Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
15.68
-0.15 (-0.95%)
Nov 5, 2026, 4:00 PM EST - Market closed
RMBI Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 109.91 | 11.57 | 21.76 | 20.24 | 15.92 | 23.04 |
Investment Securities | 332.16 | 164.4 | 164.63 | 176.16 | 176.08 | 204.07 |
Mortgage-Backed Securities | - | 93.11 | 98.31 | 111.48 | 115.98 | 162.51 |
Total Investments | 332.16 | 257.51 | 262.94 | 287.64 | 292.06 | 366.58 |
Gross Loans | 2,029 | 1,224 | 1,205 | 1,138 | 997.11 | 866.44 |
Allowance for Loan Losses | -25.4 | -16.47 | -15.79 | -15.66 | -12.41 | -12.11 |
Other Adjustments to Gross Loans | - | -30.62 | -30.82 | -31.83 | -23.01 | -21.48 |
Net Loans | 2,004 | 1,177 | 1,159 | 1,090 | 961.69 | 832.85 |
Property, Plant & Equipment | 34.18 | 14.03 | 13.32 | 13.76 | 14.17 | 14.35 |
Loans Held for Sale | 0.22 | 0.83 | 1.09 | 0.79 | 0.47 | 0.56 |
Accrued Interest Receivable | - | 6.3 | 6.03 | 5.84 | 4.71 | 4.19 |
Restricted Cash | - | 21.56 | - | - | - | - |
Long-Term Deferred Tax Assets | - | 13.88 | 16.76 | 16.18 | 17.36 | 5.89 |
Other Real Estate Owned & Foreclosed | 2.7 | 0.06 | 0.04 | 0.14 | 0.06 | 0.03 |
Other Long-Term Assets | 73.71 | 9.34 | 10.16 | 13.71 | 11.63 | 10.17 |
Total Assets | 2,599 | 1,526 | 1,505 | 1,461 | 1,328 | 1,268 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,734 | 932.16 | 916.34 | 871.05 | 855.09 | 724.58 |
Institutional Deposits | - | 82.65 | 67.49 | 55.71 | 43.76 | 61.3 |
Non-Interest Bearing Deposits | 351.41 | 100.09 | 110.11 | 114.38 | 106.41 | 114.3 |
Total Deposits | 2,085 | 1,115 | 1,094 | 1,041 | 1,005 | 900.18 |
Short-Term Borrowings | - | 12 | - | - | - | - |
Current Portion of Long-Term Debt | - | 136 | - | - | - | - |
Current Portion of Leases | - | 0.1 | - | - | - | - |
Accrued Interest Payable | - | 3.46 | 4.83 | 4.4 | 1.37 | 0.26 |
Federal Home Loan Bank Debt, Long-Term | - | 104 | 265 | 271 | 180 | 180 |
Long-Term Leases | - | 0.54 | 0.4 | 0.46 | 0.51 | - |
Other Long-Term Liabilities | 21.24 | 9.02 | 7.83 | 9.17 | 8.5 | 6.72 |
Total Liabilities | 2,370 | 1,380 | 1,372 | 1,326 | 1,196 | 1,087 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 228.9 | 0.11 | 0.11 | 0.11 | 0.12 | 0.12 |
Additional Paid-In Capital | - | 92.9 | 97.71 | 101.35 | 106.09 | 114.34 |
Retained Earnings | - | 97.32 | 91.58 | 87.9 | 88.12 | 80.16 |
Comprehensive Income & Other | - | -44.55 | -56.53 | -54.5 | -61.94 | -14.14 |
Total Common Equity | 228.9 | 145.78 | 132.87 | 134.86 | 132.38 | 180.48 |
Shareholders' Equity | 228.9 | 145.78 | 132.87 | 134.86 | 132.38 | 180.48 |
Total Liabilities & Equity | 2,599 | 1,526 | 1,505 | 1,461 | 1,328 | 1,268 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 263.59 | 252.64 | 265.4 | 271.46 | 180.51 | 180 |
Net Cash (Debt) | -151.31 | -239.01 | -243.35 | -251.22 | -164.09 | -156.96 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -13.20 | -24.14 | -23.79 | -24.04 | -14.84 | -13.49 |
Filing Date Shares Outstanding | 15.98 | 9.68 | 9.62 | 10.11 | 10.54 | 11.01 |
Total Common Shares Outstanding | 15.98 | 9.68 | 9.94 | 10.2 | 10.63 | 11.1 |
Book Value Per Share | 14.32 | 15.06 | 13.36 | 13.22 | 12.46 | 16.26 |
Tangible Book Value | 207.7 | 145.78 | 132.87 | 134.86 | 132.38 | 180.48 |
Tangible Book Value Per Share | 13.00 | 15.06 | 13.36 | 13.22 | 12.46 | 16.26 |