Home » Stocks » RDN

Radian Group Inc. (RDN)

Stock Price: $19.52 USD -0.45 (-2.25%)
Updated November 27, 1:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 3.74B
Revenue (ttm) 1.46B
Net Income (ttm) 406.80M
Shares Out 191.56M
EPS (ttm) 2.04
PE Ratio 9.57
Forward PE 6.91
Dividend $0.50
Dividend Yield 2.56%

Stock Quote

Trading Day November 27
Last Price $19.52
Previous Close $19.97
Change ($) -0.45
Change (%) -2.25%
Day's Open 19.91
Day's Range 19.37 - 20.05
Day's Volume 1,670,715
52-Week Range 9.53 - 26.32

More Stats

Market Cap 3.74B
Enterprise Value 5.20B
Earnings Date (est) Jan 28, 2021
Ex-Dividend Date Nov 20, 2020
Shares Outstanding 191.56M
Float 190.74M
EPS (basic) 2.02
EPS (diluted) 2.04
FCF / Share 3.44
Dividend $0.50
Dividend Yield 2.56%
Earnings Yield 10.45%
FCF Yield 17.78%
Payout Ratio 18.70%
Shares Short 10.99M
Short Ratio 5.61
Short % of Float 5.76%
Beta 1.68
PE Ratio 9.57
Forward PE 6.91
P/FCF Ratio 5.63
PS Ratio 2.57
PB Ratio 0.88
Revenue 1.46B
Operating Income 568.05M
Net Income 406.80M
Free Cash Flow 664.74M
Net Cash -1.46B
Net Cash / Share -7.62
Gross Margin 86.58%
Operating Margin 38.99%
Profit Margin 27.90%
FCF Margin 45.63%
ROA 5.06%
ROE 10.11%
ROIC 6.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (12)

Buy 10
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$23.77*
(21.77% upside)
Low
21.0
Current: $19.52
High
28.0
Target: 23.77
*Average 12-month price target from 11 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,5271,2731,2221,2381,1931,0737509031,948417
Revenue Growth19.95%4.21%-1.36%3.79%11.24%43.04%-16.93%-53.65%366.59%-
Gross Profit1,4191,1751,1171,1241,1001,0287509031,948417
Operating Income928746461640623498-98.73-221430-1,553
Net Income672606121308287960-197-451302-1,806
Shares Outstanding209214215212200185166133132115
Earnings Per Share3.202.770.551.371.224.16-1.18-3.412.26-15.74
EPS Growth15.52%403.64%-59.85%12.3%-70.67%-----
Dividend Per Share0.010.010.010.010.010.010.010.010.010.01
Dividend Growth11.11%12.5%-20%11.11%-10%0%0%0%0%-
Operating Cash Flow69467836138211.72-146-665-511-898-863
Capital Expenditures-27.63-26.01-28.68-35.54-25.47-18.50-6.00-2.20-2.98-2.52
Free Cash Flow667652332346-13.75-165-671-513-901-865
Cash & Equivalents96.2710796.2461.8159.9044.5045.4155.7862.6151.75
Total Debt1,0221,1131,0271,0701,2191,1929307721,0471,485
Net Cash / Debt-926-1,006-931-1,008-1,160-1,148-885-717-984-1,433
Assets6,8086,3155,9015,8635,6426,8425,6225,9036,6577,621
Liabilities2,7602,8262,9012,9913,1454,6714,6825,1675,4746,761
Book Value4,0493,4893,0002,8722,4972,0979407361,182860
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Radian Group Inc.
Country United States
Employees 2,000
CEO Richard G. Thornberry

Stock Information

Ticker Symbol RDN
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Specialty
Unique Identifier NYSE: RDN
IPO Date October 30, 1992

Description

Radian Group, together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company operates in two segments, Mortgage Insurance and Services. The Mortgage Insurance segment offers credit-related insurance coverage, primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management solutions to mortgage lending institutions and mortgage credit investors. This segment primarily serves mortgage bankers, commercial banks, savings institutions, credit unions, and community banks. The Services segment offers mortgage services, including transaction management services, such as loan review, residential mortgage-backed securities securitization and distressed asset reviews, review and valuation services related to single family rental properties, servicer and loan surveillance, and underwriting; real estate services comprising real estate owned asset management, and real estate valuation and brokerage services, as well as software as a service solutions and platforms; and title services that include title insurance products, and closing services. This segment provides its mortgage and real estate services to mortgage lenders, financial institutions, investors, government entities, and others. The company was founded in 1977 and is headquartered in Philadelphia, Pennsylvania.