Richmond Mutual Bancorporation, Inc. (RMBI)

NASDAQ: RMBI · IEX Real-Time Price · USD
11.12
+0.01 (0.09%)
At close: Mar 28, 2024, 4:00 PM
9.10
-2.02 (-18.17%)
After-hours: Mar 28, 2024, 7:30 PM EDT

Total Valuation

RMBI has a market cap or net worth of $124.53 million. The enterprise value is $342.30 million.

Market Cap 124.53M
Enterprise Value 342.30M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Mar 1, 2024

Share Statistics

RMBI has 11.24 million shares outstanding. The number of shares has decreased by -3.33% in one year.

Shares Outstanding 11.24M
Shares Change (YoY) -3.33%
Shares Change (QoQ) -1.06%
Owned by Insiders (%) 14.52%
Owned by Institutions (%) 17.13%
Float 8.55M

Valuation Ratios

The trailing PE ratio is 10.90.

PE Ratio 10.90
Forward PE n/a
PS Ratio 2.87
Forward PS n/a
PB Ratio 1.05
P/FCF Ratio 11.01
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 24.41, with an EV/FCF ratio of 30.27.

EV / Earnings 31.55
EV / Sales 7.88
EV / EBITDA 24.41
EV / EBIT 26.75
EV / FCF 30.27

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.01
Debt / EBITDA 17.02
Debt / FCF 21.10
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.40% and return on invested capital (ROIC) is 3.08%.

Return on Equity (ROE) 8.40%
Return on Assets (ROA) 0.80%
Return on Capital (ROIC) 3.08%
Revenue Per Employee $246,877
Profits Per Employee $61,643
Employee Count 176
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, RMBI has paid $1.95 million in taxes.

Income Tax 1.95M
Effective Tax Rate 15.23%

Stock Price Statistics

The stock price has increased by +8.54% in the last 52 weeks. The beta is 0.62, so RMBI's price volatility has been lower than the market average.

Beta (1Y) 0.62
52-Week Price Change +8.54%
50-Day Moving Average 11.47
200-Day Moving Average 11.18
Relative Strength Index (RSI) 42.65
Average Volume (30 Days) 20,198

Short Selling Information

The latest short interest is 66,360, so 0.59% of the outstanding shares have been sold short.

Short Interest 66,360
Short Previous Month 39,806
Short % of Shares Out 0.59%
Short % of Float 0.78%
Short Ratio (days to cover) 2.48

Income Statement

In the last 12 months, RMBI had revenue of $43.45 million and earned $10.85 million in profits. Earnings per share was $1.02.

Revenue 43.45M
Gross Profit 43.45M
Operating Income 12.99M
Pretax Income 12.80M
Net Income 10.85M
EBITDA 14.02M
EBIT 12.80M
Earnings Per Share (EPS) $1.02
Full Income Statement

Balance Sheet

The company has $20.90 million in cash and $238.67 million in debt, giving a net cash position of -$217.77 million or -$19.37 per share.

Cash & Cash Equivalents 20.90M
Total Debt 238.67M
Net Cash -217.77M
Net Cash Per Share -$19.37
Equity / Book Value 118.63M
Book Value Per Share 10.55
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $11.89 million and capital expenditures -$581,281, giving a free cash flow of $11.31 million.

Operating Cash Flow 11.89M
Capital Expenditures -581,281
Free Cash Flow 11.31M
FCF Per Share $0.99
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 29.89% and 24.97%.

Gross Margin 100.00%
Operating Margin 29.89%
Pretax Margin 29.46%
Profit Margin 24.97%
EBITDA Margin 32.27%
EBIT Margin 29.46%
FCF Margin 26.03%

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 5.04%.

Dividend Per Share $0.56
Dividend Yield 5.04%
Dividend Growth (YoY) 27.27%
Years of Dividend Growth 4
Payout Ratio 54.90%
Buyback Yield 3.33%
Shareholder Yield 8.36%
Earnings Yield 8.71%
FCF Yield 9.08%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5