Radian Group Inc. (RDN)
NYSE: RDN · Real-Time Price · USD
34.00
+0.41 (1.22%)
Nov 21, 2024, 1:59 PM EST - Market open

Radian Group Statistics

Total Valuation

Radian Group has a market cap or net worth of $5.06 billion. The enterprise value is $6.94 billion.

Market Cap 5.06B
Enterprise Value 6.94B

Important Dates

The last earnings date was Wednesday, November 6, 2024, after market close.

Earnings Date Nov 6, 2024
Ex-Dividend Date Aug 26, 2024

Share Statistics

Radian Group has 148.93 million shares outstanding. The number of shares has decreased by -3.52% in one year.

Current Share Class 148.93M
Shares Outstanding 148.93M
Shares Change (YoY) -3.52%
Shares Change (QoQ) -0.86%
Owned by Insiders (%) 1.08%
Owned by Institutions (%) 100.48%
Float 147.26M

Valuation Ratios

The trailing PE ratio is 8.82 and the forward PE ratio is 9.11.

PE Ratio 8.82
Forward PE 9.11
PS Ratio 3.96
Forward PS 5.15
PB Ratio 1.07
P/TBV Ratio 1.08
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.58
EV / Sales 5.32
EV / EBITDA 7.17
EV / EBIT 7.75
EV / FCF n/a

Financial Position

The company has a current ratio of 4.20, with a Debt / Equity ratio of 0.42.

Current Ratio 4.20
Quick Ratio 1.39
Debt / Equity 0.42
Debt / EBITDA 2.03
Debt / FCF n/a
Interest Coverage 8.24

Financial Efficiency

Return on equity (ROE) is 13.53% and return on invested capital (ROIC) is 8.95%.

Return on Equity (ROE) 13.53%
Return on Assets (ROA) 7.09%
Return on Capital (ROIC) 8.95%
Revenue Per Employee $1.18M
Profits Per Employee $544,402
Employee Count 1,100
Asset Turnover 0.16
Inventory Turnover n/a

Taxes

In the past 12 months, Radian Group has paid $163.14 million in taxes.

Income Tax 163.14M
Effective Tax Rate 21.41%

Stock Price Statistics

The stock price has increased by +29.93% in the last 52 weeks. The beta is 1.04, so Radian Group's price volatility has been similar to the market average.

Beta (5Y) 1.04
52-Week Price Change +29.93%
50-Day Moving Average 34.44
200-Day Moving Average 32.53
Relative Strength Index (RSI) 47.61
Average Volume (20 Days) 1,392,724

Short Selling Information

The latest short interest is 5.02 million, so 3.37% of the outstanding shares have been sold short.

Short Interest 5.02M
Short Previous Month 6.08M
Short % of Shares Out 3.37%
Short % of Float 3.41%
Short Ratio (days to cover) 5.34

Income Statement

In the last 12 months, Radian Group had revenue of $1.30 billion and earned $598.84 million in profits. Earnings per share was $3.86.

Revenue 1.30B
Gross Profit 1.24B
Operating Income 895.54M
Pretax Income 767.57M
Net Income 598.84M
EBITDA 967.01M
EBIT 895.54M
Earnings Per Share (EPS) $3.86
Full Income Statement

Balance Sheet

The company has $432.81 million in cash and $1.96 billion in debt, giving a net cash position of -$1.93 billion or -$12.98 per share.

Cash & Cash Equivalents 432.81M
Total Debt 1.96B
Net Cash -1.93B
Net Cash Per Share -$12.98
Equity (Book Value) 4.70B
Book Value Per Share 31.37
Working Capital 1.31B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$129.20 million and capital expenditures -$4.72 million, giving a free cash flow of -$133.92 million.

Operating Cash Flow -129.20M
Capital Expenditures -4.72M
Free Cash Flow -133.92M
FCF Per Share -$0.90
Full Cash Flow Statement

Margins

Gross margin is 94.95%, with operating and profit margins of 68.73% and 45.96%.

Gross Margin 94.95%
Operating Margin 68.73%
Pretax Margin 58.48%
Profit Margin 45.96%
EBITDA Margin 74.21%
EBIT Margin 68.73%
FCF Margin 13.68%

Dividends & Yields

This stock pays an annual dividend of $0.98, which amounts to a dividend yield of 2.88%.

Dividend Per Share $0.98
Dividend Yield 2.88%
Dividend Growth (YoY) 9.71%
Years of Dividend Growth 4
Payout Ratio 25.40%
Buyback Yield 3.52%
Shareholder Yield 6.43%
Earnings Yield 11.85%
FCF Yield -2.65%
Dividend Details

Analyst Forecast

The average price target for Radian Group is $36.10, which is 6.18% higher than the current price. The consensus rating is "Buy".

Price Target $36.10
Price Target Difference 6.18%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.

Last Split Date Jun 21, 2001
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3