Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.85 billion. The enterprise value is $6.08 billion.
| Market Cap | 4.85B |
| Enterprise Value | 6.08B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | Aug 24, 2026 |
Share Statistics
Radian Group has 132.30 million shares outstanding. The number of shares has decreased by -6.71% in one year.
| Current Share Class | 132.30M |
| Shares Outstanding | 132.30M |
| Shares Change (YoY) | -6.71% |
| Shares Change (QoQ) | -1.59% |
| Owned by Insiders (%) | 1.79% |
| Owned by Institutions (%) | 94.88% |
| Float | 129.88M |
Valuation Ratios
The trailing PE ratio is 9.04 and the forward PE ratio is 7.27. Radian Group's PEG ratio is 0.86.
| PE Ratio | 9.04 |
| Forward PE | 7.27 |
| PS Ratio | 2.94 |
| Forward PS | 1.95 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 3.49 |
| P/OCF Ratio | 3.48 |
| PEG Ratio | 0.86 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.73, with an EV/FCF ratio of 4.37.
| EV / Earnings | 11.33 |
| EV / Sales | 3.68 |
| EV / EBITDA | 6.73 |
| EV / EBIT | 7.09 |
| EV / FCF | 4.37 |
Financial Position
The company has a current ratio of 1.59, with a Debt / Equity ratio of 0.28.
| Current Ratio | 1.59 |
| Quick Ratio | 0.70 |
| Debt / Equity | 0.28 |
| Debt / EBITDA | 1.49 |
| Debt / FCF | 0.97 |
| Interest Coverage | 11.08 |
Financial Efficiency
Return on equity (ROE) is 12.03% and return on invested capital (ROIC) is 10.72%.
| Return on Equity (ROE) | 12.03% |
| Return on Assets (ROA) | 5.29% |
| Return on Invested Capital (ROIC) | 10.72% |
| Return on Capital Employed (ROCE) | 10.09% |
| Weighted Average Cost of Capital (WACC) | 7.36% |
| Revenue Per Employee | $1.83M |
| Profits Per Employee | $595,881 |
| Employee Count | 900 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $164.81 million in taxes.
| Income Tax | 164.81M |
| Effective Tax Rate | 22.76% |
Stock Price Statistics
The stock price has increased by +5.64% in the last 52 weeks. The beta is 0.71, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +5.64% |
| 50-Day Moving Average | 37.36 |
| 200-Day Moving Average | 35.35 |
| Relative Strength Index (RSI) | 43.96 |
| Average Volume (20 Days) | 976,967 |
Short Selling Information
The latest short interest is 5.07 million, so 3.83% of the outstanding shares have been sold short.
| Short Interest | 5.07M |
| Short Previous Month | 5.78M |
| Short % of Shares Out | 3.83% |
| Short % of Float | 3.90% |
| Short Ratio (days to cover) | 4.00 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.65 billion and earned $536.29 million in profits. Earnings per share was $3.89.
| Revenue | 1.65B |
| Gross Profit | 1.14B |
| Operating Income | 856.37M |
| Pretax Income | 724.11M |
| Net Income | 536.29M |
| EBITDA | 903.04M |
| EBIT | 856.37M |
| Earnings Per Share (EPS) | $3.89 |
Balance Sheet
The company has $712.06 million in cash and $1.34 billion in debt, with a net cash position of -$1.23 billion or -$9.26 per share.
| Cash & Cash Equivalents | 712.06M |
| Total Debt | 1.34B |
| Net Cash | -1.23B |
| Net Cash Per Share | -$9.26 |
| Equity (Book Value) | 4.81B |
| Book Value Per Share | 36.00 |
| Working Capital | 1.27B |
Cash Flow
In the last 12 months, operating cash flow was $1.39 billion and capital expenditures -$2.89 million, giving a free cash flow of $1.39 billion.
| Operating Cash Flow | 1.39B |
| Capital Expenditures | -2.89M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -20.68M |
| Free Cash Flow | 1.39B |
| FCF Per Share | $10.51 |
Margins
Gross margin is 69.30%, with operating and profit margins of 51.92% and 32.51%.
| Gross Margin | 69.30% |
| Operating Margin | 51.92% |
| Pretax Margin | 43.90% |
| Profit Margin | 32.51% |
| EBITDA Margin | 54.75% |
| EBIT Margin | 51.92% |
| FCF Margin | 84.29% |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 2.78%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 2.78% |
| Dividend Growth (YoY) | 0.99% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 26.24% |
| Buyback Yield | 6.71% |
| Shareholder Yield | 9.49% |
| Earnings Yield | 11.06% |
| FCF Yield | 28.67% |
Analyst Forecast
The average price target for Radian Group is $43.80, which is 19.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $43.80 |
| Price Target Difference | 19.48% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 28.87% |
| EPS Growth Forecast (3Y) | 10.20% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |