Richmond Mutual Bancorporation, Inc. (RMBI)

RMBI Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	41.72	41.74	45.91	42.23	36.5	31.66
Revenue Growth (YoY)	-8.77%	-9.07%	8.70%	15.68%	15.30%	5.32%
Gross Profit	41.72	41.74	45.91	42.23	36.5	31.66
Selling, General & Admin	22.4	22.05	23.25	22.47	18.74	18.7
Other Operating Expenses	8.82	8.49	6.77	6.05	5.13	32.2
Operating Expenses	31.22	30.53	30.02	28.52	23.88	50.9
Operating Income	10.5	11.21	15.89	13.71	12.63	-19.24
Other Expense / Income	0.22	0.2	0.14	0.13	0.13	0.14
Pretax Income	10.29	11	15.75	13.58	12.5	-19.38
Income Tax	1.34	1.52	2.78	2.44	2.48	-5.29
Net Income	8.95	9.49	12.97	11.14	10.02	-14.08
Net Income Growth	-30.35%	-26.83%	16.34%	11.25%	-	-
Shares Outstanding (Basic)	11	11	12	12	13	14
Shares Change	-4.99%	-4.67%	-5.06%	-6.58%	-1.68%	3.84%
EPS (Basic)	0.87	0.91	1.20	0.98	0.82	-1.27
EPS (Diluted)	0.87	0.91	1.17	0.96	0.82	-1.27
EPS Growth	-25.64%	-22.22%	21.88%	17.07%	-	-
Free Cash Flow	10.04	11.5	17.78	-10.23	14.73	9.14
Free Cash Flow Per Share	0.90	1.02	1.51	-0.82	1.11	0.68
Dividend Per Share	0.560	0.560	0.400	0.780	0.150	-
Dividend Growth	27.27%	40.00%	-48.72%	420.00%	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	25.18%	26.85%	34.61%	32.46%	34.59%	-60.77%
Profit Margin	21.46%	22.73%	28.24%	26.39%	27.44%	-44.48%
Free Cash Flow Margin	24.06%	27.54%	38.72%	-24.21%	40.34%	28.86%
Effective Tax Rate	12.99%	13.78%	17.67%	17.93%	19.83%	-
EBITDA	11.43	12.19	17.04	15.12	13.96	-18.29
EBITDA Margin	27.41%	29.21%	37.11%	35.80%	38.25%	-57.75%
Depreciation & Amortization	1.15	1.19	1.29	1.54	1.47	1.09
EBIT	10.29	11	15.75	13.58	12.5	-19.38
EBIT Margin	24.66%	26.36%	34.31%	32.16%	34.23%	-61.20%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).