Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
15.68
-0.15 (-0.95%)
Nov 5, 2026, 4:00 PM EST - Market closed
RMBI Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 11.58 | 9.38 | 9.49 | 12.97 | 11.14 |
Depreciation & Amortization | 1.1 | 1.04 | 1.19 | 1.29 | 1.54 |
Gain (Loss) on Sale of Assets | -0.01 | 0 | 0 | 0.01 | 0 |
Gain (Loss) on Sale of Investments | 0.91 | 0.99 | 1.14 | 1.55 | 2.47 |
Provision for Credit Losses | 2.15 | 0.55 | 0.53 | 0.6 | 1.43 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.26 | 0.3 | 0.32 | -0.08 | -1.43 |
Accrued Interest Receivable | -0.27 | -0.19 | -1.13 | -0.52 | 0.51 |
Change in Other Net Operating Assets | 2.1 | 1.36 | -3.77 | 0.14 | -24.54 |
Other Operating Activities | -1.1 | -0.7 | -0.39 | -0.6 | -0.96 |
Operating Cash Flow | 15.97 | 14.75 | 12.11 | 18.16 | -9.65 |
Operating Cash Flow Growth | 8.25% | 21.78% | -33.29% | - | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.36 | -0.46 | -0.62 | -0.39 | -0.58 |
Sale of Property, Plant and Equipment | - | 0.01 | 0 | - | - |
Investment in Securities | 18.58 | 21.16 | 11.78 | 11.52 | -118.55 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -18.41 | -68.87 | -131.96 | -127.38 | -92.15 |
Other Investing Activities | - | -1.26 | -2.7 | 0.05 | -0.94 |
Investing Cash Flow | -1.14 | -49.3 | -122.53 | -116.12 | -212.19 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 12 | - | - | - | - |
Long-Term Debt Issued | 284 | 288.5 | 541.5 | 327.5 | 209 |
Total Debt Issued | 296 | 288.5 | 541.5 | 327.5 | 209 |
Long-Term Debt Repaid | -309 | -294.5 | -450.5 | -327.5 | -199 |
Net Debt Issued (Repaid) | -13 | -6 | 91 | - | 10 |
Issuance of Common Stock | - | - | - | - | 0.13 |
Repurchase of Common Stock | -5.63 | -5.04 | -6.25 | -9.86 | -11.91 |
Common Dividends Paid | -5.84 | -5.7 | -5.92 | -4.41 | -3.33 |
Total Dividends Paid | -5.84 | -5.7 | -5.92 | -4.41 | -3.33 |
Net Increase (Decrease) in Deposit Accounts | 20.95 | 52.8 | 35.88 | 105.09 | 207.13 |
Other Financing Activities | 0.06 | 0 | 0.03 | 0.03 | 0.04 |
Financing Cash Flow | -3.46 | 36.06 | 114.74 | 90.85 | 196.11 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 11.37 | 1.52 | 4.32 | -7.12 | -25.73 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 14.61 | 14.29 | 11.49 | 17.78 | -10.23 |
Free Cash Flow Growth | 2.21% | 24.33% | -35.33% | - | - |
Free Cash Flow Margin | 31.24% | 33.30% | 27.54% | 38.63% | -23.91% |
Free Cash Flow Per Share | 1.48 | 1.40 | 1.10 | 1.61 | -0.88 |