Richmond Mutual Bancorporation, Inc. (RMBI)

NASDAQ: RMBI · Real-Time Price · USD

16.07

+0.20 (1.26%)

Aug 11, 2026, 4:00 PM EDT - Market closed

RMBI Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	48.27	46.76	42.92	41.74	45.91	42.23
Revenue Growth	10.97%	8.95%	2.81%	-9.07%	8.70%	15.68%
Net Income	12.02	11.58	9.38	9.49	12.97	11.14
Earnings Per Share	1.21	1.17	0.92	0.91	1.20	0.98
EPS Growth	27.37%	27.17%	1.10%	-24.17%	22.45%	19.51%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	34.8	33.13	21.76	20.24	15.92	23.04
Total Debt	0	12	0	0	0	0
Net Cash (Debt)	34.8	21.13	21.76	20.24	15.92	23.04
Net Cash Growth	28.73%	-2.88%	7.50%	27.12%	-30.89%	-52.76%
Net Cash Per Share	3.53	2.13	2.13	1.94	1.44	1.98

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	16.57	15.97	14.75	12.11	18.16	-9.65
Capital Expenditures	-1.61	-1.36	-0.46	-0.62	-0.39	-0.58
Free Cash Flow	14.96	14.61	14.29	11.49	17.78	-10.23
Free Cash Flow Growth	4.28%	2.21%	24.33%	-35.33%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	29.75%	29.20%	25.31%	26.36%	34.31%	32.16%
Profit Margin	24.90%	24.76%	21.85%	22.73%	28.24%	26.39%
FCF Margin	0.00%	31.24%	33.30%	27.54%	38.72%	-24.21%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.600	0.600	0.560	0.560	0.400	0.280
Dividend Per Share Growth	3.45%	7.14%	0%	40.00%	42.86%	86.67%
Dividend Yield	3.73%	4.30%	3.99%	4.95%	3.15%	5.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.16	12.00	15.38	12.65	10.84	16.38
P/FCF Ratio	17.12	10.09	10.71	11.22	8.63	-
PS Ratio	5.14	3.15	3.57	3.09	3.34	4.71