Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
13.83
-0.32 (-2.26%)
Jan 23, 2026, 4:00 PM EST - Market closed

RMBI Statistics

Total Valuation

RMBI has a market cap or net worth of $133.66 million. The enterprise value is $350.46 million.

Market Cap133.66M
Enterprise Value 350.46M

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date Jan 22, 2026
Ex-Dividend Date Dec 4, 2025

Share Statistics

RMBI has 9.66 million shares outstanding. The number of shares has decreased by -3.20% in one year.

Current Share Class 9.66M
Shares Outstanding 9.66M
Shares Change (YoY) -3.20%
Shares Change (QoQ) -0.60%
Owned by Insiders (%) 13.01%
Owned by Institutions (%) 25.21%
Float 7.34M

Valuation Ratios

The trailing PE ratio is 11.82.

PE Ratio 11.82
Forward PE n/a
PS Ratio 2.86
Forward PS n/a
PB Ratio 0.92
P/TBV Ratio 0.92
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 30.27
EV / Sales 7.50
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.31%.

Return on Equity (ROE) 8.31%
Return on Assets (ROA) 0.76%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.99%
Revenue Per Employee $270,266
Profits Per Employee $66,919
Employee Count173
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, RMBI has paid $2.08 million in taxes.

Income Tax 2.08M
Effective Tax Rate 15.21%

Stock Price Statistics

The stock price has increased by +3.44% in the last 52 weeks. The beta is 0.27, so RMBI's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change +3.44%
50-Day Moving Average 13.84
200-Day Moving Average 13.85
Relative Strength Index (RSI) 46.59
Average Volume (20 Days) 9,570

Short Selling Information

The latest short interest is 239,237, so 2.48% of the outstanding shares have been sold short.

Short Interest 239,237
Short Previous Month 229,296
Short % of Shares Out 2.48%
Short % of Float 3.26%
Short Ratio (days to cover) 10.76

Income Statement

In the last 12 months, RMBI had revenue of $46.76 million and earned $11.58 million in profits. Earnings per share was $1.17.

Revenue46.76M
Gross Profit 46.76M
Operating Income 13.65M
Pretax Income 13.65M
Net Income 11.58M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.17
Full Income Statement

Balance Sheet

The company has $35.20 million in cash and $252.00 million in debt, with a net cash position of -$216.80 million or -$22.43 per share.

Cash & Cash Equivalents 35.20M
Total Debt 252.00M
Net Cash -216.80M
Net Cash Per Share -$22.43
Equity (Book Value) 145.78M
Book Value Per Share 15.10
Working Capital -1.08B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.20%
Pretax Margin 29.20%
Profit Margin 24.76%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.34%.

Dividend Per Share $0.60
Dividend Yield 4.34%
Dividend Growth (YoY) 7.14%
Years of Dividend Growth 1
Payout Ratio 51.28%
Buyback Yield 3.20%
Shareholder Yield 7.54%
Earnings Yield 8.66%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2