Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.77 billion. The enterprise value is $6.71 billion.
Important Dates
The next estimated earnings date is Wednesday, February 5, 2025, after market close.
| Earnings Date | Feb 5, 2025 |
| Ex-Dividend Date | Nov 25, 2024 |
Share Statistics
Radian Group has 148.93 million shares outstanding. The number of shares has decreased by -3.52% in one year.
| Current Share Class | 148.93M |
| Shares Outstanding | 148.93M |
| Shares Change (YoY) | -3.52% |
| Shares Change (QoQ) | -0.86% |
| Owned by Insiders (%) | 1.02% |
| Owned by Institutions (%) | 98.63% |
| Float | 147.35M |
Valuation Ratios
The trailing PE ratio is 8.31 and the forward PE ratio is 8.58.
| PE Ratio | 8.31 |
| Forward PE | 8.58 |
| PS Ratio | 3.78 |
| Forward PS | 4.84 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.20 |
| EV / Sales | 5.15 |
| EV / EBITDA | 6.86 |
| EV / EBIT | 7.49 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.20, with a Debt / Equity ratio of 0.42.
| Current Ratio | 4.20 |
| Quick Ratio | 1.39 |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 2.01 |
| Debt / FCF | n/a |
| Interest Coverage | 8.24 |
Financial Efficiency
Return on equity (ROE) is 13.53% and return on invested capital (ROIC) is 8.95%.
| Return on Equity (ROE) | 13.53% |
| Return on Assets (ROA) | 7.09% |
| Return on Capital (ROIC) | 8.95% |
| Revenue Per Employee | $1.18M |
| Profits Per Employee | $544,402 |
| Employee Count | 1,100 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $163.14 million in taxes.
| Income Tax | 163.14M |
| Effective Tax Rate | 21.41% |
Stock Price Statistics
The stock price has increased by +13.25% in the last 52 weeks. The beta is 1.04, so Radian Group's price volatility has been similar to the market average.
| Beta (5Y) | 1.04 |
| 52-Week Price Change | +13.25% |
| 50-Day Moving Average | 34.19 |
| 200-Day Moving Average | 33.12 |
| Relative Strength Index (RSI) | 34.12 |
| Average Volume (20 Days) | 1,154,744 |
Short Selling Information
The latest short interest is 6.68 million, so 4.48% of the outstanding shares have been sold short.
| Short Interest | 6.68M |
| Short Previous Month | 5.02M |
| Short % of Shares Out | 4.48% |
| Short % of Float | 4.53% |
| Short Ratio (days to cover) | 4.83 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.30 billion and earned $598.84 million in profits. Earnings per share was $3.86.
| Revenue | 1.30B |
| Gross Profit | 1.24B |
| Operating Income | 895.54M |
| Pretax Income | 767.57M |
| Net Income | 598.84M |
| EBITDA | 977.01M |
| EBIT | 895.54M |
| Earnings Per Share (EPS) | $3.86 |
Full Income StatementBalance Sheet
The company has $432.81 million in cash and $1.96 billion in debt, giving a net cash position of -$1.93 billion or -$12.98 per share.
| Cash & Cash Equivalents | 432.81M |
| Total Debt | 1.96B |
| Net Cash | -1.93B |
| Net Cash Per Share | -$12.98 |
| Equity (Book Value) | 4.70B |
| Book Value Per Share | 31.37 |
| Working Capital | 1.31B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$129.20 million and capital expenditures -$4.72 million, giving a free cash flow of -$133.92 million.
| Operating Cash Flow | -129.20M |
| Capital Expenditures | -4.72M |
| Free Cash Flow | -133.92M |
| FCF Per Share | -$0.90 |
Full Cash Flow StatementMargins
Gross margin is 94.95%, with operating and profit margins of 68.73% and 45.96%.
| Gross Margin | 94.95% |
| Operating Margin | 68.73% |
| Pretax Margin | 58.48% |
| Profit Margin | 45.96% |
| EBITDA Margin | 74.98% |
| EBIT Margin | 68.73% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.98, which amounts to a dividend yield of 3.06%.
| Dividend Per Share | $0.98 |
| Dividend Yield | 3.06% |
| Dividend Growth (YoY) | 8.89% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 25.40% |
| Buyback Yield | 3.52% |
| Shareholder Yield | 6.57% |
| Earnings Yield | 12.55% |
| FCF Yield | -2.81% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $36.10, which is 12.64% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.10 |
| Price Target Difference | 12.64% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |