Richmond Mutual Bancorporation, Inc. (RMBI)

NASDAQ: RMBI · IEX Real-Time Price · USD
16.00
0.00 (0.00%)
Jan 27, 2022 12:00 AM EST - Market open

Total Valuation

RMBI has a market cap or net worth of $198.79 million. The enterprise value is $381.51 million.

Market Cap198.79M
Enterprise Value381.51M

Important Dates

The latest earnings date was Thursday, January 27, 2022, before market open.

Last Earnings DateJan 27, 2022
Ex-Dividend DateDec 1, 2021

Share Statistics

RMBI has 12.42 million shares outstanding. The number of shares has decreased by -7.78% in one year.

Shares Outstanding12.42M
Shares Change (YoY)-7.78%
Shares Change (QoQ)-3.17%
Owned by Insiders (%)13.28%
Owned by Institutions (%)21.18%
Float10.62M

Valuation Ratios

PE Ratio17.02
Forward PEn/a
PS Ratio4.85
PB Ratio1.11
P/FCF Ratio16.98
PEG Ration/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.46, with a EV/FCF ratio of 32.59.

EV / Earnings34.83
EV / Sales9.31
EV / EBITDA25.46
EV / EBIT28.39
EV / FCF32.59

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 1.13.

Current Ration/a
Quick Ration/a
Debt / Equity1.13
Debt / EBITDA13.52
Debt / FCF17.30

Financial Efficiency

Return on equity (ROE) is 5.90%, which is not very high. The company has a high ROIC of 1.00%.

Return on Equity (ROE)5.90%
Return on Assets (ROA)0.90%
Return on Capital (ROIC)1.00%
Revenue Per Employee$234,229
Profits Per Employee$62,594
Employee Count175
Asset Turnover0.04
Inventory Turnovern/a

Taxes

In the past 12 months, RMBI has paid $2.48 million in taxes.

Income Tax2.48M
Effective Tax Rate18.47%

Stock Price Statistics

The stock price has increased by +23.08% in the last 52 weeks. The beta is 0.98, so RMBI's price volatility has been similar to the market average.

Beta (1Y)0.98
52-Week Price Change+23.08%
50-Day Moving Average16.12
200-Day Moving Average15.66
Average Volume (30 Days)7,162

Short Selling Information

Short Interest18,152
Short % of Shares Out0.15%
Short % of Float0.17%
Short Ratio (days to cover)2.38

Income Statement

In the last 12 months, RMBI had revenue of $40.99 million and earned 10.95 million in profits. Earnings per share was $0.94.

Revenue40.99M
Gross Profit40.99M
Operating Income13.56M
Pretax Income13.44M
Net Income10.95M
EBITDA14.99M
EBIT13.44M
Earnings Per Share (EPS)$0.94
Full Income Statement

Balance Sheet

The company has $19.84 million in cash and $202.56 million in debt, giving a net cash position of -$182.72 million or -$14.71 per share.

Cash & Cash Equivalents19.84M
Total Debt202.56M
Net Cash-182.72M
Net Cash Per Share-$14.71
Book Value178.64M
Book Value Per Share14.38
Working Capitaln/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.34 million and capital expenditures -$631,053, giving a free cash flow of $11.71 million.

Operating Cash Flow12.34M
Capital Expenditures-631,053
Free Cash Flow11.71M
FCF Per Share$0.94
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 33.08% and 26.72%.

Gross Margin100.00%
Operating Margin33.08%
Pretax Margin32.78%
Profit Margin26.72%
EBITDA Margin36.56%
EBIT Margin32.78%
FCF Margin28.56%

Dividends & Yields

This stock pays an annual dividend of $0.78, which amounts to a dividend yield of 4.88%.

Dividend Per Share$0.78
Dividend Yield4.88%
Earnings Yield5.51%
FCF Yield5.89%
Dividend Growth (YoY)40.00%
Payout Ratio79.20%

Stock Splits

This stock does not have any record of stock splits.

Last Split Daten/a
Split Typen/a
Split Ration/a