Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.62 billion. The enterprise value is $5.87 billion.
| Market Cap | 4.62B |
| Enterprise Value | 5.87B |
Important Dates
The last earnings date was Wednesday, November 4, 2026, after market close.
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | Aug 24, 2026 |
Share Statistics
Radian Group has 126.44 million shares outstanding. The number of shares has decreased by -4.92% in one year.
| Current Share Class | 126.44M |
| Shares Outstanding | 126.44M |
| Shares Change (YoY) | -4.92% |
| Shares Change (QoQ) | -1.39% |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 100.16% |
| Float | 124.13M |
Valuation Ratios
The trailing PE ratio is 8.99 and the forward PE ratio is 7.07. Radian Group's PEG ratio is 0.87.
| PE Ratio | 8.99 |
| Forward PE | 7.07 |
| PS Ratio | 2.34 |
| Forward PS | 1.86 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 3.27 |
| P/OCF Ratio | 3.26 |
| PEG Ratio | 0.87 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.20, with an EV/FCF ratio of 4.16.
| EV / Earnings | 10.51 |
| EV / Sales | 2.98 |
| EV / EBITDA | 6.20 |
| EV / EBIT | 6.57 |
| EV / FCF | 4.16 |
Financial Position
The company has a current ratio of 1.54, with a Debt / Equity ratio of 0.28.
| Current Ratio | 1.54 |
| Quick Ratio | 0.63 |
| Debt / Equity | 0.28 |
| Debt / EBITDA | 1.37 |
| Debt / FCF | 0.92 |
| Interest Coverage | 10.96 |
Financial Efficiency
Return on equity (ROE) is 12.44% and return on invested capital (ROIC) is 11.34%.
| Return on Equity (ROE) | 12.44% |
| Return on Assets (ROA) | 6.00% |
| Return on Invested Capital (ROIC) | 11.34% |
| Return on Capital Employed (ROCE) | 10.71% |
| Weighted Average Cost of Capital (WACC) | 7.23% |
| Revenue Per Employee | $2.19M |
| Profits Per Employee | $620,561 |
| Employee Count | 900 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $175.00 million in taxes.
| Income Tax | 175.00M |
| Effective Tax Rate | 23.22% |
Stock Price Statistics
The stock price has increased by +4.76% in the last 52 weeks. The beta is 0.66, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +4.76% |
| 50-Day Moving Average | 34.79 |
| 200-Day Moving Average | 35.31 |
| Relative Strength Index (RSI) | 58.57 |
| Average Volume (20 Days) | 1,355,801 |
Short Selling Information
The latest short interest is 9.08 million, so 7.18% of the outstanding shares have been sold short.
| Short Interest | 9.08M |
| Short Previous Month | 5.54M |
| Short % of Shares Out | 7.18% |
| Short % of Float | 7.31% |
| Short Ratio (days to cover) | 4.27 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.97 billion and earned $558.51 million in profits. Earnings per share was $4.07.
| Revenue | 1.97B |
| Gross Profit | 1.23B |
| Operating Income | 893.60M |
| Pretax Income | 753.70M |
| Net Income | 558.51M |
| EBITDA | 946.69M |
| EBIT | 893.60M |
| Earnings Per Share (EPS) | $4.07 |
Balance Sheet
The company has $579.04 million in cash and $1.29 billion in debt, with a net cash position of -$1.25 billion or -$9.91 per share.
| Cash & Cash Equivalents | 579.04M |
| Total Debt | 1.29B |
| Net Cash | -1.25B |
| Net Cash Per Share | -$9.91 |
| Equity (Book Value) | 4.65B |
| Book Value Per Share | 35.78 |
| Working Capital | 1.11B |
Cash Flow
In the last 12 months, operating cash flow was $1.42 billion and capital expenditures -$3.04 million, giving a free cash flow of $1.41 billion.
| Operating Cash Flow | 1.42B |
| Capital Expenditures | -3.04M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 11.17M |
| Free Cash Flow | 1.41B |
| FCF Per Share | $11.17 |
Margins
Gross margin is 62.47%, with operating and profit margins of 45.36% and 28.35%.
| Gross Margin | 62.47% |
| Operating Margin | 45.36% |
| Pretax Margin | 38.26% |
| Profit Margin | 28.35% |
| EBITDA Margin | 48.06% |
| EBIT Margin | 45.36% |
| FCF Margin | 71.68% |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 2.79%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 2.79% |
| Dividend Growth (YoY) | 0.99% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 25.09% |
| FCF Payout Ratio | 9.13% |
| Buyback Yield | 4.92% |
| Shareholder Yield | 7.71% |
| Earnings Yield | 11.13% |
| FCF Yield | 30.57% |
Analyst Forecast
The average price target for Radian Group is $42.57, which is 16.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $42.57 |
| Price Target Difference | 16.53% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 29.08% |
| EPS Growth Forecast (3Y) | 9.93% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
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| Graham Formula Upside |
Stock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |