Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
14.25
+0.35 (2.52%)
May 2, 2025, 4:00 PM EDT - Market closed

RMBI Statistics

Total Valuation

RMBI has a market cap or net worth of $137.23 million. The enterprise value is $383.90 million.

Market Cap 137.23M
Enterprise Value 383.90M

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date Feb 26, 2025

Share Statistics

RMBI has 9.62 million shares outstanding. The number of shares has decreased by -1.28% in one year.

Current Share Class 9.62M
Shares Outstanding 9.62M
Shares Change (YoY) -1.28%
Shares Change (QoQ) -1.67%
Owned by Insiders (%) 5.56%
Owned by Institutions (%) 25.30%
Float 8.02M

Valuation Ratios

The trailing PE ratio is 16.02.

PE Ratio 16.02
Forward PE n/a
PS Ratio 3.33
Forward PS n/a
PB Ratio 1.05
P/TBV Ratio 1.05
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 42.77
EV / Sales 8.96
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.82%.

Return on Equity (ROE) 6.82%
Return on Assets (ROA) 0.60%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $247,544
Profits Per Employee $51,886
Employee Count 173
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, RMBI has paid $1.48 million in taxes.

Income Tax 1.48M
Effective Tax Rate 14.17%

Stock Price Statistics

The stock price has increased by +29.31% in the last 52 weeks. The beta is 0.41, so RMBI's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +29.31%
50-Day Moving Average 12.74
200-Day Moving Average 13.10
Relative Strength Index (RSI) 67.38
Average Volume (20 Days) 39,889

Short Selling Information

The latest short interest is 16,511, so 0.17% of the outstanding shares have been sold short.

Short Interest 16,511
Short Previous Month 15,280
Short % of Shares Out 0.17%
Short % of Float 0.21%
Short Ratio (days to cover) 0.62

Income Statement

In the last 12 months, RMBI had revenue of $42.83 million and earned $8.98 million in profits. Earnings per share was $0.89.

Revenue 42.83M
Gross Profit 42.83M
Operating Income 12.01M
Pretax Income 9.49M
Net Income 8.98M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.89
Full Income Statement

Balance Sheet

The company has $27.33 million in cash and $274.00 million in debt, giving a net cash position of -$246.67 million or -$25.63 per share.

Cash & Cash Equivalents 27.33M
Total Debt 274.00M
Net Cash -246.67M
Net Cash Per Share -$25.63
Equity (Book Value) 130.93M
Book Value Per Share 13.61
Working Capital -1.08B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 28.05%
Pretax Margin 24.42%
Profit Margin 20.96%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.21%.

Dividend Per Share $0.60
Dividend Yield 4.21%
Dividend Growth (YoY) 1.79%
Years of Dividend Growth n/a
Payout Ratio 67.39%
Buyback Yield 1.28%
Shareholder Yield 5.49%
Earnings Yield 6.54%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2