Richmond Mutual Bancorporation, Inc. (RMBI)
Total Valuation
RMBI has a market cap or net worth of $124.53 million. The enterprise value is $342.30 million.
Market Cap | 124.53M |
Enterprise Value | 342.30M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Mar 1, 2024 |
Share Statistics
RMBI has 11.24 million shares outstanding. The number of shares has decreased by -3.33% in one year.
Shares Outstanding | 11.24M |
Shares Change (YoY) | -3.33% |
Shares Change (QoQ) | -1.06% |
Owned by Insiders (%) | 14.52% |
Owned by Institutions (%) | 17.13% |
Float | 8.55M |
Valuation Ratios
The trailing PE ratio is 10.90.
PE Ratio | 10.90 |
Forward PE | n/a |
PS Ratio | 2.87 |
Forward PS | n/a |
PB Ratio | 1.05 |
P/FCF Ratio | 11.01 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 24.41, with an EV/FCF ratio of 30.27.
EV / Earnings | 31.55 |
EV / Sales | 7.88 |
EV / EBITDA | 24.41 |
EV / EBIT | 26.75 |
EV / FCF | 30.27 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 2.01 |
Debt / EBITDA | 17.02 |
Debt / FCF | 21.10 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.40% and return on invested capital (ROIC) is 3.08%.
Return on Equity (ROE) | 8.40% |
Return on Assets (ROA) | 0.80% |
Return on Capital (ROIC) | 3.08% |
Revenue Per Employee | $246,877 |
Profits Per Employee | $61,643 |
Employee Count | 176 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, RMBI has paid $1.95 million in taxes.
Income Tax | 1.95M |
Effective Tax Rate | 15.23% |
Stock Price Statistics
The stock price has increased by +8.54% in the last 52 weeks. The beta is 0.62, so RMBI's price volatility has been lower than the market average.
Beta (1Y) | 0.62 |
52-Week Price Change | +8.54% |
50-Day Moving Average | 11.47 |
200-Day Moving Average | 11.18 |
Relative Strength Index (RSI) | 42.65 |
Average Volume (30 Days) | 20,198 |
Short Selling Information
The latest short interest is 66,360, so 0.59% of the outstanding shares have been sold short.
Short Interest | 66,360 |
Short Previous Month | 39,806 |
Short % of Shares Out | 0.59% |
Short % of Float | 0.78% |
Short Ratio (days to cover) | 2.48 |
Income Statement
In the last 12 months, RMBI had revenue of $43.45 million and earned $10.85 million in profits. Earnings per share was $1.02.
Revenue | 43.45M |
Gross Profit | 43.45M |
Operating Income | 12.99M |
Pretax Income | 12.80M |
Net Income | 10.85M |
EBITDA | 14.02M |
EBIT | 12.80M |
Earnings Per Share (EPS) | $1.02 |
Balance Sheet
The company has $20.90 million in cash and $238.67 million in debt, giving a net cash position of -$217.77 million or -$19.37 per share.
Cash & Cash Equivalents | 20.90M |
Total Debt | 238.67M |
Net Cash | -217.77M |
Net Cash Per Share | -$19.37 |
Equity / Book Value | 118.63M |
Book Value Per Share | 10.55 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $11.89 million and capital expenditures -$581,281, giving a free cash flow of $11.31 million.
Operating Cash Flow | 11.89M |
Capital Expenditures | -581,281 |
Free Cash Flow | 11.31M |
FCF Per Share | $0.99 |
Margins
Gross margin is 100.00%, with operating and profit margins of 29.89% and 24.97%.
Gross Margin | 100.00% |
Operating Margin | 29.89% |
Pretax Margin | 29.46% |
Profit Margin | 24.97% |
EBITDA Margin | 32.27% |
EBIT Margin | 29.46% |
FCF Margin | 26.03% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 5.04%.
Dividend Per Share | $0.56 |
Dividend Yield | 5.04% |
Dividend Growth (YoY) | 27.27% |
Years of Dividend Growth | 4 |
Payout Ratio | 54.90% |
Buyback Yield | 3.33% |
Shareholder Yield | 8.36% |
Earnings Yield | 8.71% |
FCF Yield | 9.08% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |