Richmond Mutual Bancorporation, Inc. (RMBI)
NASDAQ: RMBI · Real-Time Price · USD
13.38
+0.01 (0.07%)
At close: Oct 24, 2025, 4:00 PM EDT
15.04
+1.66 (12.41%)
After-hours: Oct 24, 2025, 6:21 PM EDT

RMBI Statistics

Total Valuation

RMBI has a market cap or net worth of $129.31 million. The enterprise value is $349.04 million.

Market Cap129.31M
Enterprise Value 349.04M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date Oct 23, 2025
Ex-Dividend Date Sep 4, 2025

Share Statistics

RMBI has 9.66 million shares outstanding. The number of shares has decreased by -1.91% in one year.

Current Share Class 9.66M
Shares Outstanding 9.66M
Shares Change (YoY) -1.91%
Shares Change (QoQ) +0.50%
Owned by Insiders (%) 12.48%
Owned by Institutions (%) 28.08%
Float 7.39M

Valuation Ratios

The trailing PE ratio is 12.63.

PE Ratio 12.63
Forward PE n/a
PS Ratio 2.91
Forward PS n/a
PB Ratio 0.92
P/TBV Ratio 0.92
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 32.79
EV / Sales 7.76
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.60%.

Return on Equity (ROE) 7.60%
Return on Assets (ROA) 0.71%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $259,948
Profits Per Employee $61,522
Employee Count173
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, RMBI has paid $1.83 million in taxes.

Income Tax 1.83M
Effective Tax Rate 14.70%

Stock Price Statistics

The stock price has increased by +2.92% in the last 52 weeks. The beta is 0.38, so RMBI's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change +2.92%
50-Day Moving Average 14.28
200-Day Moving Average 13.65
Relative Strength Index (RSI) 42.51
Average Volume (20 Days) 13,198

Short Selling Information

The latest short interest is 203,354, so 2.10% of the outstanding shares have been sold short.

Short Interest 203,354
Short Previous Month 236,222
Short % of Shares Out 2.10%
Short % of Float 2.75%
Short Ratio (days to cover) 9.79

Income Statement

In the last 12 months, RMBI had revenue of $44.97 million and earned $10.64 million in profits. Earnings per share was $1.06.

Revenue44.97M
Gross Profit 44.97M
Operating Income 14.03M
Pretax Income 12.48M
Net Income 10.64M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.06
Full Income Statement

Balance Sheet

The company has $34.27 million in cash and $254.00 million in debt, giving a net cash position of -$219.74 million or -$22.74 per share.

Cash & Cash Equivalents 34.27M
Total Debt 254.00M
Net Cash -219.74M
Net Cash Per Share -$22.74
Equity (Book Value) 140.04M
Book Value Per Share 14.49
Working Capital -1.08B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.20%
Pretax Margin 27.75%
Profit Margin 23.67%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 4.48%.

Dividend Per Share $0.60
Dividend Yield 4.48%
Dividend Growth (YoY) 5.36%
Years of Dividend Growth n/a
Payout Ratio 55.71%
Buyback Yield 1.91%
Shareholder Yield 6.40%
Earnings Yield 8.23%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2