Richmond Mutual Bancorporation, Inc. (RMBI)

RMBI Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	43.85	38.71	37.66	41.64	38.24
Net Interest Income Growth	13.28%	2.77%	-9.55%	8.88%	14.27%
Non-Interest Income	5.06	4.76	4.61	4.87	5.42
Non-Interest Income Growth	6.39%	3.20%	-5.26%	-10.13%	-20.43%
Revenues Before Loan Losses	48.91	43.47	42.27	46.51	43.66
Provision for Credit Losses	2.15	0.55	0.53	0.6	1.43
Revenue	46.76	42.92	41.74	45.91	42.23
Revenue Growth (YoY)	8.95%	2.81%	-9.07%	8.70%	15.68%
Compensation Expenses	18.54	18.35	17.44	18.48	18.14
Selling, General & Admin	8.85	8.5	8.16	7.62	6.64
Other Non-Interest Expenses	5.71	5.21	5.14	4.06	3.87
Total Non-Interest Expense	33.1	32.05	30.74	30.16	28.65
Pretax Income	13.65	10.86	11	15.75	13.58
Provision for Income Taxes	2.08	1.49	1.52	2.78	2.44
Net Income	11.58	9.38	9.49	12.97	11.14
Net Income to Common	11.58	9.38	9.49	12.97	11.14
Net Income Growth	23.46%	-1.15%	-26.83%	16.34%	11.25%
Shares Outstanding (Basic)	10	10	10	11	11
Shares Outstanding (Diluted)	10	10	10	11	12
Shares Change (YoY)	-3.20%	-2.12%	-5.49%	-4.94%	-5.32%
EPS (Basic)	1.20	0.93	0.91	1.20	0.98
EPS (Diluted)	1.17	0.92	0.91	1.20	0.98
EPS Growth	27.17%	1.10%	-24.17%	22.45%	19.51%
Free Cash Flow	14.61	14.29	11.49	17.78	-10.23
Free Cash Flow Growth	2.21%	24.33%	-35.33%	-	-
Free Cash Flow Per Share	1.48	1.40	1.10	1.61	-0.88
Dividends Per Share	0.600	0.560	0.560	0.400	0.280
Dividend Growth	7.14%	-	40.00%	42.86%	86.67%
Profit Margin	24.76%	21.85%	22.73%	28.24%	26.39%
FCF Margin	31.24%	33.30%	27.54%	38.72%	-24.21%
EBITDA	0.89	0.85	0.98	1.06	1.12
EBITDA Margin	1.91%	1.98%	2.34%	2.32%	2.66%
Effective Tax Rate	15.21%	13.68%	13.78%	17.67%	17.93%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q