Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.82 billion. The enterprise value is $6.08 billion.
Important Dates
The last earnings date was Tuesday, November 4, 2025, after market close.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Nov 24, 2025 |
Share Statistics
Radian Group has 135.49 million shares outstanding. The number of shares has decreased by -7.17% in one year.
| Current Share Class | 135.49M |
| Shares Outstanding | 135.49M |
| Shares Change (YoY) | -7.17% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 1.20% |
| Owned by Institutions (%) | 94.65% |
| Float | 133.82M |
Valuation Ratios
The trailing PE ratio is 8.90 and the forward PE ratio is 8.10.
| PE Ratio | 8.90 |
| Forward PE | 8.10 |
| PS Ratio | 3.99 |
| Forward PS | 4.98 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.55 |
| EV / Sales | 4.77 |
| EV / EBITDA | 6.80 |
| EV / EBIT | 7.23 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.52, with a Debt / Equity ratio of 0.27.
| Current Ratio | 2.52 |
| Quick Ratio | 0.67 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 1.42 |
| Debt / FCF | n/a |
| Interest Coverage | 9.59 |
Financial Efficiency
Return on equity (ROE) is 12.13% and return on invested capital (ROIC) is 8.35%.
| Return on Equity (ROE) | 12.13% |
| Return on Assets (ROA) | 6.32% |
| Return on Invested Capital (ROIC) | 8.35% |
| Return on Capital Employed (ROCE) | 11.79% |
| Revenue Per Employee | $1.27M |
| Profits Per Employee | $576,088 |
| Employee Count | 1,000 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $159.00 million in taxes.
| Income Tax | 159.00M |
| Effective Tax Rate | 21.89% |
Stock Price Statistics
The stock price has increased by +0.20% in the last 52 weeks. The beta is 0.83, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +0.20% |
| 50-Day Moving Average | 34.74 |
| 200-Day Moving Average | 33.89 |
| Relative Strength Index (RSI) | 59.93 |
| Average Volume (20 Days) | 797,028 |
Short Selling Information
The latest short interest is 4.73 million, so 3.49% of the outstanding shares have been sold short.
| Short Interest | 4.73M |
| Short Previous Month | 6.13M |
| Short % of Shares Out | 3.49% |
| Short % of Float | 3.54% |
| Short Ratio (days to cover) | 5.91 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.27 billion and earned $576.09 million in profits. Earnings per share was $4.00.
| Revenue | 1.27B |
| Gross Profit | 1.16B |
| Operating Income | 840.38M |
| Pretax Income | 726.26M |
| Net Income | 576.09M |
| EBITDA | 893.84M |
| EBIT | 840.38M |
| Earnings Per Share (EPS) | $4.00 |
Full Income StatementBalance Sheet
The company has $589.85 million in cash and $1.27 billion in debt, giving a net cash position of -$1.26 billion or -$9.28 per share.
| Cash & Cash Equivalents | 589.85M |
| Total Debt | 1.27B |
| Net Cash | -1.26B |
| Net Cash Per Share | -$9.28 |
| Equity (Book Value) | 4.65B |
| Book Value Per Share | 34.34 |
| Working Capital | 1.64B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$556.55 million and capital expenditures -$5.12 million, giving a free cash flow of -$561.67 million.
| Operating Cash Flow | -556.55M |
| Capital Expenditures | -5.12M |
| Free Cash Flow | -561.67M |
| FCF Per Share | -$4.15 |
Full Cash Flow StatementMargins
Gross margin is 91.26%, with operating and profit margins of 66.00% and 45.25%.
| Gross Margin | 91.26% |
| Operating Margin | 66.00% |
| Pretax Margin | 57.04% |
| Profit Margin | 45.25% |
| EBITDA Margin | 70.20% |
| EBIT Margin | 66.00% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 2.87%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 2.87% |
| Dividend Growth (YoY) | 4.08% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 25.53% |
| Buyback Yield | 7.17% |
| Shareholder Yield | 10.04% |
| Earnings Yield | 11.96% |
| FCF Yield | -11.66% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $38.00, which is 6.89% higher than the current price. The consensus rating is "Hold".
| Price Target | $38.00 |
| Price Target Difference | 6.89% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
