Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.51 billion. The enterprise value is $5.68 billion.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 23, 2026 |
Share Statistics
Radian Group has 136.27 million shares outstanding. The number of shares has decreased by -8.68% in one year.
| Current Share Class | 136.27M |
| Shares Outstanding | 136.27M |
| Shares Change (YoY) | -8.68% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 94.26% |
| Float | 134.34M |
Valuation Ratios
The trailing PE ratio is 8.00 and the forward PE ratio is 6.63. Radian Group's PEG ratio is 1.69.
| PE Ratio | 8.00 |
| Forward PE | 6.63 |
| PS Ratio | 3.77 |
| Forward PS | 4.59 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 38.99 |
| P/OCF Ratio | 37.62 |
| PEG Ratio | 1.69 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.19, with an EV/FCF ratio of 49.09.
| EV / Earnings | 9.75 |
| EV / Sales | 4.74 |
| EV / EBITDA | 6.19 |
| EV / EBIT | 6.45 |
| EV / FCF | 49.09 |
Financial Position
The company has a current ratio of 3.96, with a Debt / Equity ratio of 0.25.
| Current Ratio | 3.96 |
| Quick Ratio | 1.99 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | 1.30 |
| Debt / FCF | 10.32 |
| Interest Coverage | 12.90 |
Financial Efficiency
Return on equity (ROE) is 13.15% and return on invested capital (ROIC) is 11.57%.
| Return on Equity (ROE) | 13.15% |
| Return on Assets (ROA) | 6.55% |
| Return on Invested Capital (ROIC) | 11.57% |
| Return on Capital Employed (ROCE) | 12.16% |
| Weighted Average Cost of Capital (WACC) | 7.62% |
| Revenue Per Employee | $1.33M |
| Profits Per Employee | $647,378 |
| Employee Count | 900 |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $173.05 million in taxes.
| Income Tax | 173.05M |
| Effective Tax Rate | 21.87% |
Stock Price Statistics
The stock price has increased by +0.82% in the last 52 weeks. The beta is 0.76, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +0.82% |
| 50-Day Moving Average | 33.37 |
| 200-Day Moving Average | 34.51 |
| Relative Strength Index (RSI) | 48.28 |
| Average Volume (20 Days) | 1,741,818 |
Short Selling Information
The latest short interest is 6.55 million, so 4.80% of the outstanding shares have been sold short.
| Short Interest | 6.55M |
| Short Previous Month | 5.13M |
| Short % of Shares Out | 4.80% |
| Short % of Float | 4.87% |
| Short Ratio (days to cover) | 4.41 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.20 billion and earned $582.64 million in profits. Earnings per share was $4.14.
| Revenue | 1.20B |
| Gross Profit | 1.11B |
| Operating Income | 880.95M |
| Pretax Income | 791.23M |
| Net Income | 582.64M |
| EBITDA | 916.95M |
| EBIT | 880.95M |
| Earnings Per Share (EPS) | $4.14 |
Full Income StatementBalance Sheet
The company has $1.63 billion in cash and $1.19 billion in debt, with a net cash position of -$1.17 billion or -$8.58 per share.
| Cash & Cash Equivalents | 1.63B |
| Total Debt | 1.19B |
| Net Cash | -1.17B |
| Net Cash Per Share | -$8.58 |
| Equity (Book Value) | 4.78B |
| Book Value Per Share | 35.29 |
| Working Capital | 2.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $119.86 million and capital expenditures -$4.21 million, giving a free cash flow of $115.66 million.
| Operating Cash Flow | 119.86M |
| Capital Expenditures | -4.21M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -68.17M |
| Free Cash Flow | 115.66M |
| FCF Per Share | $0.85 |
Full Cash Flow StatementMargins
Gross margin is 92.33%, with operating and profit margins of 73.59% and 48.67%.
| Gross Margin | 92.33% |
| Operating Margin | 73.59% |
| Pretax Margin | 66.10% |
| Profit Margin | 48.67% |
| EBITDA Margin | 76.60% |
| EBIT Margin | 73.59% |
| FCF Margin | 9.66% |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 3.08%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 3.08% |
| Dividend Growth (YoY) | 3.03% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 24.65% |
| Buyback Yield | 8.68% |
| Shareholder Yield | 11.81% |
| Earnings Yield | 12.92% |
| FCF Yield | 2.56% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $40.00, which is 20.88% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 20.88% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
