Richmond Mutual Bancorporation, Inc. (RMBI)

RMBI Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	85.91	71.6	58.79	44.59	40.58
Interest Income on Investments	-	8.93	8.62	7.26	5.35
Total Interest Income	85.91	80.53	67.41	51.86	45.93
Interest Paid on Deposits	42.06	31.75	22.81	7.13	4.94
Interest Paid on Borrowings	-	10.07	6.94	3.09	2.75
Total Interest Expense	42.06	41.82	29.75	10.22	7.68
Net Interest Income	43.85	38.71	37.66	41.64	38.24
Net Interest Income Growth (YoY)	13.28%	2.77%	-9.55%	8.88%	14.27%
Gain (Loss) on Sale of Investments	-	-0.05	-	-	0.06
Other Non-Interest Income	5.06	3.02	2.98	3.29	2.57
Total Non-Interest Income	5.06	4.76	4.61	4.98	5.95
Non-Interest Income Growth (YoY)	6.39%	3.20%	-7.37%	-16.39%	-13.96%
Revenues Before Loan Losses	48.91	43.47	42.27	46.62	44.2
Provision for Loan Losses	2.15	0.55	0.53	0.6	1.43
Revenue	46.76	42.92	41.74	46.02	42.77
Revenue Growth (YoY)	8.95%	2.81%	-9.29%	7.60%	16.79%
Salaries and Employee Benefits	-	16.21	15.2	16.14	15.54
Occupancy Expenses	-	1.35	1.33	1.43	1.24
Federal Deposit Insurance	-	1.53	1.16	0.49	0.3
Selling, General & Administrative	-	9.05	8.86	8.39	7.88
Other Non-Interest Expense	33.1	3.88	4.12	3.67	3.67
Total Non-Interest Expense	33.1	32.05	30.74	30.16	28.65
EBT Excluding Unusual Items	13.65	10.86	11	15.86	14.12
Asset Writedown	-	-	-	-0.11	-0.54
Pretax Income	13.65	10.86	11	15.75	13.58
Income Tax Expense	2.08	1.49	1.52	2.78	2.44
Net Income	11.58	9.38	9.49	12.97	11.14
Net Income to Common	11.58	9.38	9.49	12.97	11.14
Net Income Growth	23.46%	-1.15%	-26.83%	16.34%	11.25%
Basic Shares Outstanding	10	10	10	11	11
Diluted Shares Outstanding	10	10	10	11	12
Shares Change (YoY)	-3.20%	-2.12%	-5.49%	-4.94%	-5.32%
EPS (Basic)	1.20	0.93	0.91	1.20	0.98
EPS (Diluted)	1.17	0.92	0.91	1.17	0.96
EPS Growth	27.17%	1.10%	-22.22%	21.88%	17.53%
Dividend Per Share	0.600	0.560	0.560	0.400	0.280
Dividend Growth	7.14%	-	40.00%	42.86%	86.67%
Effective Tax Rate	15.20%	13.68%	13.78%	17.67%	17.93%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q