Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
15.63
+0.13 (0.81%)
Jul 30, 2026, 9:50 AM EDT - Market open

RMBI Statistics

Total Valuation

RMBI has a market cap or net worth of $249.15 million. The enterprise value is $453.59 million.

Market Cap249.15M
Enterprise Value 453.59M

Important Dates

The last earnings date was Monday, July 27, 2026, after market close.

Earnings Date Jul 27, 2026
Ex-Dividend Date Jun 3, 2026

Share Statistics

RMBI has 15.95 million shares outstanding. The number of shares has decreased by -2.43% in one year.

Current Share Class 15.95M
Shares Outstanding 15.95M
Shares Change (YoY) -2.43%
Shares Change (QoQ) +0.54%
Owned by Insiders (%) 9.05%
Owned by Institutions (%) 15.33%
Float 13.44M

Valuation Ratios

The trailing PE ratio is 12.69.

PE Ratio 12.69
Forward PE n/a
PS Ratio 4.96
Forward PS n/a
PB Ratio 1.01
P/TBV Ratio 1.67
P/FCF Ratio 16.52
P/OCF Ratio 14.91
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 37.74
EV / Sales 9.10
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 30.31

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 16.31
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.57%.

Return on Equity (ROE) 8.57%
Return on Assets (ROA) 0.79%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.98%
Revenue Per Employee $276,965
Profits Per Employee $66,771
Employee Count180
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, RMBI has paid $2.34 million in taxes.

Income Tax 2.34M
Effective Tax Rate 16.32%

Stock Price Statistics

The stock price has increased by +8.85% in the last 52 weeks. The beta is 0.31, so RMBI's price volatility has been lower than the market average.

Beta (5Y) 0.31
52-Week Price Change +8.85%
50-Day Moving Average 15.01
200-Day Moving Average 14.21
Relative Strength Index (RSI) 54.45
Average Volume (20 Days) 56,055

Short Selling Information

The latest short interest is 167,869, so 1.05% of the outstanding shares have been sold short.

Short Interest 167,869
Short Previous Month 244,213
Short % of Shares Out 1.05%
Short % of Float 1.25%
Short Ratio (days to cover) 2.39

Income Statement

In the last 12 months, RMBI had revenue of $49.85 million and earned $12.02 million in profits. Earnings per share was $1.22.

Revenue49.85M
Gross Profit 49.85M
Operating Income 15.58M
Pretax Income 14.36M
Net Income 12.02M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.22
Full Income Statement

Balance Sheet

The company has $37.57 million in cash and $244.00 million in debt, with a net cash position of -$206.43 million or -$12.95 per share.

Cash & Cash Equivalents 37.57M
Total Debt 244.00M
Net Cash -206.43M
Net Cash Per Share -$12.95
Equity (Book Value) 148.27M
Book Value Per Share 15.30
Working Capital -1.11B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $16.57 million and capital expenditures -$1.61 million, giving a free cash flow of $14.96 million.

Operating Cash Flow 16.57M
Capital Expenditures -1.61M
Depreciation & Amortization n/a
Net Borrowing -18.00M
Free Cash Flow 14.96M
FCF Per Share $0.94
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.26%
Pretax Margin 28.81%
Profit Margin 24.11%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.10%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 3.87%.

Dividend Per Share $0.60
Dividend Yield 3.87%
Dividend Growth (YoY) 3.45%
Years of Dividend Growth 1
Payout Ratio 49.14%
Buyback Yield 2.43%
Shareholder Yield 6.30%
Earnings Yield 4.86%
FCF Yield 6.05%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4