Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.70 billion. The enterprise value is $7.14 billion.
Important Dates
The last earnings date was Wednesday, February 5, 2025, after market close.
| Earnings Date | Feb 5, 2025 |
| Ex-Dividend Date | Feb 24, 2025 |
Share Statistics
Radian Group has 145.06 million shares outstanding. The number of shares has decreased by -3.71% in one year.
| Current Share Class | 145.06M |
| Shares Outstanding | 145.06M |
| Shares Change (YoY) | -3.71% |
| Shares Change (QoQ) | -0.76% |
| Owned by Insiders (%) | 1.04% |
| Owned by Institutions (%) | 99.15% |
| Float | 143.50M |
Valuation Ratios
The trailing PE ratio is 8.27 and the forward PE ratio is 8.45.
| PE Ratio | 8.27 |
| Forward PE | 8.45 |
| PS Ratio | 3.83 |
| Forward PS | 4.77 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.81 |
| EV / Sales | 5.53 |
| EV / EBITDA | 7.45 |
| EV / EBIT | 7.87 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.03, with a Debt / Equity ratio of 0.53.
| Current Ratio | 3.03 |
| Quick Ratio | 1.06 |
| Debt / Equity | 0.53 |
| Debt / EBITDA | 2.57 |
| Debt / FCF | n/a |
| Interest Coverage | 8.39 |
Financial Efficiency
Return on equity (ROE) is 13.40% and return on invested capital (ROIC) is 8.57%.
| Return on Equity (ROE) | 13.40% |
| Return on Assets (ROA) | 6.97% |
| Return on Invested Capital (ROIC) | 8.57% |
| Return on Capital Employed (ROCE) | 11.26% |
| Revenue Per Employee | $1.17M |
| Profits Per Employee | $549,491 |
| Employee Count | 1,100 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $166.85 million in taxes.
| Income Tax | 166.85M |
| Effective Tax Rate | 21.63% |
Stock Price Statistics
The stock price has increased by +17.97% in the last 52 weeks. The beta is 1.06, so Radian Group's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | +17.97% |
| 50-Day Moving Average | 32.79 |
| 200-Day Moving Average | 33.43 |
| Relative Strength Index (RSI) | 43.68 |
| Average Volume (20 Days) | 1,275,959 |
Short Selling Information
The latest short interest is 9.56 million, so 6.59% of the outstanding shares have been sold short.
| Short Interest | 9.56M |
| Short Previous Month | 9.69M |
| Short % of Shares Out | 6.59% |
| Short % of Float | 6.66% |
| Short Ratio (days to cover) | 8.28 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.29 billion and earned $604.44 million in profits. Earnings per share was $3.92.
| Revenue | 1.29B |
| Gross Profit | 1.23B |
| Operating Income | 906.70M |
| Pretax Income | 767.57M |
| Net Income | 604.44M |
| EBITDA | 958.05M |
| EBIT | 906.70M |
| Earnings Per Share (EPS) | $3.92 |
Full Income StatementBalance Sheet
The company has $517.40 million in cash and $2.47 billion in debt, giving a net cash position of -$2.43 billion or -$16.76 per share.
| Cash & Cash Equivalents | 517.40M |
| Total Debt | 2.47B |
| Net Cash | -2.43B |
| Net Cash Per Share | -$16.76 |
| Equity (Book Value) | 4.62B |
| Book Value Per Share | 31.33 |
| Working Capital | 1.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$663.57 million and capital expenditures -$3.17 million, giving a free cash flow of -$666.75 million.
| Operating Cash Flow | -663.57M |
| Capital Expenditures | -3.17M |
| Free Cash Flow | -666.75M |
| FCF Per Share | -$4.60 |
Full Cash Flow StatementMargins
Gross margin is 95.11%, with operating and profit margins of 70.27% and 46.85%.
| Gross Margin | 95.11% |
| Operating Margin | 70.27% |
| Pretax Margin | 59.78% |
| Profit Margin | 46.85% |
| EBITDA Margin | 74.25% |
| EBIT Margin | 70.27% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 3.15%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 3.15% |
| Dividend Growth (YoY) | 7.61% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.02% |
| Buyback Yield | 3.71% |
| Shareholder Yield | 6.86% |
| Earnings Yield | 12.85% |
| FCF Yield | -14.17% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $36.80, which is 13.48% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.80 |
| Price Target Difference | 13.48% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |