ratio | 7.04 |
| Forward PE | 8.65 |
| Dividend | $0.50 |
| Dividend Yield | 3.21% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $15.56 |
| Previous Close | $15.32 |
| Change ($) | 0.24 |
| Change (%) | 1.53% |
| Day's Open | 15.17 |
| Day's Range | 15.07 - 15.56 |
| Day's Volume | 270,516 |
| 52-Week Range | 9.53 - 26.32 |
More Stats
| Market Cap | 2.98B |
| Enterprise Value | 4.47B |
| Earnings Date (est) | Oct 28, 2020 |
| Ex-Dividend Date | May 22, 2020 |
| Shares Outstanding | 191.55M |
| Float | 190.81M |
| EPS (basic) | 2.17 |
| EPS (diluted) | 2.21 |
| FCF / Share | 3.30 |
| Dividend | $0.50 |
| Dividend Yield | 3.21% |
| Earnings Yield | 14.21% |
| FCF Yield | 21.43% |
| Payout Ratio | n/a |
| Shares Short | 6.57M |
| Short Ratio | 2.95 |
| Short % of Float | 3.45% |
| Beta | 1.64 |
| PE Ratio | 7.04 |
| Forward PE | 8.65 |
| P/FCF Ratio | 4.67 |
| PS Ratio | 2.04 |
| PB Ratio | 0.77 |
| Revenue | 1.46B |
| Operating Income | 622.87M |
| Net Income | 445.13M |
| Free Cash Flow | 638.58M |
| Net Cash | -1.49B |
| Net Cash / Share | -7.80 |
| Gross Margin | 86.28% |
| Operating Margin | 42.61% |
| Profit Margin | 30.40% |
| FCF Margin | 43.68% |
| ROA | 5.65% |
| ROE | 11.46% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,527 | 1,273 | 1,222 | 1,238 | 1,193 | 1,073 | 750 | 903 | 1,948 | 417 |
| Revenue Growth | 19.95% | 4.21% | -1.36% | 3.79% | 11.24% | 43.04% | -16.93% | -53.65% | 366.59% | - |
| Gross Profit | 1,419 | 1,175 | 1,117 | 1,124 | 1,100 | 1,028 | 750 | 903 | 1,948 | 417 |
| Operating Income | 928 | 746 | 461 | 640 | 623 | 498 | -98.73 | -221 | 430 | -1,553 |
| Net Income | 672 | 606 | 121 | 308 | 287 | 960 | -197 | -451 | 302 | -1,806 |
| Shares Outstanding | 209 | 214 | 215 | 212 | 200 | 185 | 166 | 133 | 132 | 115 |
| Earnings Per Share | 3.20 | 2.77 | 0.55 | 1.37 | 1.22 | 4.16 | -1.18 | -3.41 | 2.26 | -15.74 |
| EPS Growth | 15.52% | 403.64% | -59.85% | 12.3% | -70.67% | - | - | - | - | - |
| Dividend Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Dividend Growth | 11.11% | 12.5% | -20% | 11.11% | -10% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 694 | 678 | 361 | 382 | 11.72 | -146 | -665 | -511 | -898 | -863 |
| Capital Expenditures | -27.63 | -26.01 | -28.68 | -35.54 | -25.47 | -18.50 | -6.00 | -2.20 | -2.98 | -2.52 |
| Free Cash Flow | 667 | 652 | 332 | 346 | -13.75 | -165 | -671 | -513 | -901 | -865 |
| Cash & Equivalents | 96.27 | 107 | 96.24 | 61.81 | 59.90 | 44.50 | 45.41 | 55.78 | 62.61 | 51.75 |
| Total Debt | 1,022 | 1,113 | 1,027 | 1,070 | 1,219 | 1,192 | 930 | 772 | 1,047 | 1,485 |
| Net Cash / Debt | -926 | -1,006 | -931 | -1,008 | -1,160 | -1,148 | -885 | -717 | -984 | -1,433 |
| Assets | 6,808 | 6,315 | 5,901 | 5,863 | 5,642 | 6,842 | 5,622 | 5,903 | 6,657 | 7,621 |
| Liabilities | 2,760 | 2,826 | 2,901 | 2,991 | 3,145 | 4,671 | 4,682 | 5,167 | 5,474 | 6,761 |
| Book Value | 4,049 | 3,489 | 3,000 | 2,872 | 2,497 | 2,097 | 940 | 736 | 1,182 | 860 |
Company Profile
Company Details
| Full Name | Radian Group Inc. |
| Country | United States |
| Employees | 2,000 |
| CEO | Richard G. Thornberry |
Stock Information
| Ticker Symbol | RDN |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Insurance—Specialty |
| Unique Identifier | NYSE: RDN |
| IPO Date | October 30, 1992 |
Description
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company operates in two segments, Mortgage Insurance and Services. The Mortgage Insurance segment offers credit-related insurance coverage, primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management solutions to mortgage lending institutions and mortgage credit investors. This segment primarily serves mortgage bankers, commercial banks, savings institutions, credit unions, and community banks. The Services segment offers mortgage services, including transaction management services, such as loan review, residential mortgage-backed securities securitization and distressed asset reviews, review and valuation services related to single family rental properties, servicer and loan surveillance, and underwriting; real estate services comprising real estate owned asset management, and real estate valuation and brokerage services, as well as software as a service solutions and platforms; and title services that include title insurance products, and closing services. This segment provides its mortgage and real estate services to mortgage lenders, financial institutions, investors, government entities, and others. The company was founded in 1977 and is headquartered in Philadelphia, Pennsylvania.