Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.85 billion. The enterprise value is $6.79 billion.
Important Dates
The next confirmed earnings date is Wednesday, November 6, 2024, after market close.
| Earnings Date | Nov 6, 2024 |
| Ex-Dividend Date | Aug 26, 2024 |
Share Statistics
Radian Group has 150.42 million shares outstanding. The number of shares has decreased by -3.29% in one year.
| Shares Outstanding | 150.42M |
| Shares Change (YoY) | -3.29% |
| Shares Change (QoQ) | -1.01% |
| Owned by Insiders (%) | 1.07% |
| Owned by Institutions (%) | 96.64% |
| Float | 148.75M |
Valuation Ratios
The trailing PE ratio is 8.25 and the forward PE ratio is 8.61.
| PE Ratio | 8.25 |
| Forward PE | 8.61 |
| PS Ratio | 3.84 |
| Forward PS | 4.89 |
| PB Ratio | 1.07 |
| P/FCF Ratio | 27.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.05, with an EV/FCF ratio of 38.76.
| EV / Earnings | 11.25 |
| EV / Sales | 5.30 |
| EV / EBITDA | 7.05 |
| EV / EBIT | 7.58 |
| EV / FCF | 38.76 |
Financial Position
The company has a current ratio of 2.25, with a Debt / Equity ratio of 0.45.
| Current Ratio | 2.25 |
| Quick Ratio | 0.98 |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 2.11 |
| Debt / FCF | 11.64 |
| Interest Coverage | 8.73 |
Financial Efficiency
Return on equity (ROE) is 13.95% and return on invested capital (ROIC) is 9.07%.
| Return on Equity (ROE) | 13.95% |
| Return on Assets (ROA) | 7.25% |
| Return on Capital (ROIC) | 9.07% |
| Revenue Per Employee | $1.17M |
| Profits Per Employee | $548,665 |
| Employee Count | 1,100 |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $164.04 million in taxes.
| Income Tax | 164.04M |
| Effective Tax Rate | 21.37% |
Stock Price Statistics
The stock price has increased by +24.98% in the last 52 weeks. The beta is 1.04, so Radian Group's price volatility has been similar to the market average.
| Beta (5Y) | 1.04 |
| 52-Week Price Change | +24.98% |
| 50-Day Moving Average | 34.85 |
| 200-Day Moving Average | 32.19 |
| Relative Strength Index (RSI) | 32.13 |
| Average Volume (20 Days) | 1,035,231 |
Short Selling Information
The latest short interest is 5.01 million, so 3.33% of the outstanding shares have been sold short.
| Short Interest | 5.01M |
| Short Previous Month | 5.05M |
| Short % of Shares Out | 3.33% |
| Short % of Float | 3.37% |
| Short Ratio (days to cover) | 5.46 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.28 billion and earned $603.53 million in profits. Earnings per share was $3.84.
| Revenue | 1.28B |
| Gross Profit | 1.23B |
| Operating Income | 895.02M |
| Pretax Income | 767.57M |
| Net Income | 603.53M |
| EBITDA | 962.49M |
| EBIT | 895.02M |
| Earnings Per Share (EPS) | $3.84 |
Full Income StatementBalance Sheet
The company has $718.19 million in cash and $2.04 billion in debt, giving a net cash position of -$2.02 billion or -$13.46 per share.
| Cash & Cash Equivalents | 718.19M |
| Total Debt | 2.04B |
| Net Cash | -2.02B |
| Net Cash Per Share | -$13.46 |
| Equity (Book Value) | 4.48B |
| Book Value Per Share | 29.66 |
| Working Capital | 1.09B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $183.95 million and capital expenditures -$8.79 million, giving a free cash flow of $175.16 million.
| Operating Cash Flow | 183.95M |
| Capital Expenditures | -8.79M |
| Free Cash Flow | 175.16M |
| FCF Per Share | $1.16 |
Full Cash Flow StatementMargins
Gross margin is 96.07%, with operating and profit margins of 69.83% and 47.09%.
| Gross Margin | 96.07% |
| Operating Margin | 69.83% |
| Pretax Margin | 59.89% |
| Profit Margin | 47.09% |
| EBITDA Margin | 75.09% |
| EBIT Margin | 69.83% |
| FCF Margin | 13.68% |
Dividends & Yields
This stock pays an annual dividend of $0.98, which amounts to a dividend yield of 3.05%.
| Dividend Per Share | $0.98 |
| Dividend Yield | 3.05% |
| Dividend Growth (YoY) | 9.71% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 25.53% |
| Buyback Yield | 3.29% |
| Shareholder Yield | 6.34% |
| Earnings Yield | 12.67% |
| FCF Yield | 3.68% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $36.10, which is 12.04% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.10 |
| Price Target Difference | 12.04% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |