Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
14.36
+0.05 (0.35%)
Dec 20, 2024, 4:00 PM EST - Market closed
RMBI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2017 |
| Interest Income on Loans | 69.36 | 58.79 | 44.59 | 40.58 | 38.3 | 36.56 | Upgrade
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| Interest Income on Investments | 9.07 | 8.62 | 7.26 | 5.35 | 4.56 | 5 | Upgrade
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| Total Interest Income | 78.44 | 67.41 | 51.86 | 45.93 | 42.86 | 41.56 | Upgrade
|
| Interest Paid on Deposits | 30.32 | 22.81 | 7.13 | 4.94 | 6.38 | 8.02 | Upgrade
|
| Interest Paid on Borrowings | 9.95 | 6.94 | 3.09 | 2.75 | 3.01 | 3.14 | Upgrade
|
| Total Interest Expense | 40.27 | 29.75 | 10.22 | 7.68 | 9.39 | 11.16 | Upgrade
|
| Net Interest Income | 38.17 | 37.66 | 41.64 | 38.24 | 33.47 | 30.4 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.76% | -9.55% | 8.88% | 14.27% | 10.09% | 10.76% | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.05 | - | - | 0.06 | 0.2 | 0.1 | Upgrade
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| Other Non-Interest Income | 3.06 | 2.98 | 3.29 | 2.57 | 2.36 | 2.24 | Upgrade
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| Total Non-Interest Income | 4.75 | 4.61 | 4.98 | 5.95 | 6.92 | 4.06 | Upgrade
|
| Non-Interest Income Growth (YoY) | -5.37% | -7.37% | -16.39% | -13.96% | 70.36% | -5.41% | Upgrade
|
| Revenues Before Loan Losses | 42.92 | 42.27 | 46.62 | 44.2 | 40.39 | 34.46 | Upgrade
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| Provision for Loan Losses | 0.66 | 0.53 | 0.6 | 1.43 | 3.77 | 2.6 | Upgrade
|
| Revenue | 42.26 | 41.74 | 46.02 | 42.77 | 36.62 | 31.86 | Upgrade
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| Revenue Growth (YoY) | -3.17% | -9.29% | 7.60% | 16.79% | 14.92% | 6.00% | Upgrade
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| Salaries and Employee Benefits | 16.17 | 15.2 | 16.14 | 15.54 | 13.32 | 34.73 | Upgrade
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| Occupancy Expenses | 1.33 | 1.33 | 1.43 | 1.24 | 1.16 | 1.17 | Upgrade
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| Federal Deposit Insurance | 1.69 | 1.16 | 0.49 | 0.3 | 0.25 | 0.27 | Upgrade
|
| Selling, General & Administrative | 9.02 | 8.86 | 8.39 | 7.88 | 6.11 | 5.04 | Upgrade
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| Other Non-Interest Expense | 3.9 | 4.12 | 3.67 | 3.67 | 3.16 | 3.51 | Upgrade
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| Total Non-Interest Expense | 32.15 | 30.74 | 30.16 | 28.65 | 24.01 | 44.79 | Upgrade
|
| EBT Excluding Unusual Items | 10.1 | 11 | 15.86 | 14.12 | 12.61 | -12.92 | Upgrade
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| Asset Writedown | - | - | -0.11 | -0.54 | -0.11 | -0.2 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -6.25 | Upgrade
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| Pretax Income | 10.1 | 11 | 15.75 | 13.58 | 12.5 | -19.38 | Upgrade
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| Income Tax Expense | 1.26 | 1.52 | 2.78 | 2.44 | 2.48 | -5.29 | Upgrade
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| Net Income | 8.84 | 9.49 | 12.97 | 11.14 | 10.02 | -14.08 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | - | 1.72 | Upgrade
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| Net Income to Common | 8.84 | 9.49 | 12.97 | 11.14 | 10.02 | -15.81 | Upgrade
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| Net Income Growth | -18.49% | -26.83% | 16.34% | 11.25% | - | - | Upgrade
|
| Basic Shares Outstanding | 10 | 10 | 11 | 11 | 12 | 12 | Upgrade
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| Diluted Shares Outstanding | 10 | 10 | 11 | 12 | 12 | 12 | Upgrade
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| Shares Change (YoY) | -3.41% | -5.49% | -4.94% | -5.32% | -1.42% | - | Upgrade
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| EPS (Basic) | 0.87 | 0.91 | 1.20 | 0.98 | 0.82 | -1.27 | Upgrade
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| EPS (Diluted) | 0.87 | 0.91 | 1.17 | 0.96 | 0.82 | -1.27 | Upgrade
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| EPS Growth | -14.93% | -22.22% | 21.87% | 17.53% | - | - | Upgrade
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| Dividend Per Share | 0.560 | 0.560 | 0.400 | 0.280 | 0.150 | - | Upgrade
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| Dividend Growth | 7.69% | 40.00% | 42.86% | 86.67% | - | - | Upgrade
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| Effective Tax Rate | 12.49% | 13.78% | 17.67% | 17.93% | 19.83% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.